My Life Can Hang

In addition, the balance of provision for the initial provision of the business is relatively large, so it is difficult for us to discuss the income. "

Zhu Baohua and Lin Li looked at each other, and they both knew that it was Cao Tong's famous work to cooperate with other banks to lend and collect interest.

Fujin doesn't look at the process, but only at the result.

Cao Tong's proposal not only allowed the micro-heavy banks to break the suppression of traditional banks, but also explored the possibility of making profits.

This is very important for Fujitsu.

Cao Tong continued: "In addition, the provision coverage ratio of our micro-loan project is as high as 2000%.

There are not only reasons for prudent risk control, but also the requirement that the loan ratio should not be lower than 2.5%.

This is the reason why we have to raise external financing and increase capital. "

Zhu Baohua and Lin Li frowned deeper.

Every word Cao Tong said was not adulterated at all.

As a shareholder, everyone hopes that the micro-heavy bank will develop better and better.

After all, it means a greater return on their investment.

Lin Jinghua coughed lightly and asked, "Cao Xing, this round of financing, let us know the number of financing, we will give full support to Fujixun and keep our shares unchanged."

Cao Tong smiled calmly: "I discussed this round of financing with Director Gu.

It is more appropriate to set the valuation at 50 billion US dollars, and plan to raise 4-5 million US dollars externally.

Among them, Temasek and Warburg Pincus are more interested in us, and we can formally negotiate only after the review by the regulatory authorities. "

Chen Dongcheng said for the first time: "With all due respect, it is difficult for foreign PEs like Temaxi and Warburg Pincus to pass the supervision, and we need to make another preparation."

Everyone's eyes suddenly looked over, with exploration, curiosity, and fear in their eyes.

Seeing that Chen Dongcheng is so young, he can be on an equal footing with them.

The most important thing is that they don't know how much wealth Chen Dongcheng has.

As if everything behind Chen Dongcheng is a mystery.

The information they can find seems to have been carefully compiled and presented to them.

"In addition, I hope to keep the shareholding ratio unchanged in this round, like Tengxun."

After Chen Dongcheng finished speaking, the atmosphere in the conference room suddenly changed.

Everyone's thoughts were different, and Gu Min's face was a little ugly.

He is not a fool, Chen Dongcheng is obviously a little estranged from their Kang'an Department, and he is closer to Cao Tong.

Lin Li and Zhu Baohua, who have been famous in the business world for many years, are very dissatisfied with this young man.

After co-authoring them for a lifetime, is it better than a young man to be generous?

Cao Tong breathed a sigh of relief, as long as he hugged Chen Dongcheng's thigh, both the Kang'an Department and the Vengxun Department would give Chen Dongcheng face.

After all, Chen Dongcheng's shareholding ratio is no less than that of Teng Xun.

Although Chen Dongcheng is not interested in the struggle for power and profit within Weizhong Bank, it does not mean that they can fool him together.

This is also the reason why Chen Dongcheng supports Cao Tong.

He needs to have a pair of eyes inside the micro-heavy bank, and will not be blinded by the cooperation of others.

"Since Director Chen and Director Lin are willing to continue to follow up, then I will formally issue an application to the regulatory authorities.

We issued an additional 12 billion shares in this round, and we hope everything goes well. "

Cao Tong made a final decision, and no one objected.

No matter how unhappy Lin Li and Zhu Baohua were, there was no way they could come up with money.

As for the regulatory authorities, it is no surprise that the application of the micro-heavy bank was rejected.

After that, several RMB PEs began to contact micro-heavy banks.

Cao Tong understood the above meaning very well and gave up the plan to introduce foreign PE.

At the beginning, the planned financing of 5 million US dollars has naturally become a bubble.

The result of the negotiation is that the fixed increase financing is 12 billion, and the post-investment valuation is 320 billion.

Among them, Chen Dongcheng and Tengxun have invested 3.65 million yuan, maintaining their 30% shares unchanged.

Lin Li and Zhu Baohua chose to accept dilution and introduce several external RMB PEs.

After this round of financing, Weizhong Bank officially announced the news.

