Prodigal Son of the Ming Dynasty

  Chapter 845 Net of heaven and earth

  Although he scolded a lot.

  But the bank note that should be paid has already been paid, and the money and goods are settled.

  Holding the house deed and land deed in his hand, I really don't know whether to cry or laugh.

  Out of the shed.

   But it attracted the eyes of countless people outside, and there was envy in these eyes.

  Fang Jifan dared to come only at noon. There must be a lot of people in the morning, which would arouse jealousy. If he was beaten, he would have no place to reason.

   A group of hustlers who shake their heads and talk about benevolence and morality every day, are now being tossed by a group of wolves, a group of wolves with green eyes when they see meat.

   I have to say that Fang Jifan has now become a vulnerable group, and he dare not provoke anyone, for fear of accidents.

  The land sold today is more than 700 mu.

  Except for Weifang, because of the noise, it had to launch another 600 mu of land supply.

   That's it...someone is making trouble.

  Fang Jifan sat down and counted the banknotes. This mountain of banknotes was really a frightening amount.

   Two million four hundred thousand taels.

  This... is just a down payment, which accounts for 20% of the house payment. After the bank lends money, the remaining 80% of the silver will also be entered into Xishan Jianye's account books.

  The current capital of Xishan Jianye has exceeded tens of millions of taels of silver, even if it does not sell the land, it is enough to complete many constructions within three years.

  Xishan Bank, because of the housing loan, also began to absorb savings crazily. After all, the credit was established, and the bank notes issued also began to be recognized by countless people.

Just like those gentlemen in Beijing, in the beginning, in order to buy a house, they had to exchange their real money to the Xishan Bank for banknotes. At first, they had doubts in their hearts. A run or a large-scale depreciation like the Daming banknotes.

But this kind of worry, after the first attempt, gradually became acceptable. I can use thousands of taels of silver, so what's the point of exchanging a few hundred taels, not to mention that I still owe money to the bank. , can it pour?

  Bank notes have gradually become widespread.

  The only unpleasant thing is that the portrait of Zhu Houzhao in military uniform is printed on the ten tael banknote.

  To be honest, the dignified prince, riding on a horse and holding a spear, is... unsightly.

  The person on the one tael of silver is even more disgusting. Fang Jifan is smiling, wearing a feather fan and a scarf. He looks like he is smiling. When he picks it up, he looks like the person in the banknote is laughing at himself for being a fool.

Wang Jinyuan stood next to Fang Jifan with a smile: "This month, there are more than 20 million taels of silver deposited in Xishan Bank, but the loan that can be borrowed has exceeded more than 30 million taels. The villain, looking at it with horror Ah, the reserve fund of Xishan Bank is a bit insufficient. If there is a run, it will be bad."

Fang Jifan nodded and nodded: "Don't worry, it's really going to be a run. The whole capital is going up and down, and it's more urgent than us, but... At the moment, the focus is on absorbing deposits. We have to find a way to promote the business of the bank to Beitongzhou, Jiangnan, and all over the world. , Think about it, this savings is for interest...It means they borrow money, let us lend to people to buy houses. It is also rich, how can there be so many good things in this world?"

  Wang Jinyuan nodded: "The only thing the villain is worried about is that other places will not accept our money, nor will they deposit silver in the bank. After all..."

Fang Jifan shook his head: "They will save. If necessary, just increase the interest on savings. Don't think about it. In the past, so much money was hidden by others. In this world, countless gentry are all Lao Cai, when he has silver, he hides it under his bed or buries it. There is a limited amount of silver in circulation in the market. But now, it is different from the past, not to mention the fleet that sailed to the West, bringing back countless gold and silver , Now that housing prices in the new city are soaring, how many people have passed on the real money that they have passed down for generations.

In this market, so much silver has begun to circulate. If you think about it, the price of goods will start to rise. Once the price rises, they have the ability to continue to hide the silver. They are the ones who suffer, they If you don’t use it to buy a house, you have to obediently take it out and deposit it in the bank to earn some interest. Otherwise, the price of silver will fall day by day, and you will be able to buy fewer things day by day. I want to see if they are anxious or I am anxious. . "

  Wang Jinyuan is happy.

  Actually, at the beginning, he didn't quite understand this routine.

   But now, he understood a little bit of the strangeness inside.

Every link here is interlocking, new cities, banks, large-scale recruitment, large-scale procurement of raw materials, a large number of people get paid, the demand is extremely strong, the circulation of silver is crazy, and the price of goods is rising... This It's like, the original pool of stagnant water is completely alive at this moment.

  Continuing to be as old as before, their wealth will only shrink day by day.

   Take out the silver, save it, and get back some of the capital.

