Prodigal Son of the Ming Dynasty

  Chapter 1573 Bloody Disaster

   Academies related to stereotyped writing began to be raided.

  In fact, even if the imperial court did not search, the Confucian scholars would all run away.

  Who dares to stay.

  Overnight, more than a dozen fires broke out, killing many people.

  Many ministers in the court heard about Fang Jifan's assassination for the first time, and they were secretly happy, but soon, they wanted to cry without tears.

  In fact, these are the people who hold the most stocks and mansions, but suddenly, they find that what they hold in their hands has become waste paper.

  So they wanted to sell like crazy, but obviously, it was too late.

  Because at this time, no one cares about stocks and mansions, no matter how low the price is, no one will pay attention to it.

   Immediately afterwards, all the projects in the new city came to a halt.

  Those who had tens of thousands or hundreds of thousands of taels of silver before, lost everything in the blink of an eye.

  The most frightening thing is that although their mansion is worthless, they are still burdened with heavy loans.

   These loans must not be less.

  In the Town God's Temple outside Xincheng, Shuntian Mansion often finds dead bodies wearing Confucian Shanlun scarves.

  Many people rumored that this was done by the students of Xishan Academy.

In a Zhuangzi outside Beijing, some people objected to the imperial court's deprivation of their fame, and they would never allow tax collectors to come to the door. They came to calculate this year's grain tax with them. A group of students from Xishan appeared and razed the Zhuangzi to the ground.

   Even Tuntian Wei, who has always been kind to others, has begun to be agitated locally.

The government is often unable to ask the gentry to pay taxes, because the land needs to be re-measured, but this... is exactly what Tuntian Wei is best at. They have already counted the land everywhere and sent it directly to the local government. Even though the local parents and officials wanted to cover up, they had no choice but to order the land tax to be cleared. Behind the tax collectors was the Tuntian Guard, and behind the Tuntian Guard was the Xishan Academy. They were good at riding and shooting, and they were especially cruel. Not only that, their Behind him is the Zhen Guo Mansion, which is the support of His Royal Highness, and behind His Royal Highness... is the emperor.

  His Majesty has issued several decrees in succession, prohibiting scholars from talking about things, and demanding that the gentry should pay their bills together...

   Among them, the one who suffered the most has become a hundred officials in the court.

  Not only do they have a mansion, but they also have a lot of land in their hometown.

  Their relatives in the local area, relying on their relationship, have already mastered an unknown amount of land. This is a large piece of land. Once the grain tax is paid, it will be lost.

  Some people began to write letters, but soon, Jingcha came to the door.

  Here in the Ministry of Officials, Ouyang Zhi issued official documents one by one to dismiss officials.

   It even reached the point where more than a dozen people were dismissed in one day.

Ouyang Zhi hadn't slept well for several days, and after finally dozing off for a while, he dreamed of his mentor and burst into tears. Although he was slow, he realized later, but his emotions were actually the most abundant. All the officials, at this moment , no one dared to contradict Ouyang Shangshu.

  The first seven days are coming in a blink of an eye.

  There are no more people wearing Lun scarves on the street, all businesses are in depression, and Xishan Qianzhuang has generated a lot of bad debts. In order to collect money, a large number of people have been recruited to confiscate a large number of mansions and properties.

Wang Jinyuan endured the grief. He seemed to have lost his soul. He felt like the sky was falling, like a walking corpse. In a trance, he didn't know what he was doing, but...in this most urgent time, he knew...Xishan Bank, There is a share in the Fang family, the young master and the two young masters, they can't ruin their family fortune at this time.

  So...the bill must be collected.

  So he cheered up, he faced the accounts one by one, compared these accounts one by one, who didn't pay the silver, and how much property was mortgaged, and then ordered someone to bring the bill to send someone to the door.

  Nowadays, people who refuse to repay their loans are like crucian carp crossing the river.

  Wailang Zhou Tao, a member of the Ministry of Industry, is one of them.

  At the beginning, he was one of the most happy to see Fang Jifan assassinated.

  He also has a son, who is pinning his hopes on the imperial examination. He claims to be a disciple of a sage, and has a deep-seated hatred for new learning.

But when the mansion and the stock price plummeted, and this momentum was unstoppable, and even caused the local land price to fall crazily, at this moment...he was shocked like many people, and then thought of his growing The cheaper the mansion, the less willing to repay the debt for his own mansion.

The mansion he lived in totaled seven mu, and cost nearly one hundred thousand taels of silver at the beginning. Of course...he couldn't afford one hundred thousand taels of silver, only a down payment of ten thousand taels of silver, and now he has paid back more than ten thousand taels of silver. He still owes 80,000 taels of mortgage.

   But now, the price of the mansion has plummeted without warning. Now, some people are paying 30,000 taels of silver for such a mansion, but no one cares about it.

  Wailang, a member of the Ministry of Industry, knows how to settle accounts after all. When the people from Xishan Bank came to the door to collect collections, he greeted him with a sullen face.

