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Chapter 321 Borrowing Money

"Sis, just take it if I give it to you. It's not a valuable thing. My sister, Long Ye, and my parents all have one."

"Even my aunt and cousin have some, just take them."

"Before, I only came back a few times a year. Thanks to you, my uncle, and Aaron, who always help me look after my parents, this little thing is nothing."

"Just take it."

After Qin Chuyu's repeated persuasion, Qin Yuting hesitated for a while before accepting the crystal wristband. She smiled sincerely and said, "Then I won't be polite. Thank you, brother."

"Ah."

The two sat on the sofa. Qin Chuyu made a pot of black tea and poured a cup for Qin Yuting. Qin Yuting returned the favor with a clasp of hands.

Qin Chuyu took the initiative to open the topic: "By the way, sister, what do you want to see me about?"

Qin Yuting picked up the teacup, blew on it gently, and took a sip from her red lips, which had just turned slightly white but were now moist and red.

Qin Yuting then sighed slightly, smiled a little embarrassedly and said: "Actually, I came here today to borrow some money from you, brother."

After hearing this request, Qin Chuyu's eyes moved slightly, and he didn't feel too surprised at all.

At this time, Mu Qingcheng also walked out of the room. After Qin Chuyu rubbed her feet, she felt less painful and walked more normally.

She sat next to Qin Chuyu, took the cup of tea handed to her by Qin Chuyu, took a sip, and suddenly her eyes lit up. She looked at Qin Chuyu with some surprise in her beautiful eyes.

With her rich experience, how could she not taste the preciousness of this tea?

This level of tea is a very precious collection of her father, but now Qin Chuyu wrapped it in a plastic bag and threw it casually on the coffee table.

Even she, who had always thought it was just some ordinary tea, had never tried it.

Qin Chuyu nodded and asked directly: "How much do you want?"

Perhaps Qin Chuyu agreed too quickly, so quickly that Qin Yuting felt it was a little unreal. Qin Yuting asked in surprise: "Brother, you, why don't you ask me why I want to borrow money from you?"

Qin Chuyu smiled slightly and said, "How can I not trust you? Sister, if you can come to me to borrow money, you must be in trouble. Otherwise, with your personality, you would not easily ask me for this."

"It doesn't matter whether I ask or not, because no matter what it is, I will help you solve it to the best of my ability."

Perhaps Qin Yuting did not expect that this brother whom she had rarely seen in recent years actually trusted her so much that he was willing to lend her money without even asking her why.

This is actually very rare in this world.

Because when she went to see her sister and brother-in-law just now, she asked several times and discussed it before they nodded in agreement.

It’s not that her sister did anything wrong, but Qin Chuyu’s unconditional trust is more likely to be touching.

Qin Yuting paused for a moment. Although Qin Chuyu didn't want to ask her, she still said it out of her heart: "Well, the reason why I asked you to borrow money is actually because I want to open a hot pot restaurant in 301 City and do some small business by myself. After all, I can't work for others all my life, right?"

"You know, we are all from the same clan that moved here. The villagers don't really like us, so I want to start my own business, make more money, and move out as much as possible so that I don't have to endure the wrath of these people."

Qin Yuting paused and continued, "I have saved a lot of money in the past few years, and your future brother-in-law, my boyfriend, also contributed half of the money, so we found a store in City 3001, negotiated a price, and prepared to start."

"But who knew that it would be so expensive to decorate a hot pot restaurant nowadays! Even the shop we are renting now is only a few dozen square meters and costs hundreds of thousands!"

"Let's do the math. To open that hot pot restaurant, we still need at least 170,000 or 180,000 yuan. We don't want to give up this opportunity. My dad and mom sponsored us 30,000 yuan, my sister and brother-in-law lent us more than 40,000 yuan, and my boyfriend also lent us 50,000 yuan. A-Long's company went bankrupt last year and he lost a lot of money. I'm embarrassed to ask him to borrow more."

At this point, Qin Yuting's tone became cautious, and she asked Qin Chuyu tentatively: "So, so I was wondering, Chu, do you have any spare money? Can you lend me 50,000..."

Perhaps she felt that she was asking for a loan of 50,000 yuan right away. Even though she knew that Qin Chuyu had been working hard outside in the past few years and might have achieved something she couldn't imagine, Qin Yuting still thought that she was borrowing too much at once.

So she quickly said, "You, you, if you think it's too much, then you can borrow as much as you want! If it's not enough, I'll borrow from someone else! It's okay! I can also write you an IOU right now!"

Seeing Qin Yuting who was somewhat panicked and at a loss, Qin Chuyu thought for a moment and said, "Borrow 50,000... Tsk..."

Hearing this, Qin Yuting's heart sank to the bottom. She still forced a smile on her face and said, "If you think it's too much, then you can..."

"Oh, no, sister, you misunderstood."

How could Qin Chuyu not see the flash of disappointment on Qin Yuting's face?

He waved his hand and said with a smile: "What I mean is that opening a hot pot restaurant may not be as easy as you think. Lending you 50,000 yuan is probably just enough to deal with your current emergency. If you encounter any problems in the future, you won't be able to do it without some reserve funds."

Hearing Qin Chuyu's words, Qin Yuting didn't react for a moment: "What, what do you mean?"

Qin Chuyu said straight to the point: "What I mean is, I don't plan to lend you 50,000, but give you 150,000 directly. You can keep 100,000 as a reserve fund in case you need money somewhere in the future, and you don't have to borrow money from others everywhere."

"Even if this 100,000 yuan can't solve the problem, at least it can ease the situation and give you a break, right?"

Seeing that she only wanted to borrow 50,000 yuan, but Qin Chuyu wanted to lend her 150,000 yuan, Qin Yuting was stunned for a few seconds, then quickly waved her hand to refuse, and subconsciously said:

"No, no, no! I, I, I just want to borrow 50,000 yuan, no, no 150,000!"

Qin Chuyu smiled and said, "Yes! I only lent you 50,000 yuan, and I plan to give you 100,000 yuan as a reserve fund, just in case."

"How can people who run businesses and restaurants prepare a little more money?"

"If you don't have any use for this 100,000 yuan, you can just return it to me. If by any chance you do need it, can't you just return it to me when you make money?"

Qin Yuting hesitated: "But, but, aren't you afraid that I will lose money? I won't be able to pay you back then?"

"After all, this is my first time doing business, and I'm not very sure about it."