  If this money is not used for consumption or to buy real estate, it is a sinkhole.

  Fang Jifan was very contented, with his hands behind his back.

Vigorous benign inflation has begun. This is a huge net that covers everyone. Those who take out the money and do whatever they want will get rich returns. Those misers in the past will all enter garbage dump.

   Thinking about it, Fang Jifan was very excited.

  However, Fang Jifan is not the enemy of these misers.

  Even if they hated Fang Jifan any more, they still needed Fang Jifan's bank and mansion to preserve their value.

  His Majesty's birthday is approaching, but Fang Jifan is not very happy.

  Because it seems that the craftsmen haven't tinkered with what they want.

  Fang Jifan can't do anything about it, this kind of thing cannot be urged.

  He had no choice but to obediently go back to Xishan. The new city couldn't stay longer because... the house that will be launched soon will break through the 20,000-acre barrier. If he stays here, he will be greeted by countless eggs.

   It is said that some rich men in the south of the Yangtze River are also moving after hearing the news.

  After all, suddenly so many people in Beijing went back to ask for money after repairing books, and the news spread ten or ten times.

  Prices in the capital began to rise, whether it was anthracite, or entertainment venues, even if it was selling a bunch of candied haws, people felt it.

  Almost everyone is belatedly aware. At first they didn’t feel anything, but then they began to feel that something was wrong.

There is too much money on the market, and in order to build houses, countless craftsmen and refugees gathered in the new city. These people began to have a stable salary. They made concrete, fired bricks, fired tiles, and painted workshops, as well as several Unclear supporting workshops, they also need food, drink, clothing, food, housing and transportation. For example, the wool in the past was bought by some wealthy families in Beijing. After all, the price of this stuff is not low, at least it has nothing to do with the people at the bottom.

  But now, it is different. These craftsmen and coolies who have left the countryside can no longer be like before. Men farm and women weave, and they have to wear clothes. What to do, buy! The demand of more than 100,000 people appeared out of thin air. The sweater workshop saw what to do and expand it. At the same time, it needed to recruit more people, but after all, it took time. Because of the large-scale out-of-stock of wool on the market, the price... has risen...

   Once the price rises, all the labor in the capital will also increase. It takes more money to hire people. It is impossible for you to have enough food to let you work. Therefore, you have to process money...

   This inflation has quietly begun to enter all walks of life, and finally, the whole world has begun to suffer.

  If the price of the goods in the capital is higher than that in Jiangnan, the merchants in Jiangnan will transport the goods from Jiangnan to the capital to sell them for huge profits, and there will naturally be a shortage of goods in Jiangnan, so the result can be imagined.

But this inflation is beneficial, because the skyrocketing price has made many people profit, and the goods on the market are scarce. Naturally, some people have noticed that production can have such a large profit. A group of people with insight actually I also started to learn from others and tried to produce.

  Production requires more manpower, and recruiting refugees from the countryside naturally becomes the top priority.

Fang Jifan didn't care about all kinds of hustle and bustle in Beijing, and even came to Beijing with a huge sum of money to wait and see the real estate market. Fang Jifan didn't care. The land was Fang and Zhu. If you want to grab it or not, you don't want to grab it. It's just right for me, Fang Jifan, to keep it for the New Year.

  He drank tea comfortably, looking at the children in the Fang family courtyard.

  Because the weather is sunny, let the children play outdoors in the yard.

  The children, who were stronger and taller than before, stood with their hands behind their backs.

  The cute little aunt took out the globe, which is made according to the map of the world and can be rotated.

  The little aunt held a small stick in her hand, pointing to a place on the globe: "Where is this?"

  Everyone said sparsely: "Golden Continent!"

  The little aunt smiled and clicked another place: "Where is this place!"

   "Tianzhu!" The children scrambled to be the first.

   "Where is Daming?"

   "There!" Countless people stretched out their little hands.

  Fang Jifan is about to spit out a sip of tea, sir, where is it? Are you insulting Fang Jifan's IQ?

   "Where is the capital?" The little aunt smiled.

   "I know, I know." Fang Zhengqing raised his hand.

  Fang Jifan felt a sense of comfort in his heart. Sure enough, like himself, his IQ was off the charts.

   What is this? This is the inheritance of family and blood.

  The little aunt looked at Fang Zhengqing with a smile: "Now, let Zhengqing tell us where the capital is."

  Fang Zhengqing had his hands behind his back, he was still wearing crotch pants, and his deciduous teeth were protruding. He said, "I know Zhu Zaimo knows."

   "..."

  The little aunt was very patient, and her eyes fell on Zhu Zaimo.

  Zhu Zaimo got up vigorously, went to the globe, and pointed to the location of Beijing city.

  (end of this chapter)