I was reborn and stayed in school to lie down. I really don’t want to roll anymore!

This new idea was something Jiang Hao came up with on the spur of the moment.

Haijing Short Video will only start with short videos in the initial stage.

In the later stage, the main business will still have to shift to live streaming to sell goods.

In essence, Jiang Hao has never changed track.

It’s just that the live broadcast that was originally mainly for game entertainment has begun to transform into short videos and is being watched by the whole nation.

After all, the audience for games and e-sports is limited, while the audience of short video platforms is regardless of age and gender.

Anyone with a smartphone and internet access can become an audience.

If he wants to sell goods through live streaming, then third-party payment companies will be a point that he cannot let go of in the future.

If Jiangnan Quick Payment can rely on the current cooperation to accumulate a certain amount of user information first.

At the same time, we will start by rating the user's information credit in the background.

Try to compete with Alipay. Even if you cannot beat it at the moment, at least the evaluation logic and system can be built in advance.

After Haijing Short Video finally started live streaming and selling goods, it quickly attracted a large number of users.

And there is no need to rely on Alipay's credit channel, you can carry out the entire product promotion and transaction process through Jiangnan Quick Payment.

"Boss Jiang, this credit score thing of yours is really novel!"

“It’s very similar to the idea of ​​Alipay, but I don’t see the use of the credit rating system they launched yet.”

“I didn’t expect it to be so useful in this area of ​​the sharing economy!”

President Lei listened to Jiang Hao's ideas and couldn't help but admire him.

At the same time, the look in his eyes when he looked at Jiang Hao was becoming more and more appreciative. Without mentioning anything else, this idea and thought alone were worthy of his admiration and deep thought.

I also began to accept it in my heart. It seems that it was not just luck that Jiang Hao was able to develop the live broadcast industry.

"Boss Jiang, is there any other use for this specific credit system?"

Mr. Wang is also very interested in this credit system.

Alipay’s credit score was actually just launched two months ago, and the entire set of logic and the impact it has brought about are not significant.

It is more like setting a standard value for Huabei and Jiebei for all users.

“It actually has many uses, the most important of which is that it can better collect user information.”

“Take Aomori Cycling as an example, the credit score of new users cannot waive the deposit.”

"Only when users submit more complete information, such as real-name information, work information, home address, bank binding, and even real estate registration information, etc."

"Only after a series of bindings can you truly have an initial credit score and ride without a deposit."

"As for the personal information of users, including the real-name authentication indirectly driven by it, under the big data model, I think I don't need to elaborate on it, right?"

The whole set of logic is actually very coherent, and it is connected in all aspects.

Of course, this is based on the fact that big data is beginning to enter everyone's field of vision.

Unlike last year and the year before, Jiang Hao had only just begun to research big data models during this period.

No one is following up at all, and there is not much investment and no concept of this field in the market.

Starting from the second half of last year, first-tier large companies began to invest in the field of big data.

Starting this year, Alibaba was the first to start cultivating big data models.

Of course, the first very important point is user data, especially real-name user data becomes particularly critical.

It’s not that Mr. Wang and Mr. Lei didn’t think of this, it’s just that the company’s development area is not in this area.

In addition, the company itself does not have a payment license and does not pay much attention to online payment businesses such as third-party payment.

Now that Jiang Hao has done this, including promoting the development of big data, he has a lot of new ideas.

"Mr. Jiang, I am very interested in the cooperation plan you proposed."

"But if we really cooperate as you propose, even if the data is shared later, Meituan will be the one that suffers the loss!"

"After all, Qingsen Cycling and the Jiangnan Express Payment Company you mentioned don't have any online user accumulation, right?"

Compared to before, Mr. Wang used the excuse of going back to discuss with senior executives.

Although he only raised his opinion at this moment, it can be felt that Mr. Wang has a lot of ideas about this cooperation intention.

The reason for making these demands is probably to seek compensation or to raise funds.

Sure enough, Mr. Wang’s next words were that he wanted to buy shares.

"Mr. Hu, I wonder if Qingsen Cycling accepts financing?"

"And Mr. Jiang, does your Jiangnan Express Payment Company accept financing?"

After these two questions, everyone at the scene fell silent.

Brother Hu’s new company, Aomori Cycling, has not invested much so far, only 10 million.

One part is the operation of the software, and the other part is the cost of the bicycle. Actually, there is nothing wrong with accepting financing.

The main reason is that the current financing valuation is not that high.

After selling the options of his chinchillas, he now has a considerable amount of cash in his hands.

I am not so inclined to sell my shares for financing when the price is low.

As for Jiang Hao, he refused without even thinking about it.

He has a lot of cash in his hands now and has no time to invest everywhere, so how could he possibly need financing from the company under his name?

What’s more important is that Jiangnan Quick Payment is different from other companies.

The payment license in our hands will become a scarce commodity in at least half a year.

It is even more crucial for Jiang Hao's future layout. At least now that he wants to make a breakthrough in the payment field, he will not give up the company's voice.

"Mr. Wang, Jiangnan Quick Payment, an online third-party payment company, actually has a certain amount of users, who are the original consumers of Totoro Technology."

"Moreover, our offline credit card POS machine business turnover is currently among the top ten in the country, and we do not accept external financing."

When talking about the achievements of Jiangnan Quick Payment, both Mr. Lei and Mr. Wang were a little surprised.

I didn’t expect that this quiet company actually does quite well in business.

Mr. Wang had some idea of ​​the business volume and turnover of the top ten in the country, and he no longer mentioned the issue of financing.

After all, it is just a payment company providing services, so the main focus is on Aomori cycling.

Brother Hu is thinking and hesitating at this moment.

Whether it is accepting financing or adopting new profit models.

These are huge challenges and changes for him.

Of course, the final result was already determined from the moment he hesitated and the moment he remained silent when asked by Mr. Wang.

The original business model has no advantages, and it is almost impossible to beat OFO, the first leading company on the market, among many companies.

The final financing intention has been preliminarily determined, and the specific cooperation plan, including the payment company and the credit scoring system, still requires follow-up communication.

Brother Hu’s entrepreneurship has just begun, but it will quickly change direction.

Of course, the benefits are also obvious. With the bonus of Meituan channel users, Aomori Cycling naturally has a huge user base.

Jiang Hao also successfully tied Meituan to the Jiangnan Quick Payment ship.