Lord of the House

Vol 11 Chapter 4: Uchifu

In the political affairs hall, Yuan Guizheng went up the stairs, and Zhang Yan stopped him from behind: "Master Yuan..."

Liu Zhi was still recuperating, and Zhang Yan was still serving as the inner servant and the chief of salt and iron.

Yuan Guizheng stopped, waited for Zhang Yan to come over, and asked, "Master Zhang has something to see?"

"The Ministry of Household has proposed to raise funds from Huaidong Bank with Yanli as a pledge. What does Master Yuan think?" Zhang Yan asked.

"It turned out to be for this..." Yuan Guizheng responded, and he was not in a hurry to answer Zhang Yan, standing in front of the steps frowning and thinking.

Zhengshitang, also known as Zhongshumenxia or Zhongshu Dutang, is the place where the ministers discuss matters; Zhang Yan is the governor of the interior minister, and if there is no important matter, access to the capital is still restricted. On the contrary, Yuan Guizheng returned to Jiangning, and he and Shen Rong served as ministers and counselors respectively, and added the Chongwen Hall and Chongzheng Hall bachelors, making it easier to enter and leave the capital.

Yuan Guizheng's office as the minister of Shangshu had the right to refute the memorial; while Shen Rong was appointed as a remonstrance officer, he was an adviser outside the system of the Duchayuan, specializing in the affairs of ministers and the emperor's morality-in the affairs of Shangshumen The two positions of Zhizhi and Advice were established in the early years of the founding of the People's Republic of China, but they were cancelled during the Kaiping period. The re-establishment of these two positions this time is exactly the specific manifestation of the Yongxing Emperor's sin against himself and the Queen Mother's supervision of the government - these two positions are from the four. He is of high quality, but his position is humble and powerful, and he is also a scholar in the palace, so he can't help walking in the palace.

When Yuan Guizheng went to Juchao, he caught up with Zhang Chengyuzuo and others to share the savings bank that had been moved away from Jiangning by the Ministry of Household, Neifu, and Ministry of Industry, so as not to go to Huaidong - Yuan Guizheng arrived at the exact moment. At that time, he also got a fortune for Nanyang, but this time, the central finance was completely drained.

Cheng Yu, Zhang Zuo and others, at this time, they can only take care of themselves, and they have to bite the bullet to deal with the financial crisis that the center is currently facing.

It is also Huaidong's hard-to-find technique - if Huaidong takes all the political power over, Cheng Yu, Zhang Zuo and others will naturally not ask about money and money, and anything can be pushed to Huaidong on the head.

However, after Emperor Yongxing returned to Jiangning with a hundred officials, Lin Fu did not try to completely control the court, except that the Privy Council held the military and political power, the officials of the political court and the six ministries, the Huaidong family were only Liao Liao.

In this case, if Cheng Yu, Zhang Zuo and others do nothing, they will first offend the officials of the various ministries and temples who are in arrears and push them to Huaidong - fleeing Jiangning, the Ministry of Household, Ministry of Industry, It is not a secret that the savings bank of the inner government is brought on board, but it came back empty-handed. The slips were burnt, and there was no way to check the accounts, but it was impossible to quell the anger of the officials.

If Cheng Yu, Zhang Zuo and others have no proper plan, they will leave the mess to Huaidong to take over. Huaidong will go to completely control the government at this time. Who in the world can say what is wrong with Huaidong?

Lin Xuwen, on behalf of the Ministry of Household, proposed a plan to borrow money from Huaidong Bank, but only to borrow four million taels of silver from Huaidong Bank at one time to deal with the immediate crisis. The conditions proposed by Huaidong Bank are naturally harsh:

Four million taels of silver, with an annual interest of 20%, the loan period is ten years, the interest will be paid annually within ten years, and the entire principal will be repaid at one time after ten years; if the four million taels of silver are borrowed, a total of 12 million taels will be repaid within ten years. Silver does not count, and the salt tax revenue from the workshops, mines and salt and iron companies under the jurisdiction of the Ministry of Industry must be used as collateral for borrowing silver.

The workshops and mines are managed by the bank, and the annual interest will be paid if there is any surplus. From the perspective of Yuan Guizheng, Huaidong should pay more attention to the salt profits of the two Huai Rivers.

When Lianghuai salt was sold in the surrounding counties, the salt tax revenue was as high as 3 million taels a year at the peak, but it has been reduced to less than 1.5 million taels at this time. Every year, half of the money should be directly transferred from Yanli as the annual interest, and officials should be recommended by Qianzhuang to serve as deputy envoys of salt and iron, and directly control the transfer and transfer of salt and silver.

I have seen shameless, but I have never seen such shameless - Yuan Guizheng knew that this time when he returned to Jiangning, he had to tear the veil of warmth between him and Huaidong before, and he had to face Huaidong who had become a giant beast, but he did not Thinking of Huaidong's tricks, he frowned and said, "If these conditions are agreed, it will solve the urgent need, but there is a danger of drinking poison to quench thirst: how can the annual interest of 800,000 taels of silver be saved? Ten years later. How to accumulate the four million taels of the original capital? The entire central finance is constantly sucking blood for Huaidong, and finally a mess is formed. The means are so feminine!"

