Reborn to inherit a 100 billion fortune, the real daughter is crazy

Chapter 567 Insurance sparks heated discussion across the Internet

A few days later, Chu Jiamiao sat in front of the camera, looking wronged and pitiful.

"My family, you have no idea how wronged I felt during this Spring Festival! Everyone knows that my villa caught fire due to a gas leak... Woohoo, I received some terrible news today! - No, no, no, I'm not talking about Sister Yin Man's disfigurement, it's much more serious than that... It's about that damn insurance company! It's tragic enough that our house burned down. I thought I could make up for some of the losses by buying property insurance before, but who knew that the unscrupulous insurance company actually refused to pay for my property insurance!"

Because the film queen Yin Man was tragically disfigured, this matter has attracted much attention from netizens since New Year's Eve. As soon as Chu Jiamiao started broadcasting today, he used Yin Man's disfigurement as an excuse and quickly attracted a huge wave of traffic.

At the beginning, the insurance company's refusal to pay compensation resonated with many ordinary people.

After all, the domestic insurance system is not yet very perfect, and coupled with the bad behavior of some insurance companies and the bad impression left by insurance sales, many ordinary people have the impression that insurance is a scam.

As a result, many fans echoed in the barrage, and the entry [Tian Bing was rejected by unscrupulous insurance company] soon became a hot search.

……

Many netizens have begun to complain about their experiences of being rejected by insurance companies, and many people who have worked in insurance companies have come forward to share their own experiences:

"I can relate to this. My relative bought critical illness insurance for many years, and the premiums were getting higher every year. In the end, he got cancer, but the other party said that he had been ill before taking out the insurance, and refused to pay the insurance on the grounds that he violated the health declaration! In the end, my relative died within two years because he had no money to treat the disease! From then on, we knew that these so-called insurances are all scams!"

"I bought accident insurance, but I'm still suing the insurance company! I bought it from a certain insurance company that claims to be the largest insurance company in China, but they still refuse to pay the compensation and keep kicking me around like a ball. Now they want me to do a new injury assessment and pay me according to the current assessment level. But my injury has been going on for almost a year. How could it be possible that the injury that has recovered for more than a year is still at the same assessment level as before? It's really ridiculous!"

"As we all know, in our country, insurance is equivalent to pyramid selling to a certain extent, isn't it? With so many cases in front of us, how can anyone still believe this?"

"My mother was cheated by an insurance salesman a few years ago. He took advantage of her low education level and used high interest rates to fool her. He lied to her that it was a risk-free deposit and she could get returns and medical insurance. In fact, he tricked her into buying financial products with the money. The rate of return was not at all what the salesman promised. He cheated her out of 100,000 yuan! We went to the insurance company to complain many times, but it was useless. We may have to wait another 20 or 30 years before we can get the money back! It's a huge scam!"

"In our country, it's better to believe that you will win the lottery than to buy insurance! Every year at the end of the year, isn't there always someone who suddenly wins a prize of several hundred million?"

"Haha, those who understand will understand, that's the dividend for their shareholders."

"Many insurance companies are simply playing rogue! Some are not even afraid of being sued. I don't know which insurance company Tian Bing contacted. Please report the name quickly so that we can avoid it!"

"Even a big star like her with millions of fans has no way to protect her rights. If ordinary people like us were to encounter such a thing, we would definitely be helpless! We really need to take strong measures to protect our rights!"

"Insurance companies are so shameless! When you have problems, they will only quibble over the words and distort the interpretation of the terms. Anyway, it was stated when the agreement was signed - all the right of interpretation is in their hands! Of course, they will try every means to refuse to pay the compensation!"

"Many insurance companies abroad are much better, but not all of them. A while ago, the CEO of an insurance company with a 30% claim rejection rate was shot dead! It's really gratifying!"

"It's really too bad. Everyone was just defending their rights, but in the end, the claims process turned into a back-and-forth tug-of-war. It's not reasonable at all!"

"Refusing to pay is simply a basic practice of insurance companies. I once heard an insider of an insurance company say, 'If you can avoid paying, don't pay. If you can pay less, pay less.' This is the principle of insurance companies!"

"Support Tian Bing for bravely defending his rights! May the claim be settled as soon as possible!"

"To be honest, sometimes when the insurance company refuses to pay, it really helps to go to them and get mad! I heard from the insurance company that they are most afraid of being complained by customers! I suggest you complain to the China Banking and Insurance Regulatory Commission more often and call them repeatedly, and they may be able to handle it quickly!"

"..."

As the topic became more and more popular, people began discussing not only cases of insurance claims being denied, but also various aspects of our country's insurance companies that angered the public:

"Speaking of insurance, don't you have friends who sell insurance? I'm almost fed up with them! They come to my door all day long to sell insurance, and they specifically try to cheat people they know! The words they use when introducing the insurance and the insurance they buy are completely different! There are scams everywhere!"

"People who have been through this will tell you that many insurance companies say they are recruiting sales, but they are actually recruiting customers! Everyone knows that the best job to find after graduation is insurance sales. The first thing to do when you first get in is to buy yourself an insurance policy to boost your sales performance, and then find ways to develop your relatives and friends to boost your sales performance. If you are lucky, even if you are a college student, you can easily earn tens of thousands of yuan a month right after graduation, and you can be promoted to department manager in a few months... It sounds like the prospects are very good, but the insurance company will use various reasons to ask you to spend a large part of your salary to maintain your personal website, hire assistants to help make phone calls, buy gifts for customers... All of these require you to pay for them yourself, and the tens of thousands of yuan salary will be deducted a little bit here and there, and the actual salary you get is only two or three thousand. When all the connections around you have been sucked away by the insurance company and are no longer of use, they will keep you with a basic salary of a few hundred yuan until you can't stand it anymore and voluntarily resign."

"So if fresh graduates have other options, it's best not to go into insurance sales right away. Most insurance companies have a wolf-like corporate culture, and employees are absolutely hostile to each other, with no spirit of cooperation. Staying in that industry for a long time will have a big impact on your mindset, and if you switch to another industry, your mindset will be more or less distorted."

"Especially for girls, unless you are really willing to take risks, it is very difficult to make a name for yourself in the insurance industry. If the news gets out, it will give you a bad reputation."

"To put it bluntly, insurance is nothing more than a competition to deceive people! Anyone with a conscience won't last long in this industry!"

"..."

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