  Zhou Tao sneered at the debt collector in his heart, and put on an official gesture: "Why do you come to the door?"

  The person who reminded the account said: "According to Qianzhuang, the master has not paid last month's mortgage for three days."

   "Heh..." Zhou Tao sneered on his face. Why is he not desperate at this moment? Just because of a hateful Fang Jifan, his wealth has shrunk by more than half.

  He said with resentment: "Now this mansion is worthless, so who does it belong to?"

"This... villain can't care about it." The person who came to urge the debt was obviously experienced in many battles, and said calmly: "The original loan contract was clear and clear, and it will be repaid on time every month. If there is a breach of the contract, Xishan Bank has the right to take back the mortgaged mansion and land."

   "Take it, take it, take it all, leave it to me! I won't give you a copper now."

   Zhou Tao was furious, he was already vomiting blood from anger.

  The person who reminded the debt said: "Since Mr. Zhou will not repay the loan, according to the original loan, Mr. Zhou had mortgaged his current mansion and more than 900 acres of land in his hometown in Shanxi..."

  When borrowing money from the bank, you need collateral. The higher the loan amount, the more collateral you have. This person means that if you don’t repay the loan, all the house and land of the Zhou family will be confiscated.

  The more than 900 mu of land is not a small amount, and it is more than 20,000 taels of silver, but now...the sharp drop in the mansion and the turmoil in the market have also affected Shanxi.

  The more the crisis comes, the more people are more willing to guard their real money. No one dares to buy land, mansions, and stocks anymore. Because of this...the land in Shanxi is now worthless.

   That's Zhou Tao's ancestral home.

  But now... black and white, what can Zhou Tao do?

What's more, the Xishan Academy behind the Xishan Bank is sharpening its knives. I heard that just because a minister said a few words in private that Duke Qi died well, someone rushed into his house that night, dragged the minister out, and beat him to death. up.

   But Shuntianfu is actually partial.

   Zhou Tao had a gloomy face, thinking about the current situation, this loan must never be repaid.

He collected himself, as if he had made up his mind, gritted his teeth and said, "Take it all, ha...haha..." He wanted to say that the thief would still harm people even if he died, but these words, after all, come from the senses Driven by him, he swallowed it back into his stomach.

   "Since that's the case, stop bothering me. There will be a later date." The account collector didn't say anything, because he was still in a hurry to go to the next one.

Countless mortgages have been converted into countless house deeds, land deeds, and field deeds. Every day, dozens of boxes are filled, and they are put into Xishan Bank for storage. More and more people choose not to repay the loan directly, so that Xishan Qianzhuang is in a huge predicament.

  Wang Jinyuan is still trying his best to maintain the credit of the Daming Banknotes, and he must not lose it no matter what. Although the banks in various places have begun to cause runs, Wang Jinyuan still gritted his teeth, transferred gold and silver, and continued to maintain the situation.

  Wang Jinyuan knows better than anyone else that once people cannot exchange gold and silver in the bank with precious banknotes, the consequences will be even more dire.

   Fortunately, in recent years, the bank has absorbed a large amount of gold and silver, especially the gold and silver brought by the Golden Continent and European tulips, as a deposit, so it can barely support it.

   What's more, a large number of Daming banknotes have all flowed overseas, and the overseas run has not yet started, so you can breathe a sigh of relief for the time being.

   But even so, Wang Jinyuan still felt that it was not easy. The news from the outside world is too complicated and chaotic.

   "Young master, young master, why did you go there? Aren't you always the smartest?" Wang Jinyuan couldn't help muttering to himself, without the young master, he felt as if he had lost his backbone.

  If the young master is here, as long as he slaps others twice, there will be nothing that cannot be resolved.

  But now...difficult...really too difficult.

   There are still those bad debts, how can we deal with them?

The Qianzhuang has taken back so many house deeds, as well as the piles of land deeds and land deeds. Now...these things are worthless. If this continues, their value will continue. The real gold and silver that the bank loaned out was exchanged for these worthless things. This bank... I am afraid that there is no other way to maintain it in the end. I am afraid that I will feel sorry for the deceased young master. The young master is in the spirit of heaven. , wouldn't you slap yourself in the dream?

  ...

  At this time, the entire Fang family was completely plain.

  Zhu Xiurong's crown is plain, she is just a weak woman, and when she heard the bad news, she fainted.

  It's just... After Fang Jinglong, the king of Xinjin County, heard the news, he suddenly collapsed.

  At this time, Zhu Xiurong just remembered her responsibility as a daughter-in-law. She stood up and started to decorate the mourning hall with the help of several disciples of Fang Jifan...

  It's a pity...my deceased husband was about to die, and there was no intact body left. This made Zhu Xiurong even more grief-stricken. His pretty face seemed to be covered with a layer of white veil, bloodless and terrifyingly pale.

  ………

  The second chapter is delivered, and there is.

  (end of this chapter)