Bank manager Lin didn't finish his words, but his flickering eyes and deliberately evasive attitude had already made Yan Jin understand about 70% of what he was saying. She gently placed the file bag on the table, leaned forward slightly, and spoke in a calm tone with a sense of oppression that could not be ignored: "Manager Lin, you should know that this loan application is related to the survival of the partner company and the interests of the Xiang Group. I hope you can take it seriously and give us a clear answer."

"Boss Yan, you are too kind," Bank Manager Lin laughed dryly and handed a document to Yan Jin. "Our bank has always been cautious. We need a more detailed evaluation and review of your application before we can make a final decision."

Yan Jin took the document and quickly glanced through it, frowning slightly. This so-called list of supplementary information almost covered all the business details of the partner company from its establishment to the present, including some old accounts that were outdated and meaningless.

"Manager Lin, it will take quite some time to prepare these documents," Yan Jin put the documents back on the table. His tone remained calm, but his eyes were a little colder. "I hope you can understand that time is very precious to us. Every day of delay means that our partner company will face one more day of risk."

"Well...we are also following the procedures, please understand, Mr. Yan." Bank manager Lin avoided Yan Jin's gaze and responded vaguely.

Yan Jin knew that it would be futile to continue to negotiate with Bank Manager Lin. She said nothing more, picked up the file bag, and stood up to say goodbye. As she walked out of the bank door, the bright sunshine shone on her body, but it could not dispel the chill in Yan Jin's heart. She realized that the bank had obvious resistance to the loan application of the partner company. This might be due to the operating conditions of the partner company itself, but it was probably also due to some people secretly obstructing it.

Yan Jin took a deep breath, took out his cell phone and dialed a number: "Hello, President Wang, I'm Yan Jin... I need a loan, yes, time is urgent..."

On the other hand, Xiang Yu was also facing tremendous pressure in his partner company. As soon as he stepped into the door of the conference room, he felt a tense atmosphere. At the conference table, Liu, the partner shareholder, and several other shareholders looked solemn, whispering to each other from time to time.

"Everyone," Xiang Yu walked straight to the main seat and sat down, looking around at everyone, and said in a deep voice, "I called you all here today because I want to..."

Before he could finish his words, he was interrupted by Liu's partner shareholder: "Mr. Xiang, we want to ask, what exactly is the solution you mentioned? Is it that we should pin our hopes on the guarantee of your Xiang Group?"

"Guarantee is only a temporary measure," Xiang Yu said calmly and forcefully, with an expression that did not change. "I have contacted several banks and will try to obtain loans as soon as possible. At the same time, I will coordinate the resources of the Xiang Group to help partner companies overcome difficulties."

"That's easy to say!" Another shareholder slammed the table and said angrily, "You know what kind of morals the bank is. Now that our partner company is in such a state, who will be willing to lend us money? And what about coordinating resources you mentioned? Everyone knows that the Xiang Group is a big company. In your eyes, our partner company is just a dispensable little role. What resources can you coordinate?"

The atmosphere in the conference room suddenly became more tense, and several shareholders became more and more agitated, accusing Xiang Yu of being unrealistic and perfunctory in his proposal.

Facing everyone's doubts and accusations, Xiang Yu remained calm. He had expected that today's meeting would not go smoothly. These shareholders were all profit-seeking businessmen. When the partner company faced a crisis, the first thing they thought of was not how to tide over the difficulties together, but how to preserve their own interests.

"I know you still have doubts about my plan," Xiang Yu waited for everyone to calm down before speaking again. He swept his eyes over everyone present, his tone firm and powerful, "But please believe that since I have decided to take action, I will do my best to protect the partner company and your interests. I came here today with sincerity to solve the problem, and I hope that you can be open and honest and work together to find a solution, instead of blaming each other and wasting precious time."

He paused and handed a document to everyone. "This is a restructuring plan I drafted overnight. It includes a series of measures such as debt restructuring, business adjustments, and personnel optimization. I believe that as long as we work together, we will be able to help our partner companies get out of trouble and achieve rebirth."

However, Xiang Yu's words did not impress all shareholders. Some remained silent, as if they were weighing the pros and cons; some showed disdain, obviously not believing that Xiang Yu could solve the problem. Partner shareholder Liu sneered, pushed the documents aside, and said in a sarcastic tone: "Mr. Xiang, stop talking so high here. Who do you think you are? A savior?"

The atmosphere in the conference room dropped to freezing point again. At this moment, the boss of Huang Partner, who had been silent all the time, slowly stood up. His eyes swept across everyone's faces one by one, and finally landed on Xiang Yu. His lips moved, as if he wanted to say something...

Huang's boss took a deep breath, and a firm look flashed in his cloudy eyes. "Enough! What are you arguing about? The company is in this state now. Who of you has the nerve to blame each other here?" He slammed the table and glared at the shareholders who questioned him. "Mr. Xiang is right. Now is not the time for internal strife. We should unite and overcome difficulties together!"

He turned his head and looked at Xiang Yu, with a hint of apology and gratitude in his eyes, "Mr. Xiang, I have carefully read your plan. I believe in your ability and am willing to believe in the strength of Xiang Group. I support your restructuring plan and will do my best to convince other shareholders."

Huang's words were like a pin that cast a stabilizing force on the rough sea, and the noise in the conference room gradually subsided. Some shareholders began to bow their heads and ponder, weighing the pros and cons; some shareholders still looked embarrassed, but no longer opposed as fiercely as before.

