Martial Arts Reigns

Zhou Zikun conceded defeat, that Cardinal Han had nothing to say, and Fu Taixu immediately announced that Ye Ming had officially become the fortune-seeking elder of Yin Yang Sect. The annual salary of the Elder Zhaocai is as high as one million Valkyrie coins, and if he earns enough money, he will also receive a large amount of dividends.

At this point, the apprenticeship ceremony was completed, and all the elders left one after another, leaving only Ye Ming and Yi Xiantian in the end. Yi Xiantian said: Ye Ming, disciples of cardinals are not easy. You have to be promoted to Martial Lord before the age of thirty, otherwise you will be deprived of the qualifications of disciples of cardinals. In addition, the contribution points earned by disciples of cardinals cannot be less than one billion a year. You have to pay attention to these.

Ye Ming didn't care, it wasn't a problem for him to contribute a little to the Martial Lord, and he smiled and said, Don't worry, Master, I know it well. Then he said his idea of ​​participating in the Qinglong Sword Fighting Club.

Yi Xiantian smiled and said, Why, are you going to win the first place?

I have cultivated the Xuantian Baidi Sword, you can try it. Ye Ming said, It's just that the price of the challenge is too high.

Yi Xiantian's eyes lit up: I have actually cultivated the Xuantian White Emperor Sword! Well, I will find a way for the teacher to do the lottery, and you can just participate.

Ye Ming knew that the matter was settled, and said happily: Master, I will definitely win you a few cities for the old man!

Yi Xiantian smiled faintly: Things won't be that simple, you just do your best, and the rest will be handled by the teacher. Don't run around these days, first learn the way of talisman formations with me.

In this way, for the next half month, Ye Ming spent most of his time studying talismans with Yi Xiantian, and he made great progress. Even Yi Xiantian admired his comprehension in Talisman, saying that he will surpass him in the future.

Since he had already taken over the position of Elder Zhaocai, Ye Ming took half a month to finally officially take over this position. Elder Zhao Cai's subordinates also have a large number of subordinates. Ye Ming didn't have time to get familiar with these people, so he invited Yu Qianxian to help him with the daily management work. As a fortune-seeking elder, he has the right to recruit some newcomers to follow him, and Yu Qianxian is the first one.

Yu Xianxian was studying numerology, and the job Ye Ming gave her was exactly what she wanted, so she readily agreed. He only gave Yu Xianxian one thing, which was to go to all the sect gangs affiliated to the Yin Yang Sect, and then investigate their sphere of influence, the population they controlled, the influence they had, and so on.

The bank he founded was taken over by the Haotian Sect. Although it was a last resort, he was still not reconciled. Now that he has become a fortune-seeking elder of the Yin-Yang Sect, he naturally has to display his ambitions, because regardless of public or private, he must do his job well as a fortune-seeking elder.

At one time and another, when he founded the bank, the conditions were very poor. First, he had no one, and second, he had no money. He had to explore his own experience. But now that he holds tens of billions of dollars in his hands, and has the Yin Yang Sect as a big backer, it is really not difficult for him to be a banker.

While asking Yu Xianxian to go out to investigate, he sent someone to Qinglong Emperor Capital to register a bank. In his vision, the future bank must be opened in all parts of the dynasty, so the registration must be done in the imperial capital of the Qinglong Dynasty. The Qinglong Dynasty had very strict management of commercial operations. Locally registered shops, banks, etc. could only operate locally. If you want to operate within the entire dynasty, you need to spend money to register, and it will cost a lot of money.

For example, the Tongli Bank that Ye Ming wants to register, the registration fee alone is as high as 100 million Valkyrie coins, and in the future, 10% of the royal tax will be paid every year according to the profit situation. This kind of imperial tax is only aimed at businesses that have semicolons in the entire dynasty, such as Duobaolou. If it is a local business, it only needs to pay taxes to the local.

Running a bank requires experienced staff, so long before he sent Yu Qianxian out to investigate, he dug Fu Biao, Ma Tai, Gongsun Yan, Chen Xing, Cui Jingang, Zheng Yiping, and Yang Dengfeng from the Stone Bank. . Fu Biao and others not only came here by themselves, but also brought a large number of shrewd and reliable subordinates.

From their mouths, I learned that the Stone Bank that Ye Ming founded before has already achieved strong profitability. However, the bank is still limited to Cangxuan Street and has not developed outwards.

With this group of experienced elders, it is much easier to do things in the bank. Ye Ming only needs to point out the general direction, and leave the rest to them. Moreover, he, the elder who recruits wealth, has special privileges. Fu Biao, Ma Tai, and Gongsun Yan were respectively assigned the positions of outer sect elders, and Yang Dengfeng, Chen Xing, Cui Jingang, and Zheng Yiping also became outer sect disciples.

There are two days left to go to the Sword Fighting Conference. Ye Ming called Chen and his group to Shenlei Palace to explain the follow-up situation of Qianzhuang. Everyone is an old acquaintance, Ye Ming asked the maids to prepare a table of dishes, and talked about things while eating and drinking.

During this period, Chen Xing said: Boss, Tongli Bank will not belong to you in the future, but to Yin Yang Sect?

