Siheyuan, Me and the Yu Sisters

Lou Xiao'e nodded, and then said with some confusion

“These shouldn’t be on the banned list, right?”

“Can’t the country allocate some funds for investment?”

Zhang Renkang smiled and said

"Didn't you just say that we have to prove our worth?"

Then he changed the subject and said

"Based on my understanding of the domestic situation, the plans for the fertilizer and chemical fiber industries have probably been included in the first round of inspection and cooperation lists."

"But our funds are limited. The country already spends HK$100 million every year on purchasing machinery and equipment. If we want to continue to increase investment, it will be difficult given the current economic situation and income and expenditure levels."

“But people’s stomachs can’t wait.”

"If we can prepare one day earlier, we can at least save people from going hungry for one day."

"This is timely assistance, which cannot be measured by money or value."

Lou Xiao'e nodded, then sighed and said

"I'll contact him."

"The company's accounts are running low at the moment. I just acquired a piece of land in the New Territories last month, and the group has four construction projects underway."

"The only stable sources of cash at present are the properties of several buildings that we have acquired and a property that we are currently selling."

"I am worried that the company needs a new source of cash income, otherwise it will be unhealthy to continue in this state."

"You can't always rely on selling gold for money, right?"

"There is less than one-third of the gold bars left at home. How much gold do you have left?"

Zhang Renkang laughed. He didn't have a lot of gold bars in his hand, but at least they were piled up into a small mountain in the space. Subsequent sign-ins would either give gold bars or domestic coins. If it weren't for the fact that those big black pickers couldn't be exchanged for money in Hong Kong Island,

The reserve alone is several million big black ten. According to the domestic exchange method, it is a one-to-one exchange of Hong Kong dollars to Hong Kong dollars. Unfortunately, Hong Kong Island does not recognize RMB. Unless you go to the bank to exchange it in advance when leaving the country, domestic banks will exchange RMB for Hong Kong dollars at a ratio of 1:1.2, but there are restrictions. An individual can only exchange no more than RMB, which is Hong Kong dollars.

“Cash flow is a real hassle.”

"Real estate consumes cash flow. How much money does the company have in its account now?"

Lou Xiao'e thought about it and said

“Less than HK$400 million in cash reserves”

"The company is currently maintaining the operation and daily operations of four construction sites. The houses we developed and constructed have not yet been completed and sold, so we are not able to collect much money for the time being."

"Based on the current financial situation, if we want to survive, we still need HK$170 million without expanding the company."

Zhang Renkang asked

“Aren’t there any pre-sales for the properties being developed now?”

Lou Xiao'e was a little puzzled and asked doubtfully

"What pre-sale?"

Zhang Renkang fell into a misconception. The pre-sale routine had not yet been figured out by Huo Dong. The Huo family was forced to temporarily give up part of their real estate interests and shrink due to the suppression of the Hong Kong government. At present, the Hong Kong real estate market is in a semi-depressed state and has not received much attention.

The pre-sale system and the public pool system were common in later generations, and the down payment system had not yet come into being.

Zhang Renkang explained

"We can first make a sand table of the model design and apartment design of the property and conduct public pre-sale. Those who are interested in the house can obtain ownership of the house by paying 30% of the total amount in advance."

“After the building is completed, pay the final payment and obtain the property rights.”

"In this way, the company can not only quickly recover funds, but also achieve healthy operation and accelerate the progress of project development."

"I see that most high-rise properties are now purchased under multi-party agreements, right?"

The development of real estate is a process of continuous improvement

At first, houses were sold as a whole building. When one person bought a building, there was no such thing as a common area. But how many people could afford to buy a building? Even the rich would not buy a building casually, so selling buildings and doing real estate was a very difficult business at that time. So a Hong Kong real estate developer pioneered the idea of ​​selling buildings separately, floor by floor. For example, a building with 10 floors was sold to 10 people. With the help of a lawyer, the 10 people who bought the building signed a joint property right agreement during registration, avoiding legal issues.

“I think changing the approach will be a better way to solve the problem of public areas.”

"According to the principle of sharing common areas, the cost will be evenly distributed among all residents and included in the house price."

"In this way, the dispute over whether the sales of a property are divided into two parts, the built area and the public area, can be resolved. The built area is the actual income of an individual, while the public area is shared by all owners."

"In this way, the company's financial turnover can be eased and it can even achieve profitability ahead of schedule."

Lou Xiao'e asked curiously

"Will the people who buy houses be willing to do so?"

"He collects money in advance and asks people to buy a part of the space that does not belong to him"

Zhang Renkang smiled and said

"Hong Kong Island is destined to be a place with a large population and limited land, so houses here are not difficult to sell at all."

"The down payment can not only solve the financial pressure of the home buyer, but also relieve the financial pressure of the seller. It is a win-win situation."

"Don't forget that most people who buy houses have an urgent need to live there."

"I think you should focus on developing small apartments with an interior area of ​​30 to 60 square meters and large apartments with an interior area of ​​80 to 100 square meters."

“Although these spaces are small, they are the most suitable housing type for Hong Kong Island.”

"And in order to maximize the use of ground space, we will develop high-rise residential buildings with more than 30 floors. The residents here may not be able to afford apartments that are too large."

“We are thinking about them.”

Zhang Renkang combined the experience of nano-houses in Hong Kong Island in the future with the current situation of Hong Kong Island and explained it to Lou Xiaoe in a more practical way.

In the future, the main business direction of Kangcheng Group's real estate company is to provide Hong Kong Island residents with cost-effective family plans and bring benefits to Hong Kong Island residents in settling down and starting their own businesses.

(smiley face)

Zhang Renkang wants Lou Xiao'e to become the real estate queen of Hong Kong Island and an integral part of the lives of Hong Kong Island citizens. Even if she is more restrained than the three stars of the future Koreans, she still has to slowly control the lifelines of most of Hong Kong's accommodation, food, electricity, water and clothing.

If education was not a difficult field to penetrate, Zhang Renkang would have even thought of taking control of the school subtly.

Unfortunately, the current Hong Kong education sector is under too much scrutiny. Zhang Renkang, who has learned a lot about the inside story from Huo Dong, decided to start with accommodation and gain a lot of wealth through the upcoming population explosion and the great development of the real estate industry.

In the following period, he tried to acquire John's power plant, control the power supply and water plant of Hong Kong Island, and then began to seize the convenience store system in Hong Kong during the explosion of the tertiary industry after the population and economy of Hong Kong Island were fully developed.

(Currently, part of Hong Kong Island's electricity is provided by the mainland, but Hong Kong Island still has several thermal power plants built by John in operation)

As long as the mainland starts the return plan, since you don't recognize your bloodline and your mother, you should not stay on this land.

There is no soil for you to survive here