However, it is obviously not an easy task to completely convince all shareholders. The meeting lasted until late at night before it finally ended. Xiang Yu walked out of the meeting room with tired steps, his face was not relaxed at all, but covered with a more solemn cloud.

He knew that this was just the beginning and the real challenge was yet to come.

At the same time, Yan Jin was also running around for the partner company's affairs. She went to all the major banks in the city, but the results made her feel extremely disappointed.

"Boss Yan, it's not that we don't trust your ability, it's just that the current situation of our partner company..."

"Mr. Yan, we understand your difficulties, but the results of the risk assessment..."

"Boss Yan, do you think this will work? Can you..."

Listening to the bank managers' polite refusal, Yan Jin's heart sank a little bit. She knew that the negative comments about the partner company in the market had seriously affected the bank's loan approval, and she seemed powerless to do anything about it.

After walking out of the last bank, night had completely fallen. The cold night wind blew on Yan Jin's face, making her feel cold. She looked up at the dark night sky, feeling powerless and exhausted.

The phone rang suddenly, breaking the silence of the night. Yan Jin glanced at the caller ID and saw it was Xiang Yu.

"Hey……"

"How's it going? Are things going well?"

"It's not going well..."

There was silence on the other end of the phone for a moment, and then Xiang Yu's low voice came, "It's the same here..."

Yan Jin took a deep breath and tried to suppress the bitterness in his heart. "It's okay. Let's think of another way. There must be other ways..."

"Well," Xiang Yu's voice was a little tired, but full of determination, "Let's work together to find a solution, we will definitely be able to..."

There was a sudden noisy sound from the other end of the phone, as if someone was calling Xiang Yu's name. He paused, with a hint of apology in his tone, "I have something else to do here, I'll call you later..."

"it is good……"

After hanging up the phone, Yan Jin held the phone and stood there, letting the night wind mess up her hair...

"It's okay, let's think of another way. There must be other ways..." Yan Jin said to Xiang Yu on the other end of the phone, with a firm tone, like a spark in the dark night, trying to emit a faint light.

The noise on the other end of the phone was getting louder and louder, and someone could be vaguely heard questioning Xiang Yu's decision loudly. Yan Jin knew that at this moment, Xiang Yu was facing no less pressure than she was.

"How's the situation over there? What do the shareholders say?" Yan Jin asked with concern, with a barely perceptible tenderness in her tone.

"It's not optimistic," Xiang Yu said in a low voice. "Most shareholders are frightened by the negative comments in the market. They only care about their own interests and can't see the long-term future at all."

"Then think of another way to defeat them one by one." Yan Jin analyzed calmly, "Send me the information of the most stubborn shareholders, and I will meet with them tomorrow."

There was silence on the other end of the phone for a moment, and Xiang Yu's voice was a little hesitant. "It's too dangerous for you to go alone. Those old guys..."

"Don't worry, I'm not some delicate flower," Yan Jin interrupted him with a smile, "Besides, I, your wife, am very experienced in dealing with these people."

Hearing Yan Jin's confident tone, Xiang Yu felt a warm current in his heart. He knew that Yan Jin had always been like this, strong, independent, and always full of energy and fighting spirit.

"Okay, I'll send you the information later. You should also be careful." Xiang Yu reminded.

"Got it. You should also rest early and don't be too tired." Yan Jin said, paused, and added, "I believe you."

These four short words were like a powerful force that instantly dispelled all the fatigue and gloom in Xiang Yu's heart.

After hanging up the phone, Yan Jin took a deep breath, turned around and walked into a 24-hour coffee shop on the roadside. She needed a cup of coffee to refresh herself, because tomorrow, there would be a more important battle waiting for her.

On the other side, Xiang Yu ended the call with Yan Jin and turned back to the meeting room. The shareholders were still arguing, with all kinds of doubts and accusations.

"Enough!" Xiang Yu slammed the table, and his powerful aura instantly shocked everyone. He looked around, his eyes were sharp, and his tone was cold, "Now is not the time for internal strife. Instead of wasting time here, it is better to think about how to solve the problem!"

He paused, his eyes sweeping over everyone present, "I have decided. Starting tomorrow, I will be personally responsible for communicating with the bank and strive to get a loan as soon as possible. At the same time, I will ask a professional financial advisory team to conduct a comprehensive audit of the company's financial situation to prove our strength to the market."

"As for you," Xiang Yu's eyes fell on the shareholders who had the most doubts, "If you have no confidence in the company, you can withdraw your investment at any time. I will never stop you!"

After saying that, Xiang Yu no longer paid attention to the ugly looks of the shareholders and turned to leave the meeting room.

The next morning, Yan Jin followed the information sent by Xiang Yu and began to visit the shareholders who held opposing opinions one by one. She knew that if she wanted to convince these people, it was not enough to just talk, but she also needed to come up with chips that would convince them.

At this time, Xiang Yu was also busy with bank loans. He visited the banks that had cooperated with the Xiang Group one by one, hoping to find a chance of turning around.

However, things turned out to be more difficult than they imagined. The bank's loan approval process was complicated and cumbersome, and coupled with the overwhelming negative reviews about the partner company in the market, the bank was very cautious and reluctant to give in.

Just when Yan Jin was at a loss, she ran into a familiar figure in a cafe by chance...

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