Qiao Yixun, who was standing by, suddenly became anxious: "Dad, why are you stopping Mom? I'm the one writing the IOU, not asking you to write one. Don't you want to even be my guarantor?"

Qiao Yixun's father first winked at her to shut up, then said to Mo Li with a wry smile, "Wait a moment, this is such a big deal, of course we have to discuss it carefully as a family."

Mo Li glanced at his watch: "I don't have extra patience. Five minutes."

Qiao Yixun's father nodded repeatedly: "Okay, okay, five minutes is five minutes!"

……

The three members of the Qiao family walked aside to discuss countermeasures.

Father Qiao's eyes widened, and he scolded Mother Qiao in a low voice: "You are crazy! Although our house is in town and cannot compare to the houses in Beijing, it is worth at least 500,000 or 600,000 yuan! If we mortgage it to her, we will lose a lot of money!"

Mother Qiao looked helpless: "I know, but our family really has nothing else to mortgage! And haven't I already made it clear that after Xunxun gathers the money and returns it, the property certificate can still be taken back!"

Qiao Yixun also nodded: "Yes, the property certificate is just a red book. We won't be using it for a while. It won't hurt to mortgage it to her! Can it be that she lives well in Beijing and would go to such a far place to compete with us for a house?!"

Father Qiao snorted coldly, "Anyway, I don't agree! What if something unexpected happens in the future and she secretly sells our house? Won't your mother and I, two old people, have to sleep on the street?"

Qiao Yixun was a little annoyed: "What else can I do? This won't work, that won't work. Are you really going to fulfill that little bitch's wish and watch me go to jail?"

"Of course not! Dad just thought of a better way--" Dad Qiao shook his head quickly, and then with a smug expression: "Didn't she say that land can also be used as collateral? Don't you forget, don't we happen to have a piece of vacant land at home? It occupies half of the hilltop! Just mortgage that piece of land to her!"

Qiao Yixun and her mother thought for a long time before they remembered where the vacant land he was talking about was. Qiao's mother widened her eyes slightly: "Are you talking about the piece of land in the village where we grew up? But that place has been abandoned for many years. Will they agree to take it?"

Qiao Yixun also frowned: "That's right, I remember when we went back to the village for the New Year, we specifically asked around, but no one was willing to buy that piece of broken land for 50,000 yuan! She's not a fool, how could she agree to let us use that as collateral?"

Father Qiao had his own plans. He confidently told the two of them, "That's why you don't understand! You can tell at a glance that woman is a wealthy person. Do you think she really cares about how much your collateral is worth? She just wants our attitude... Besides, the land was abandoned because our whole family moved to the town. If we take good care of it, wouldn't it still be a good piece of land?"

Now, Qiao Yixun and her mother also felt that what Qiao's father said made sense. If they could really use that worthless piece of wasteland as collateral, then their family would make a fortune!

If they are short of money and can't pay back the 360,000 yuan in the future, since both parties have agreed on collateral, they can just delay it as long as they want. At worst, they can just let Mo Li sell the land, and the debt will be settled, right?

The three of them hit it off and decided to use the large piece of land as collateral.

Qiao Yixun's mother was still a little excited, and winked at Qiao Yixun: "My daughter, I will take you to the hospital tomorrow, and we will quickly get rid of this burden in your stomach! You will owe them more than 30 yuan in the future, and they will definitely not be able to completely cut off contact with you... Humph, you must seize the opportunity this time! You have to take the initiative to fight for this good man. Whether our family can turn things around in the second half of our lives depends on you."

Qiao Yixun understood almost immediately and smiled knowingly: "Don't worry, Mom. This time - I will definitely not recognize the wrong person again!"

……

While waiting, Mo Li was looking at the hotel income and expenditure report that the manager brought to her.

Chi Cunxu patiently taught her how to quickly read the financial report and told her which data were the most critical. After his few pointers, the thick stack of financial reports instantly became much simpler and clearer.

Looking at the hotel's profit and loss statement for last quarter, Mo Li was secretly shocked. When Chi Cunxu acquired this hotel and gave it to her, she really didn't expect that this place could make so much money.

Making money from money seemed to be the easiest thing in the world for her fiancé. It was unknown when she would be able to learn such a precise and terrifying investment ability.

Coincidentally, the three members of the Qiao family quickly discussed and came to a conclusion.

Mo Li put down the thick report and waited for them to tell her the decision.

As the head of the family, Qiao Yixun's father took the initiative to step forward and said, "Ms. Mo, I'm ashamed to say that our family hasn't accumulated any fixed assets over the years. The only thing we can use as collateral is a large piece of land in our hometown, so we decided to mortgage that land to you."

Mo Li raised an eyebrow: "Oh? Do you have the land certificate? I need to take a look."

"Yes, yes, yes!" Qiao Yixun's father immediately handed her the photo on his phone, and explained in a mumbling manner: "Although the place is a little off the beaten track, the area is definitely large enough, dozens of acres! Someone in my hometown offered one million to buy it and build a villa, but our family was not interested! If it weren't for this incident, I would definitely not be willing to use it as collateral! If it's appropriate, we can sign a mortgage agreement now and get this done as soon as possible..."

Mo Li ignored his nonsense and focused on looking at the photos on her phone.

The land of his family was not only a little remote, but also located halfway up a barren mountain far away from any village or town.

As for the so-called building of a villa, it is nonsense. Not to mention that the nature of the land is not a residential site that can be used to build a house. Just that piece of broken land, even if the locals use it to grow crops, they will probably find it too tiring to climb the slope. Only a fool will spend one million to buy it.

The Chu family's previous business was linked to real estate, so she had a good idea of ​​the price of this kind of land in the countryside. As for his family's land, there were as many as he wanted in the countryside, and the unit price was ridiculously cheap. You could buy one acre for four or five hundred yuan, and the total value was only twenty or thirty thousand yuan, and there had to be a kind-hearted person willing to take it.

Mo Li narrowed his eyes slightly.

This family must have thought that she didn't know what was going on, so they wanted to mortgage a piece of worthless land to her in an attempt to get away with it.

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