The smoothness of the financing is really stunned by the people who eat melons.

Many netizens are always paying attention to the latest developments of Wechat Bank.

Many of them have applied for micro-loans, and they still have some expectations for the amount of micro-loans.

Several are happy and some are sad. Chen Dongcheng's valuation of micro-heavy banks has soared, and he is naturally satisfied.

This round of valuation of Micro-Heavy Bank has increased by more than ten times compared to when it was launched.

One year, ten times the return.

Chen Dongcheng is aware of the prospects of micro-heavy banks, and naturally he will not be short-sighted and stingy with capital investment.

At this time, keeping your own shares is more important than anything else.

In Cao Tong's office, President Cao Da, a well-known outsider, was pouring tea for Chen Dongcheng with an attentive look.

"Chen Dong, your follow-up this round is too critical, otherwise Lao Cao and my life will be miserable."

Chen Dongcheng smiled: "Now who doesn't know Cao Xing's ability, by cooperating with other city commercial banks, you have caught Kang'an by surprise."

"Where, just to improve their memory a little, I am not a soft persimmon."

Cao Tong waved his hand modestly, but his face was still a little proud.

"But you can't be careless. Find the right opportunity to kick out a few of those high-ranking officials from the Kang'an Department."

Chen Dongcheng took a sip of tea and asked, "You should have friends who are suitable for micro-heavy banking, right?"

"There must be, now that the development of Wechat Bank is so good, many of my friends are a little moved.

Although the system is good, there are a lot of concerns, not as comfortable as we make money. "

Cao Tong is obviously not a vegetarian, so he prepared a list of candidates early.

"Well, after a period of time, the new shareholders will stabilize. You can find a reason to kill two people from the Kang'an Department."

Chen Dongcheng said lightly.

Cao Tong understood, with a sly smile on his face: "Don't worry, I guarantee that the reason for choosing will make Gu Min speechless."

Those who came out of the system and played with these are all good players.

Cao Tong had collected some evidence before, but he was not willing to use it.

Before the powerless, was in an overhead state, even if it was exposed, what's the use?

But now it is different, with excellent performance, coupled with the support of the shareholder Chen Dongcheng.

Cao Tong really wanted to try the quality of the Kang'an Department.

chapter 323. 322

Science Park.

Qingju Technology is very busy. As a newcomer in the marketing department, Li Xingyao is gradually familiar with the company's business.

The business of Qingju Technology is not complicated, the main line is to start around the deposit.

If there is no activity in the riding fee, you can still see some surplus.

"Little Li, please print this document, Director Ding will use it later."

A female colleague in the marketing department habitually instructs Li Xingyao to run errands.

"Okay, Sister Zhao."

Li Xingyao got up from her workstation, walked to the printer and started busy.

Sister Zhao joined the company earlier than Li Xingyao, and was considered an old fritter in the department.

She doesn't have any bad intentions, she just loves to make people.

Li Xingyao printed the documents, walked to the door of Ding Hui, director of the marketing department, and knocked on the door.

"Enter."

Li Xingyao opened the door and put the documents on Ding Hui's desk.

"Director Ding, this is the document you want."

Ding Hui looked at the document and wondered, "Didn't I ask Zhao Li to send it to me? Xiao Li, why did you work for her?"

"It's okay, Sister Zhao is also training me."

Li Xingyao smiled and didn't care much about being dispatched by the old man.

Before joining the company, I had heard from my seniors that interns in any industry could not escape the process of being bullied.

It's kind of a tradition, after all, it's all over the place.

Ding Hui remembered that the general manager Zhao Yin had warned that Li Xingyao's background seemed unusual.

Ding Hui smiled and nodded: "You should be more energetic when you first joined the company. When I look back, I will criticize Zhao Li. What kind of system is it to always bully newcomers."

If it wasn't for Li Xingyao being named by Zhao Yin, Ding Hui would be too lazy to care whether Zhao Li bullied the intern or not.

Who hasn't come from an intern yet.

Li Xingyao pursed her lips and said with a smile: "There is nothing else, I will go to work first."

"go Go."