"But it's not such a thing to drag it on - there are rumors below that if the salary is not released, the officials will gather outside the Chong'an Gate to knock on the door..." Zhang Yan said with a stomping foot.

"What do you mean by Cheng Xiang, Zuo Xiang and Yu Xiang?" Yuan Guizheng asked.

"Drinking poison to quench one's thirst is also a last resort, and it is always necessary to get through the immediate difficulties," Zhang Yan said, "Most of the industrial and mining areas under the jurisdiction of the Ministry of Industry have been devastated by the war, and they are unable to recover, so there is no pity to throw them out. Yanli is the only major income that can be captured in the future, and it will be penetrated into Huaidong, and there will be endless troubles. Besides, the second-year interest rate is too heavy, and the imperial court is afraid that it will be difficult to pay the annual interest for ten years this year..."

Zhang Yan did not elaborate on which idea was which, but what he said was generally the consensus of Cheng Yuqian, Zuo Chengmu and Yu Xinyuan—it is imperative to borrow money from Huaidong Bank, but he just hopes that the conditions can be relaxed. Some.

Seeing Yuan Guizheng frowning like this, Zhang Yan stomped his feet and said, "This year, the interest rate has dropped below 10%, and it can still be done. It's a big deal to throw the hat of the salt and iron envoy to Huaidong and wear it. Let's get over the current difficulties first!"

Yuan Guizheng smiled bitterly, Zhang Yan and the others were helpless, what could he do?

Speaking of which, Huaidong Qianzhuang and the principal of 100,000 taels of silver invested by the Yongchang Houfu were in it. I didn't expect it to be such a behemoth today. In addition to the previous loan to Jiangning's government, it turned out to be just a month. In time, I can spend five million taels of silver—Yuan Guizheng thought to himself: In the future, should I hope that Huaidong Bank will collapse or not?

Yuan Guizheng and Zhang Yan entered the capital, met Cheng Yuqian, Zuo Chengmu, and Yu Xinyuan, but did not see Lin Xuwen. Although the head shopkeeper of Huaidong Bank is Zhou Guangnan, but Zhou Guangnan is not a businessman or an official, Cheng Zuoyu Zhang and others could not put down their dignity and directly summoned Zhou Guangnan to the political affairs hall to discuss the loan.

Anyway, Lin Mengde is the real God of Wealth in Huaidong, and calling Lin Mengde over is always fine.

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For thousands of years, the national finance has mainly relied on the land tax and the tax, and the increase of the land tax and the tax is the slowest, and the collection is the most laborious - in addition to the tax, there are still taxes, Municipal tax, rai tax (salt tax, brewing tax, tea tax and other monopoly taxes), miscellaneous taxes such as donations, military donations, etc.

Among them, the tax was assigned to the Neifu, but after Emperor Yongxing ascended the throne in Jiangning, in order to increase the income of the Neifu and expand the imperial power, he also incorporated the city tax and the over-tax into the scope of the Neifu collection, and in fact he could only control the surrounding areas of Jiangning. city ​​tax. The land tax and the Ding tax are assigned to the Ministry of Household; all kinds of miscellaneous donations such as fire consumption, foot expenses and other miscellaneous taxes that come with the collection of the land tax and Ding tax are mainly the source of local income.

Since the beginning of Yue, there have been Huangzhuang established in various places, directly occupying large tracts of grain fields, and the income and tribute paid in response to the decree are all under the jurisdiction of the Neifu - all these are the imperial powers in this world. reflect.

Lin Fu made Lin Xuwen directly control the Ministry of Household, and the next goal was to deprive the inner government of the financial power and merge it into the Ministry of Household.

When Lin Xuwen and Gao Zongting went to Juchao to welcome Emperor Yongxing back to Jiangning, the two sides acknowledged the fact that Jiangning government borrowed silver to redeem rice and pledged the city business tax revenue from Jiangning surrounding areas to Huaidong Bank. It was taken out from the income of the inner government.

To this end, Huaidong Bank specially recommended Zhou Guangdong to set up the Jiangning Lijin Bureau to take charge of this matter. The lijin collected should first be repaid with the principal and interest of the bank, and the excess will be allocated to the Jiangning government.

This time, Lin Fu even wanted to transfer the Lianghuai salt tax from the inner government, otherwise the loan of four million taels of silver could completely be mortgaged with the land tax under the jurisdiction of the Ministry of Household.

The ministers summoned Lin Meng to the Political Affairs Hall to discuss the loan. Lin Mengde did his part, and together with Lin Xuwen, brought Zhou Guangnan, the general manager of Huaidong Bank, to the Political Affairs Hall.

The so-called asking price in the sky and paying the money on the ground - the annual interest rate can be reduced to the same level as the original Huaidong Military Division, but the pledge cannot be reduced.

In the opinion of Cheng Yuqian and others, the city tax in the surrounding areas of Jiangning is still a small amount, and the Queen Mother agreed to cede it to Huaidong. Incorporated into the Department of Accounts.

