After Jiang Hao asked again, Brother Li finally spoke.

"Actually... there's something I want to consult you about."

I said it was okay and we didn't want to have dinner alone. Jiang Hao was already 70% full at this time.

He picked up the bottle and poured wine into Brother Li's and his own glasses, while listening attentively to the reason why Brother Li was looking for him.

"It's like this, I want to discuss some investment matters with you."

"invest?"

Jiang Hao's eyes widened when he heard this word.

This is not the Brother Li he knows!

In the past, Brother Li devoted himself to school and worked hard to get the title of professor.

Has he changed his character now? Or has he been awarded the title of professor and is now focusing on the money?

"Brother Li, why do you suddenly want to invest?!"

"Did something happen at home?"

Logically speaking, Brother Li’s current income is not low. The couple’s combined annual income at school is 40 to 50 yuan.

In addition, Jiang Haohaoyue Capital pays a 1% dividend on its shares every year, and the funds in the past two years have reached about one million.

Haoyue Capital’s revenue is naturally more than this, but since it is a personal capital company after all, Jiang Hao did not distribute more of the profits as dividends.

It’s enough as long as it’s enough, he has enough cash on hand, and the annual dividends are purely to give Brother Li some pocket money.

Speaking of which, the couple are definitely high net worth individuals and should just enjoy their lives. Why are they suddenly thinking about investing?

"Nothing has happened! But your Senior Sister Xu has had some good news recently, and I haven't told anyone about it."

As Li Jing spoke, he glanced at Xu Jingjing who was standing beside him.

Xu Jingjing was seen smiling and whispering to Jiang Hao and his wife.

"I won 210 million in the lottery last month and received 168 million."

"Lottery!?"

Jiang Hao and Yu Xintong said in unison.

"Senior Sister Xu, could it be that the banner with the winning prize at the lottery station on Student Street is you?"

After all, Yu Xintong has been at Songshi University for a long time, so she knows more about the news on campus.

Last month, someone in the lottery shop won ten second prizes, with a total prize of 210 million yuan.

As a result, the lottery shop was packed with people buying lottery tickets last month.

Even now, people are still talking about who the winner is.

I didn’t expect it to be Senior Sister Xu in front of me!

Jiang Hao was looking at Senior Sister Xu with a strange expression on his face at this moment.

It’s not that the amount is huge. Two million is not a big sum for him, but his luck of winning the lottery is incredible!

There are many people around me who have won lottery tickets, most of them are five or ten yuan, and some are lucky enough to win a thousand yuan in scratch-off tickets.

This is the first time that someone has won millions of dollars.

"I was having dinner with a girl from Shanghai University on Student Street that day. After dinner, she wanted to buy lottery tickets, so I bought ten tickets too. I didn't expect to win."

"I didn't even dare to talk to that school girl. I secretly redeemed the lottery ticket. Anyway, you are the first people to know about it now."

Unexpected wealth is so dazzling!

Fortunately, Brother Li and Sister Xu are rich, so 168 million yuan won’t change anything all of a sudden.

But families that are already wealthy will certainly have more money.

"Haozi, I won't hide it from you. The dividends I received from you, as well as my salary over the years, including the money your Senior Sister Xu won from the lottery, total more than five million in cash."

Haoyue Capital pays out a lot of dividends at the end of the year, but these are only paid out in the past two years. Before the reorganization, the dividends were only about 200,000 to 300,000 yuan a year.

Although Brother Li and Sister Xu don't spend much on a daily basis, having a child is quite expensive, and they also have elderly relatives at home to take care of, etc.

It is not easy to have more than five million in cash. Of course, in the future, as long as Jiang Hao continues to be there and there are dividends from Haoyue Capital, life will only get better.

"You know that money is becoming less and less valuable now. I think it will depreciate too quickly if I put it in the bank."

"After discussing with your sister, I thought about using the money for investment or buying another house."

"It's just that I'm a little unsure of my opinion. You're knowledgeable in business, so I thought of inviting you to dinner today to ask for your opinion."

Jiang Hao listened silently, and couldn't help but sigh in his mind.

It's true that everyone is the same. Once they have too much money, no matter who they are, even university professors or highly educated people, they will not be able to hold on to it.

After accumulating more than 5 million in cash over the years, Brother Li and Sister Xu's original families have now completely reached a new level.

But if you really use this money to buy a house at the current high point, you will be completely ripped off.

When housing prices fall, at least half of the funds will evaporate.

As for other investments, stocks and so on, as for the situation of the domestic stock market, although it is now reaching new highs every day, it is moving towards a bull market.

But if it really falls, in just a few days, it may be faster and more severe than the drop in housing prices.

It can be said that the best way for Brother Li to hold on to wealth is to deposit it in the bank.

Although it is depreciating, the bulk of the property is still held.

"Brother Li, the time you advised me to buy the investment was right."

"With current housing prices, five million yuan is the best you can buy for a commercial apartment, or two old, dilapidated, small apartments."

"I don't think housing prices will continue to rise, and I don't recommend you throw money into it."

Brother Li advised him to buy a house in 11 or 12 when he still had money. It can be said that it was a very visionary choice.

As for today, maybe it’s because housing prices have soared too fast, and Brother Li probably feels that housing prices can continue to rise indefinitely.

In fact, housing prices have already had a huge bubble. Jiang Hao doesn't want Brother Li to fall into this trap by buying a house with an investment mentality now.

"Brother Li, if you invest, have you ever thought about what kind of investment it is?"

"I don't recommend stocks either. There are too many tricks involved. I suggest you put it in the bank."

"Haoyue Capital will also give you dividends every year. If you don't have enough money, you can always come to me."

……

"As for money, your Senior Sister Xu and I definitely have enough to live on, so we won't bother with this."

"But now we have Yangyang! The overall environment is getting worse and worse. We have the ability now and always want to leave more for the child."

Sure enough, Brother Li’s mentality changed because of his son Li Yang.

He said that Brother Li was not the type of person who pursued material things or thought about making a lot of money.

Now I am ready to make some efforts at this age to give my son a better future.

At least if you don't want your money to depreciate, it makes sense to find a suitable and stable investment channel.

"I have discussed this with Jingjing, and we are thinking about investing in some stores, or joining some internationally renowned stores?"

“For example, stores like KFC and McDonald’s.”

"We don't ask for much, but at least it's a stable way to make profits. If we find a store manager to run the business according to the fixed model of a large group, we can save ourselves a lot of trouble and effort."

Upon hearing this, Jiang Hao felt relieved.

Franchising a KFC store is considered a relatively safe type of investment, but the profit is not high and it takes several years to recover the cost.

However, KFC’s investment funds are not as simple as Li Ge thought.

"Brother Li, you probably haven't asked about the franchise model of stores like KFC, right?"

"Five million alone is not enough to franchise a store like this! You need to have at least 3000 million ready to go."

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