Konoha's Negative Emotional System

genius! !

In Konoha Village, the home of the Senju Clan, in the courtyard of the Senju Dragon Village.

"Repay the principal with interest" Qianju Longcun looked at the massive negative emotion points displayed on the negative emotion system. If it was negative, he instantly felt the world spinning.

"Yes, repay with interest," the negative emotion system answered in the affirmative.

"But" Qianju Ryuucun looked embarrassed, "I don't think I can afford such a massive amount of negative emotions now! There are only so many characters in the plot, and I can't catch them all and torture them every day. Even if I can If I catch them all and torture them every day, I won’t be able to collect even a fraction of the negative emotion points I owe them in a short period of time! I can’t afford to pay them back!”

"I know" the negative emotion system calmly explained, "I have considered all the situations for you. Of course you can't afford to repay such a large number of negative emotion points, so I have specially formulated a loan model for you, and you have 10 years to repay it. repayment plan, 15-year repayment plan, 20-year repayment plan, 30-year repayment plan.

The longer the repayment period, the fewer negative emotion points you need to repay every month, but the more negative emotion points interest you have to pay overall;

The shorter the repayment period, the more negative sentiment points you need to pay back each month, but the less negative sentiment point interest you have to pay overall. "

"..." Qianju Longcun was speechless for a while. Is the negative emotion system that advanced?They even specially formulated a loan model for me, as well as repayment plans for various years.

"Don't you understand?" The Negative Emotion System paused and continued to explain, "Just like the mortgages in your previous life, some have 10-year loans, some have 15-year loans, some have 20-year loans, and some have 30-year loans.

The advantage of the plan with fewer loan years is that the total interest to be paid is less, and the disadvantage is that the repayment pressure is greater. The plan with more loan years is just the opposite. The repayment pressure is less, but the total interest to be paid is more.

The reason why the loan-year plan is less stressful than the loan-year plan is because there are 10 or even 20 more years to repay the loan, so the monthly payment is much smaller, and the monthly loan repayment pressure is naturally reduced. a lot of.Moreover, the pressure of repaying the loan is reduced. If you still have money left after repaying the loan, you can use the remaining funds for financial management.

Moreover, loans with multiple years can also be repaid in advance. If you feel that the time is too long, you can repay in advance, which can also reduce the total interest.

也正是因为贷款年份多方案要比贷款年份少方案多了10年甚至20年的时间，所以也要多收10年甚至20年的利息。像贷款买房的话，房价本来就贵，所以10年甚至20年的利息就是一个比较大的数字了。

Therefore, when choosing between a plan with more loan years or a plan with fewer loan years, we will recommend that you choose the one that suits you based on your financial income.

The same is true for the loan model I specially developed for you, a 10-year repayment plan, a 15-year repayment plan, a 20-year repayment plan, and a 30-year repayment plan.

If you choose the 30-year repayment plan, you will have to repay me fewer negative sentiment points each month, but you will have to repay my negative sentiment points with more interest overall;

If you choose a 10-year repayment plan, you will have to repay me more negative emotion points every month, but you will have less interest to repay me overall negative emotion points..."

The negative emotion system rambled on, making an analogy between the mortgage model of the previous life and the current loan model of the negative emotion system, and explained it to Qianju Longcun in a simple and easy-to-understand manner.

"Host, do you understand now?" the negative emotion system asked.

"I understand." Qianju Longcun nodded with a complicated expression.To be honest, Qianju Longcun understood what the Negative Emotion System meant when he proposed the concept of loan model, but for a while he couldn't accept that the Negative Emotion System would use this model. Dig a hole for yourself and treat yourself like a house slave in your previous life.

"My negative emotion system is too advanced, and I actually chose this mortgage model that allows countless people born in the 90s to bury their love and sterilize themselves to deceive me." Qianshou Longcun's mood was extremely complicated, and he didn't know what to say.

After waiting for a while, the negative emotion system continued, "So, host, your choice is a 10-year repayment plan, a 15-year repayment plan, a 20-year repayment plan, or a 30-year repayment plan?"

"This……"

Faced with the options given by the negative emotion system, Qianju Longcun hesitated. Should he choose a 10-year repayment plan, a 15-year repayment plan, a 20-year repayment plan, or a 30-year repayment plan?

Through the experience of countless people buying houses in his previous life, Qianshou Longcun compared his current situation and repeatedly weighed the pros and cons.

As time goes by, there will be more and more plot characters in the future, and it will become easier and faster to earn negative emotion points by yourself. In other words, in the future, you will return the negative points to the negative emotion system every month. Emotional points will not constitute a lot of pressure for you in the future. On the contrary, the negative emotional points returned to the negative emotion system every month are very stressful for you. Therefore, what you should do most now is to try your best. Reduce the number of negative emotion points you give back to the negative emotion system every month.

And how to reduce the number of negative emotion points that I give to the negative emotion system every month?It's very simple, that is to extend your repayment period as much as possible.

"I choose the 30-year repayment plan" Qianju Longcun made the decision quickly.

The "good" negative emotion system quickly locks in the 30-year repayment plan, and then calculates how many negative emotion points Qianju Longcun has to pay back each month.

"Host, the number of negative emotion points you have to repay every month is 7645328" the negative emotion system prompted.

"7640328!" Qianju Longcun saw this and frowned. This is really a large number.

"System, what will happen if I don't meet these negative emotional points every month?" Qianju Longcun suddenly asked.

"Once you don't have enough negative emotion points, the system will treat you as a breach of contract, the natural energy in your body will quickly get out of control, and you will soon turn into a lifeless stone statue," the negative emotion system warned.

"Uh" Qianju Longcun instantly felt a lot of pressure and was in an extremely bad mood. It seemed that he would have to earn negative emotion points like crazy every month from now on, otherwise he would die at the end of the month.

"Uuuuuuuuuuuuuuuu" Qianju Longcun said sadly, "Why do I have the feeling that if I buy a house and become a house slave, my right to use the house will be taken away before I can pay the mortgage?"

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