The relationship among the people is complicated, and now that Ye Ming is a disciple of the Cardinal, everyone should call him Master. So Ye Ming simply asked them to call him the boss to avoid trouble.

Ye Ming nodded: Although the bank is not mine, I can pay dividends every year, which is not a small amount. And without the funds and background of Yin Yang Sect, we can't do this bank.

Fu Biao said: Is the boss going to do what he did before? I feel that Stone's structure is too small and there is no future in the short term.

Ye Ming waved his hand: Of course not. There are as many as twenty-six affiliated sects under our Yin Yang Sect. This does not include some big gangs, bodyguards, chambers of commerce, casinos, etc. These forces are spread all over Dongqi, and even develop I went to other vassal states. My idea is to use these forces as the core and use their local influence to help us develop the bank.

For example, Shendao Sect is an affiliated sect of Yin-Yang Sect, with a population of more than 200 million within its radiating range. The influence of Shendao Sect in the local area is very huge. The local people not only trust Shendao Sect, but also worship Shendao Sect. The door is proud. Ye Ming said, If Shendaomen is willing to use their reputation and influence to help us run the bank, the bank can develop at the fastest speed.

Yang Dengfeng thought for a while: What does the boss mean, to cooperate with Shendaomen?

It's not considered cooperation. The profit of the bank will be distributed to them according to their contribution. And as the affiliated sect of Yin Yang Sect, it's too late for them to curry favor with us. How can there be any reason for not cooperating? Ye Ming smiled. Dao said, Things like borrowing money and not repaying it can be handled by Shendaomen. As local snakes, the locals don't care about them.

Wonderful! Gongsun Yan's eyes lit up, In this way, the bank's business can be expanded immediately, and I'm afraid it won't take long to make a profit.

Ye Ming took out an account book and said with a sigh: I thought that the Yin-Yang Sect must be very rich with so much income every year. But now I find that in recent years, the Yin-Yang Sect has gradually been unable to make ends meet. Last year alone, the deficit was as high as 100. Thirty Valkyrie Coins. I, the fortune-seeking elder, can only grasp 12 billion Valkyrie Coins. And the 12 billion can only hold more than half of it in my hand. After half a year, it will be used to repay the debt.”

So our time is limited. Within half a year, we will build a bank. As long as there are enough people saving money, we will have cash flow. With cash flow, chickens can lay eggs. Will there be such a thing by then? Ten or two billion, it doesn't matter anymore.

How should the interest be determined? Cui Jingang asked, Is it still the same as before?

Ye Ming said: We need to be more flexible when it comes to saving money. The monthly interest is 1%. If you save for one year, the annual interest is 20%; if you save for three years, the annual interest is 30%. As for the interest on loans, within one year, Forty percent is still charged; if it is more than one year, it is 50 percent; if it is more than three years, it is 60 percent.”

In this way, even if we only release half of our deposits, it will still be profitable. Ye Ming analyzed, However, according to my calculations, the ratio of deposits and deposits should not exceed 70% in the future. , must not exceed 90%.

During this meal, Ye Ming basically decided on the future business policy of the bank, leaving the rest to everyone, while he concentrated on preparing for the sword fight two days later.

From the apprenticeship ceremony to the present, his cultivation base has deepened again. He has broken all the second-level meridians, re-condensed eighty-one second-level spiritual veins, and successively transformed the Yuan Jin array in the 362-level orifice points into For the spirit array.

Eighty-one second-level spiritual veins were formed, and Ye Ming's body was immediately filled with spiritual energy, and the eight main spiritual veins suddenly became several times wider. He faintly felt that his own strength seemed to have broken through two million catties. With two million catties of strength, even Wu Zong couldn't do it.

Generally speaking, Wu Zong's strength limit is one million catties. The strength of more than one million catties can only be achieved by Wu Jun.

Two days before the sword fight, Ye Ming practiced Xuantian Sword, Yin-Yang Swordsmanship, Sixiang Swordsmanship, Bagua Swordsmanship, and Great Zhoutian Swordsmanship every day. Every time he rehearses, it seems that he has gained more insight. Gradually, the Sixiang sword in his hands is no longer more advanced than the Yinyang sword; the Bagua sword is no longer more advanced than the Sixiang sword. In his opinion, any practice is the same in his hands.

This feeling became more and more intense. On the night before the sword fight, he suddenly and slowly swung the Xuantian Sword over and over again. Gradually, his swordsmanship became more and more strange, like yin and yang like four elephants, like gossip like big Zhoutian. If other disciples saw him practice swords like this, they would definitely think that his swordsmanship is four different images, which is related to all of them, but not exactly.

When the daylight was bright, he put away his sword and stood still, with a smile on his face, as if he was very happy.

That's right, I didn't expect you to understand the truth of 'people are better than moves' at such a young age. At some point, Yi Xiantian appeared with a smile.

Ye Ming smiled slightly and said, Master, it's not too late for you to praise me after I throw away the sword in my hand.

Surprised and delighted, Yi Xiantian nodded again and again: Okay, that's great! Then he laughed haha, very happy.