I was chased by my sickly junior brother who had two lives

In Qing State, Chen Jia and Chen Jue have achieved remarkable success in the business field with their outstanding business wisdom and unremitting innovative spirit. With the booming maritime trade and the gradual expansion of silver bill business and commercial bank network, they are well aware of the importance of ensuring financial security and rationally arranging financial institutions. On this day, Chen Jia, Chen Jue and a group of business think tanks gathered together to discuss silver bill confidentiality and anti-counterfeiting technology, as well as differentiated opening strategies for money shops and silver banks.

In the spacious and bright conference hall, the sun shines through the carved window lattices, casting a golden glow. Chen Jia and Chen Jue sit in the main seats, and the audience sit or stand with focused expressions. Chen Jue is the first to break the silence, and his eyes scan the crowd calmly: "Ladies and gentlemen, our silver bill business is now in full swing, but the confidentiality and anti-counterfeiting technology of this silver bill is the top priority. If the silver bill is easily forged, it will not only damage our reputation, but also bring a huge impact to the entire business system. I wonder what you think about this?"

An old craftsman with a goatee stepped forward and said respectfully, "Duke Chen, paper is the key to preventing silver bills from being counterfeited. We can make a special kind of paper with special fibers or marks, which will be difficult for others to copy. I've heard that there is a papermaking process that mixes mulberry silk and hemp fibers. The paper produced is tough and has a unique texture. If it is used in silver bill production, it will surely increase the difficulty of counterfeiting."

Chen Jia nodded slightly, with a hint of approval in her eyes: "This is a good idea. But special paper alone is not enough. The patterns and text on the banknotes must also have anti-counterfeiting designs. We can use complex engraving and plate-making technology to make the pattern lines subtle and difficult to imitate. In addition, during the printing process, special inks are used, such as inks that change color when exposed to water or reveal hidden patterns under specific light."

At this time, a young painter stepped forward and said excitedly, "Madam Chen, I have an idea. We can draw some mysterious patterns on the banknotes, such as using fine lines to outline the mountains and rivers of Qing Kingdom, or incorporate some ancient auspicious symbols. These patterns may seem ordinary, but only we know how to identify them. Once someone forges them, it will be easy to find the flaws."

Chen Jue smiled and said, "This is a very novel idea. We can also set some anti-counterfeiting secret marks on the banknotes. These secret marks can be specific characters, symbols, or a certain arrangement. Only trained bank and bank staff can identify them. At the same time, the numbering of the banknotes must also have special coding rules to facilitate our tracking and management."

Everyone was talking at once, constantly coming up with new anti-counterfeiting ideas, and the atmosphere became increasingly lively.

After discussing the anti-counterfeiting of banknotes, Chen Jia changed the subject: "Everyone, when planning the financial layout, we took into account the different situations at home and abroad. We plan to open a money shop in Daqing and a bank overseas. Although both money shops and bank offices involve financial business, there are still differences. Let's talk about your views."

An experienced old shopkeeper cleared his throat and said, "Madam Chen, in China, money houses have a long history and are familiar to everyone. Our money houses can rely on the existing commercial network to mainly serve domestic merchants and people. In addition to conventional deposit and loan business, they can also use silver bill business to strengthen domestic capital circulation. Moreover, commercial exchanges are frequent across the country, and money houses can realize cross-regional allocation of funds through branch networks."

Chen Jue nodded in agreement: "That's right. Domestic banks should give full play to our local advantages, deeply understand the local markets and customer needs, and provide personalized financial services. What about overseas banks? How do you think they should be positioned?"

A businessman who often goes out to sea for trade said: "Mr. Chen, the overseas situation is complicated. The business rules and monetary systems of different countries and regions are different. On the one hand, the silver bank must adapt to the local financial environment and establish good cooperative relations with local money houses and chambers of commerce; on the other hand, it must serve as a financial support point for our maritime trade and provide financing, exchange settlement and other services for merchant ships. For example, when merchant ships encounter difficulties in capital turnover overseas, the silver bank can provide loan support in a timely manner."

Chen Jia continued, "That's right. Moreover, the use of silver bills by overseas banks should be gradually promoted according to the local acceptance. At the same time, we should develop some special financial products in combination with the local trade characteristics. For example, for the overseas plantation economy, we can provide loan business with crop harvest as collateral."

At this time, a young counselor thought for a moment and said, "Madam Chen, Duke Chen, whether it is a bank or a silver bank, personnel management is crucial. The staff of domestic banks must be familiar with domestic business culture and financial policies; the staff of overseas silver banks need to understand the local language, customs, and laws and regulations, so as to better conduct business."

Chen Jue said seriously, "You said something crucial. We need to establish a complete personnel selection and training mechanism. We need to conduct strict background checks on the shopkeepers and clerks of money houses and banks to ensure their loyalty and reliability. The training content should not only include financial business knowledge, but also local culture, laws and regulations, etc."

A gentleman who is good at finance added: "Mr. Chen, in terms of financial accounting, money houses and banks must also make adjustments based on the actual domestic and overseas conditions. For example, overseas banks must consider exchange rate fluctuations between different currencies and establish a reasonable exchange rate risk management mechanism. Moreover, in terms of account records, they must comply with local accounting standards in order to connect with local regulators and partners."

The group had an in-depth and detailed discussion on the differences in business and operation management between money houses and banks. From the source and use of funds to risk prevention and control measures, every detail was considered over and over again.

As the sky gradually darkened, the lights in the meeting room were bright. Chen Jia looked at everyone present and said with emotion: "Today's discussion has been very fruitful for me. The confidentiality and anti-counterfeiting technology of silver bills, as well as the differentiated layout of money houses and silver banks, are key links in our business development. Every detail is related to our reputation and future. I hope that everyone will work together to implement these ideas one by one and make our financial business develop steadily."

Chen Jue also stood up and said with a firm look: "Everyone, we are opening up an unprecedented business road. The process may be difficult, but as long as we work together, we will be able to build an indestructible financial fortress in the business world, and create a more glorious tomorrow for the commercial prosperity of Qing Country and our common cause!"

Everyone stood up, their expressions excited, and responded in unison. Under the leadership of Chen Jia and Chen Jue, they were full of confidence and a sense of mission.