No matter how you say the Ministry of Household, it is still the Ministry of Household of the imperial court, which is better than having people recommended by merchants in charge of the Salt and Iron Division.

After the negotiation here, the paper was proposed for the decree, and the news was also spread to Chen Yuan at the same time...

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When the news reached Chen Yuan, Chen Huawen came over to say goodbye to Lin Fu, the remnants of the Haiyu Army. Except for a part of the sword archers who were incorporated into the county as a local security force, most of the Bainao navy along with Su Pinxiao would be camped in the west of Zhejiang. After receiving the reorganization, Chen Huawen was recommended by Lin Fu to serve as the prefect of Luzhou after he handed over the right to discharge the army.

Chen Huawen will leave Jiangning, and his brother Chen Huazhang will also leave Jiangning and return to Haiyu. Today, they will go to the Chongguo Gongfu to say goodbye to Lin Fu, and drink tea in the hall in the front yard.

"Qianzhuang only lent 1 million taels of silver to Jiangning House to tide over the difficulties a while ago. At this time, I have to take out 4 million taels immediately. I'm afraid it is a bit difficult, right?" The news of the compromise, I asked worriedly.

"It's not difficult," Lin Fu shook his head and said, "The Song family and other major families in Fujian put all the grain fields under their names into the bank in exchange for the equivalent shares, and the bank immediately sent people into Fujian. The East divides the grain fields and sells them on credit to local land-deficient farmers. At present, some farmers are in short supply and can't get money, so they can only buy arable land on credit, and then use grain as compensation every year. , but there are also quite a number of farmers who have some savings in their hands and can use it to buy land. In three months, Quanzhou Prefecture and Jinan Prefecture, through this method, raised more than 1.6 million taels additionally. Cash..."

Mindong has been beaten to such a degree that in such a short period of time, it is unbelievable that Huaidong Bank could be able to **** out so much cash. In addition, the shortage is probably due to the fact that the Dongyang Township Party transported grain into Jiangning to make a lot of profit, and most of the surplus silver was stored in the bank, which could be misappropriated.

"It's the master's clever strategy that makes people unbelievable," Chen Huawen praised. "The sages don't know how many people are, but such a method of raising money has never been seen before..."

"Huawen is very polite," Lin Fu smiled and said, "In the eyes of others, these are just small tricks." I thought that the government of later generations will rarely borrow from the public and banks. As long as the government can maintain its credibility, Don't worry about the size of the debt.

Lin Fu has no intention of directly intervening in political affairs for the time being, so he cannot implement the new policy in the Jiangnan Seven Mansion and the Weiyang Mansion on Jiang'an for the time being. The model of the Eastern Song family disposes of the land in their hands. Chen Huazhang went back this time to deal with this matter.

He brought these things out at this time to enter the heart of the An Chen family. The father, son, uncle and nephew of the Chen family can all be said to be a temporary choice, but Chen Mingzhe is still stubborn and has not made a statement in Jiaxing.

Speaking of which, Chen Huazhang was still a little uneasy in his heart. He was worried about whether Lin Bie would be able to take the last step~www.wuxiaspot.com~ and also worried that the world would give other families, Yanlu or Cao's family to go, but he lived in Jiangning. After these days, I feel a little more at ease - Chen Huazhang doesn't practice martial arts, and he doesn't know how to use troops, but he also knows that in the history of history, or the collapse of power, or the rise and fall of the imperial court, or the invasion of aliens, in the final analysis, it is all bad for political affairs.

Compared with Lin Fu's invincible military tactics, what can convince Chen Huazhang even more is Huaidong's political skills.

The She family and other eight clans have been established in Mindong for more than two hundred years. With such a solid foundation, in just a few years, they have surpassed and crippled Huaidong. It is not a fluke. Taking the Cao family as an example, three generations of frontier commanders and two generations of county kings have been in Guyuan for nearly 60 years, and they have expanded from 30,000 elites to 130,000 in four years. is clearly insufficient...

Maybe this world is going to be a battle between Huaidong and Yanluo, and the Chen family can't go to vote for Yanluo.

Thinking of this, Chen Huazhang said: "Huazhang returned to Haiyu this time, and completed some matters in the clan according to the master's instructions, and then came over to wait for the service..."

In the past, Chen Huazhang paid more attention to the clan and neglected the officialdom. He returned to his hometown to take care of the clan affairs when he passed the examination in his early years. At present, Huaidong's core policy is to suppress land annexation. After the land is handed over, there will be no major improvement in Silk Village for more than ten years, and Chen Huazhang will have nothing to do if he stays in Haiyu.

"That's great," Lin Fu said happily. "If Duke Chen said so, then I'll be waiting in Jiangning..."

Before the Northern Expedition, Lin Fu first had to straighten out the political affairs of Jiangning. Chen Huazhang, who was pragmatic and experienced in governance and wealth management, was the most urgently needed talent in Huaidong. In fact, although Chen Mingzhe served as the prefect of Jiaxing, his popularity was still worse than that of his father. Chen Huazhang has a relatively conservative weakness, but for Huaidong at this time, it cannot be called a weakness. My QT room is open! More vulgar official QT room number [9167] Click to enter

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