Lawyer's character

After that, he opened Sanqiang Prefabricated Component Company and Sanqiang Machining Company, and became prosperous and became a well-known entrepreneur in Beibian City.

When a business is prosperous, banks will come to visit. At first, Yu Sanqiang didn't think about getting a loan. He felt that his company was small and had enough funds.

Later, someone from above encouraged him to expand the business, and promised that he could choose the land in the development zone, and that he would be given certain discounts when purchasing the land.

He felt that he didn't study much, so he was fine with small things. If he really made the company bigger, he was worried that he wouldn't be able to control it, so he didn't agree to expand the company at first, but he couldn't handle the fact that his superiors held meetings with entrepreneurs every now and then.

He saw that his peers were building houses after acquiring land, and the land prices and house prices kept changing day by day. It was like making money while lying down. With the encouragement from above, he finally paid for two adjacent pieces of land and moved the two companies there.

The land was cheap, but to expand the production scale, factories needed to be built, and equipment needed to be purchased. Yu Sanqiang's funds immediately became tight. Later, he borrowed 3.2 million yuan from credit unions in the name of Sanqiang Prefabricated Component Company. Since then, due to increased competitive pressure, Yu Sanqiang has lost three major customers, and his income has dropped sharply. When the loan expired, Yu Sanqiang was unable to repay all the principal and interest of the loan.

After that, people from the credit union came to collect the money, and Yu Sanqiang talked with him several times. Finally, the people from the credit union suggested that he apply for a loan in the name of Sanqiang Machining Company to borrow new money and repay the old money.

Yu Sanqiang thought it was feasible. Considering that Sanqiang Machining Company was operating well and both companies needed funds for their later operations, he borrowed another 6.2 million yuan from the credit union, of which more than 3 million yuan was used to repay Sanqiang. The loan principal and interest of the strong prefabricated component company. A year later, seeing the loan coming due, Yu Sanqiang was unable to repay it.

At this time, the certificate for the first phase of the new factory built by Sanqiang Prefabricated Component Company was issued. After negotiating with the credit union, Yu Sanqiang used the name of Sanqiang Prefabricated Component Company to build a factory building and office building with an area of ​​more than 4,500 square meters. Mortgage, signed a loan contract of 7.5 million yuan with the credit union, and incorporated the principal and interest of the remaining loan that had not been repaid before into this loan contract.

Since then, the new factory building of the second phase of Sanqiang Prefabricated Component Company has passed the acceptance inspection and a warrant has been issued. Yu Sanqiang used the second-phase factory building as collateral to obtain another loan of 3.5 million yuan from the credit union.

After the above-mentioned loan expired, the credit union sent people to the door to call for payment many times. However, at this time, Yu Sanqiang had no funds on hand and was unable to repay the loan.

The credit union plans to sue Yu Sanqiang, auction the loan collateral, and recover the principal and interest of the loan. However, after the lawyer reviewed the case file materials, he found that the collateral for the two loans had not been mortgaged.

Afterwards, the credit union's lawyer discovered a more serious problem. Sanqiang Prefabricated Company's land, factories, office buildings (including the collateral for the above two loans), machinery and equipment and other assets had been priced at RMB 890 by Yu Sanqiang. One hundred thousand yuan was transferred to a local cement factory in one go.

After the credit union communicated with Jiang Lin, the owner of the cement factory, Jiang Lin said that during the process of signing the "Asset Transfer Agreement", Yu Sanqiang concealed the fact that the Sanqiang Prefabricated Company's factory and office building had been mortgaged to the credit union. . After Yu Sanqiang received the transfer payment of 8.9 million yuan from Jiang Lin's cement factory, he repaid the debts of the two companies.

Later, the credit union reported to the police on the grounds of loan fraud, and the police detained Yu Sanqiang at his home. After that, the procuratorate issued an arrest notice and the case was transferred to the local intermediate court.

After trial, the local intermediate court held that the defendant Yu Sanqiang knew that the factory and office building of Sanqiang Prefabricated Component Company had been used as mortgage for credit union loans and sold the factory. His behavior constituted the crime of loan fraud, and the amount was special. It is huge and should be punished according to law. Judgment: Defendant Yu Sanqiang committed loan fraud and was sentenced to ten years in prison and fined RMB 500,000.

After the verdict was announced, Yu Sanqiang refused to accept the verdict and appealed to the Provincial Higher People's Court.

"What's the current situation of your top three machining company?" Fang Yi asked.

"The loan from the credit union was sold before it expired, and all the money was used to pay off the goods. I am penniless now." Yu Sanqiang looked at Fang Yi with a ruthless look. What he meant was: I love you so much, anyway. I have no money.

"Jiang Lin runs a cement factory in your local area. He doesn't know about your loan mortgage?" Fang Yi looked at Yu Sanqiang in confusion.

"Actually, I mentioned this to him, but at that time, the supplier blocked the door every day and urged me to pay back the money. I was anxious to use the money. He took the contract and told me that it was okay. After signing the contract and settling the account, he helped me settle the account. No. I signed the solution. But who knew that this stupid thing happened and he refused to admit it and said he didn't know about it.

Later, I sued Jiang Lin and requested that the sales contract be confirmed to be invalid. However, the court found that the asset transfer agreement between us was legal and valid. I refused to accept the appeal, and the second instance was rejected by the court.

Where can I go to reason with you? Yu Sanqiang said with an aggrieved look on his face.

"What did you do with the money Jiang Lin gave you?" Fang Yi asked.

“The money was several million in cash, transferred checks, and part of it was transferred, and I spent it on the company’s debts.

If you don’t believe me, just ask, I don’t owe any supplier money, everything has been settled, and I don’t even owe any employees’ wages. "Yu Sanqiang is very confident.

"I only owe money to the credit union!" Fang Yi looked at him with a half-smile.

"There's nothing we can do about it!" Yu Sanqiang chuckled.

After leaving the gate of the detention center, Fang Yi and Zhou Ying found a restaurant in the city for lunch. The other party had already negotiated with Wankefa when entrusting the company, and all travel, food and accommodation were paid for by himself. Wan Kefa asked the other party for 10,000 yuan for travel expenses.

"Lawyer Fang, I think Yu Sanqiang is not telling the truth. The money he collected must still be there." Zhou Ying whispered.

Fang Yi stopped his chopsticks, glanced at Zhou Ying, then picked up the tea cup and took a sip of barley tea: "The police can't find out about this, so we don't need to worry.

If it is true that he has paid off all the money from suppliers and employees, I think this person is really interesting. At least he is not like many business owners who owe money to suppliers and employees and enjoy themselves outside.

I heard that his brother is talking to his boss about the credit union debt, and I will probably hear from him soon. Eat quickly, we have to rush back in the afternoon. "

"Well, I feel that Yu Sanqiang has a Jianghu spirit about him. He is very heroic. I can't say that he is good or bad." Zhou Ying thought for a while.

"Every time Zhongyi is a dog-slaughterer, most of the losers are scholars. In fact, people like Yu Sanqiang are easy to deal with. On the contrary, it is those guys who are highly educated and behave in a different way before others. They often do things that violate their conscience and betray their friendship. Things have no moral bottom line at all." Fang Yi sighed.

"Well, I have made an appointment. We will go to the Provincial High Court to review the papers tomorrow morning. Don't forget." Zhou Ying reminded.