I was reborn and stayed in school to lie down. I really don’t want to roll anymore!

February 2th is more than a week away from the Lantern Festival.

Both companies are already on track, and provincial government documents have been issued.

Regarding the expansion of the pilot cities for online invoicing, Lizhou City and Fuyang City, the second and third largest prefecture-level cities in the province, have officially entered the pilot program.

You can't find this document unless you go to the official government website. After all, ordinary people don't pay attention to documents issued by the government.

It’s not a demolition notice. This kind of document is the focus of everyone’s attention.

Recently, Jiang Hao and Yu Xintong had dinner together again. They hadn't seen each other for a long time and seemed a little strange when they met again.

Even though the two of them had been communicating on WeChat all the time, it was still inevitable that they would feel a little awkward when they met again after not seeing each other for nearly a month.

Fortunately, it didn't take long for the two of them to return to the feeling of their date before the New Year.

However, after this meal, the two never met again.

Both parties are currently very busy with work. Yu Xintong is busy with the work in Professor Zou's laboratory.

At the beginning of the year, there are always a lot of things to do.

As for Jiang Hao, he was rushing to progress the project, after all, he would be enrolling at Songgong University in early March.

During the first one or two months after entering school, the focus of work is always on school, and you have to familiarize yourself with everything.

"Mr. Jiang, I have a question that I need to give you feedback on."

When Chen Peng saw Jiang Hao arrive at the company, he immediately stood up and followed Jiang Hao into the office.

"Tell me, is it a project development issue?"

Currently, the project development is progressing very quickly, mainly because he is in the company in person and keeps abreast of the demand at all times.

In fact, the longest time spent in the entire software development is often not in the actual writing of code.

The actual development time of a software often only accounts for 30% of the entire project completion, and most of the remaining 70% of the time is spent on early demand determination and communication.

Another part is spent on later testing and modification. If you are developing a project for others, even most of the project time may be spent on modification.

Jiang Hao himself is in the company and is sure of the demand side, which is a good thing, greatly reducing the early demand time of the project.

After all, he knew exactly what kind of product he wanted, so he just copied the business logic of two successful websites in later generations!

The overall framework has been completed. Currently, the barrage part, including the anchor's backstage and the live streaming part have been completed.

What remains are some of the more sensitive areas of work, such as gifts, payment methods, and electronic contract signing.

These areas are not difficult to implement technically, the key is that many things actually require the services of third parties.

This is also the work that Chen Peng wanted to talk about this morning.

"It's development-related, it's about payment methods."

“Should we choose a large third party, such as UnionPay or Alipay, or do it ourselves?”

Faced with this question, Jiang Hao did not hesitate at all and blurted out the answer immediately.

"Of course it's a third party. If you want to do this yourself, you have to pay for a license! And that's not easy to apply for!"

Jiang Hao never thought about developing it himself.

After all, this type of payment license will be subject to extremely strict supervision in the future, and it is difficult for ordinary people or companies to apply for it.

More importantly, in terms of project development time, it is definitely more convenient and faster to use a third party.

At this time, Chen Peng adjusted the black glasses frame on his nose and nodded hesitantly.

"Boss Jiang, then we'll use a third party."

After saying that, he had the urge to leave, but in the end he still suggested it with some hesitation.

"Actually, I think it's okay for us to develop one ourselves. It shouldn't be difficult to apply for a payment license, right? And I've done this kind of development before in my previous company."

"We have developed this payment module ourselves, and we can also provide services to other companies and generate more revenue."

Chen Peng invested much more energy in this new company than in his previous company.

More importantly, he can fully demonstrate his abilities in this company.

In his previous company, the more capable he was, the dumber his direct supervisor seemed.

The simple business refused to listen to his advice and turned into a complicated one.

As time went by, Chen Peng became too lazy to offer any suggestions and decided it was better to just be a yes-man who did the work.

"Wait! What did you say? A payment license isn't hard to apply for?"

Jiang Hao was stunned by what Chen Peng said and suddenly realized that he was in 2012.

It seems that payment licenses have just entered the regulatory era at this time. Is it really possible to apply for one?

"Yes! My previous company applied for it last year. I remember that more than a hundred companies applied for this license last year."

"Didn't your last company do business similar to financial bills? I guess it's difficult to get a payment license without authorization to issue bills."

Although Chen Peng focuses on technology development, he is not a fool.

The underlying business logic of the Yipiaopiao company system is very clear, and it is easy to follow suit.

But why is there only one company in the city now?

After all, Chen Peng graduated from a 211 university and has been working for many years, so he is naturally clear about the situation.

When Jiang Hao heard this, he looked at Chen Peng with surprise.

His mind kept recalling the transfer situations of several payment license companies that he had heard about in his previous life.

In fact, what is being sold is the authorization of the central bank's payment license. The application for payment licenses has been restricted since 2015.

All payment licenses in the country had been revoked, and reapplying for them was extremely difficult. At that time, it seemed that the minimum transfer price for a license was 4 million yuan.

Isn’t this a sure-fire way to make a fortune? Jiang Hao instantly took this matter seriously.

"Mr. Jiang?"

"Boss Jiang!?"

"Ah! You say."

Jiang Hao's mind was filled with surprise and contemplation, and he was awakened again by Chen Peng.

Chen Peng didn't care that Mr. Jiang was distracted and still had a smile on his face.

"Boss Jiang, I'm fine! Then I'll do it as a third party."

"Well! Let's go with the third-party model first. For now, we'll use UnionPay and Alipay, leaving one payment channel open. I'll think about doing my own payment business later."

In any case, considering the efficiency and speed of launching the Totoro Live Streaming website, only a third party can be chosen.

However, when Chen Peng turned around to get back to the website, Jiang Hao had already turned on the computer, and the web pages he was browsing were all about information about payment licenses.

Just as Chen Peng said, last year was the first year that payment license approval was officially opened, and a total of 101 companies obtained payment licenses.

From this year to 15 years ago, the opportunity to apply for a payment license still exists, but the number of places will decrease year by year.

Jiang Hao looked at the announcement of the central bank online and immediately became concerned about the payment license.

It is actually easier to make money by applying for this kind of payment license and then reselling it than to start a business and raise several rounds of financing.

As long as we can apply for a license, we can set up a separate company and authorize Totoro Live to use it.

If it can last until 15,16 or years, this brand can be sold for hundreds of millions.

Isn't it faster to make money than starting a business? And it doesn't require him to spend time and energy, writing PPTs and making big promises while contacting investors.

Jiang Hao also looked carefully at the application requirements, and found that the overall conditions were not difficult.

Moreover, he has Ren Yixin's father, Director Ren, on his side. To put it bluntly, how difficult could it be for him to get a payment license, which currently has a relatively loose application process, as the Director of the Songjiang Taxation Bureau?

There is only one hard condition, which makes Jiang Hao feel a little embarrassed.

That is, if a company applying for a payment license wants to carry out nationwide payment business, it needs a registered capital of 100 million yuan, and it must be paid in full.

If you want to conduct payment business within the provincial area, you need a registered capital of 30 million, which must also be paid in full.

He wanted to earn the dividends of the payment license himself, but the huge amount of registered capital suddenly became a problem for Jiang Hao.