The Low-Key Life of a Necromancer

In the branch of an insurance company in Sage City, a man was leaning leisurely in his office chair.

After several years of hard work, he finally climbed from a low-level employee to the position of department manager.

The office next door was the branch general manager's office. Hart was listening to elegant classical music while thinking about how to move his butt over there.

"Activate that line again... No, no, I have already promised my daughter that she will work hard and live a good life, so I must cut off ties with the past!"

Hart has a family photo on his desk.

A gentle and virtuous wife, a steady and capable self, and a lovely daughter in between.

The photo was taken a year ago. The family went to the amusement park together, and all three of them had happy faces.

My daughter is now much taller than in the photo, and she has become more rebellious. She is not as cute as she was a year ago.

"My daughter, you are my creditor from my previous life. What else can I do except spoil you~"

Hart is very satisfied with his current life, with a happy family and an easy job.

He is no longer the low-level person who bows his head and begs for help on the streets.

"Boss, I have a difficult client here, can you please..."

"Difficult customers? Haven't I told you many times that you should screen your customers before choosing them? Don't sign contracts with those who don't have much money but are a lot of trouble!"

The subordinate who encountered difficulties was scolded by Hart, and the other party lowered his head and complained in his heart.

You are the leader and you have a lot of choices. I don’t have many orders this month, so it’s good enough that I can sign it.

"Okay, I'll help you get rid of it."

In the end, Hart didn't do anything to his subordinates. He had been at the bottom of society before and knew that their lives were not easy either.

If it were easy, would we need to take such a dangerous line...

When Hart arrived at the reception hall downstairs, he saw a pretty young girl sitting there with an anxious look on her face.

The little girl had smooth and fair skin, like a newborn baby, and was wearing the uniform of a magic academy.

Such clients are high-quality stocks, so how could there be problems?

With doubts, Hart walked to the opposite side, sat on the chair and started communicating with the customer.

"I'm the department manager. What do you need?"

"Ah, you're Manager Hart? Great, finally someone can help me!"

After confirming the name tag and appearance, Xiaoli, who was disguised as a customer, breathed a sigh of relief.

The fingers on Xiaoli's legs tapped rhythmically, and soon a small insect crawled out from the sole of her shoe.

"You are Xiaoli, a student at the Magic Academy. You just purchased a scholarship three days ago, right? Now you want to withdraw all the money?"

"Yes! Something happened in my family and I need money urgently, so..."

Hart had a headache. This kind of unexpected situation was the most difficult to deal with.

According to the standard, the student's insured scholarship will take effect one month.

After that, part of the amount will be refunded every month until the other party’s insurance period ends.

The amount ultimately returned to the student will be somewhat more than the amount initially deposited, which is a profitable investment for the student.

The insurance company will use the initial capital for investment and make more money after turnover, which is a typical behavior of using chickens to lay eggs.

Operating according to this model, neither students nor insurance companies will lose money, so it is a safe and good business.

The bad thing is that Xiaoli’s insurance policy was too short!

Hart flipped through a pile of information, and after seeing last week's summary, he sighed inwardly that it was just as he expected.

Last week’s insurance money has not been aggregated yet, but the policy has been signed. If Xiaoli insists on a refund, she can only get half of the principal back.

"Only half! This won't do. I signed it three days ago. How come it's half less after three days?"

Xiaoli was extremely anxious, and she acted like a panicked student to the fullest.

"But that's what's written in the policy, and you signed the agreement yourself. If you want to cancel the insurance, this is the only way."

Hart said he could do nothing to help.

"How could that be! What about my mother? She is sick and needs treatment..."

Xiaoli cried sadly and sat there in a daze, as if she had lost her soul.

Hart has been working in insurance for so long and has seen all kinds of terrible things. Logically, he should have a heart of stone.

But after looking for a while, Hart silently sat back opposite Xiaoli.

"In your case, there is definitely no way to solve it according to normal procedures, but it is not without a solution."

Xiaoli instantly perked up, and her watery eyes grasped the last hope before her.

"Manager! Please help me!"

"Well, how about this? You sign an agreement."

Hart gave Xiaoli a handwritten agreement, which stated that Xiaoli was willing to change the insurer and beneficiary.

This operation is equivalent to Xiaoli not having insurance.

Hart took the receipt and changed the end of Xiaoli's name to his daughter's name.

Then, Hart took out his wallet and traded the money to Xiaoli personally.

"This kind of transfer is very troublesome, and I have to bear the handling fee. I can only return a part of the deposit to you."

Hart gave 80% of the amount to Xiaoli and sent the crying girl away.

"Thank you, Manager Hart!"

"Okay, okay, go back quickly."

It was so heartbreaking to see Xiaoli keep thanking me.

When Hart returned to the office, he saw his subordinates looking at him in surprise.

"what happened?"

"Leader, if you do something like this privately, you'll get into trouble!"

The operation that Hart performed on Xiaoli's behalf was clearly against the rules. If everyone did this, the insurance policy would be a mess and the company would not be able to justify itself.

"Well, everyone has encountered difficulties. If the superiors want to criticize me, I will take over."

After his men left, Hart played elegant classical music again.

It’s true, after being washed by the music, Hart found that his emotions were calmer than ever before.

It seemed as if all the fears and servility he had felt before were gone.

He closed his eyes and slowly recalled his previous life.

It’s worse than other children who are beaten by their parents, have poor academic performance and can’t find a job.

When I was at my wit's end, when I wanted to end everything, when I made that decision against my will, when I learned that someone had died because of me...

The ups and downs of life slowly creep into the hearts of middle-aged people.

Finally, everything came back to the present.

Hart turned off the music and took down the suit and hat from the hanger.

The leather shoes my wife bought for me were a bit tight, but fortunately the way home was not too far.

When I walked out of the company gate, the street outside was bustling with people.

Someone was selling cigarettes and candy next to the newsstand. Hart felt his wallet and found it was empty.

Hart smiled helplessly. It seemed that there would be no little surprise for his daughter when she came home today.

A busy figure blends into the crowd of the big city.

Flowing along the streets, shifting, and finally returning to its own harbor.