Online fraud system: ordinary girl turns into a rich and beautiful woman

She was a little unhappy. Xuanbao had changed. He used to be very good, a warm little sun. But he only started deliberately not replying to her messages in the past two months.

[Xuanbao: Jiaojiao baby, I'm sorry, I can't go tonight. Something happened at home and I need to go back.]

Lin Jiaojiao, who was a little upset at first, immediately became worried after seeing this message.

[Jiaojiao: It’s okay. Family matters are more important. Is it serious? ]

[Xuan Bao: It’s a bit serious]

[Xuanbao: Baby, I may need your help...]

Seeing this sentence, Lin Jiaojiao panicked for a moment, it was so serious!

Could it be that Xuanbao’s grandparents passed away?

How sad Xuanbao must be!

She has to go with him!

She had to quickly ask how many days would be needed so that she could ask for leave from her counselor and avoid further delay.

[Jiaojiao: Baby, I need to come over for a few days. I will ask for leave right away.]

It took several minutes for the other side to reply

[Xuanbao: Jiaojiao, no need. My home is in the mountains, and it’s inconvenient to get in and out. I don’t want you to suffer.]

Doesn't she need to go? Then how can she help Wang Xuan?

[Jiaojiao: Baby, I am not afraid of hardship. I want to stay by your side.]

【Xuanbao: Jiaojiao, be obedient and be good. 】

[Jiaojiao: Can you do it by yourself? Are you sure you don't want me to go? Then what can I do for you? ]

[Xuan Bao: My grandma was diagnosed with a malignant tumor, it's very serious. My grandma raised me since I was a child, I really don't want to leave her, but the doctor said the surgery plus the subsequent chemotherapy will cost 20 yuan, baby, can you help me...]

Lin Jiaojiao immediately calmed down after reading this sentence. All she saw was 20 yuan, and her first reaction was that it was a scam.

Secondly, she is a poor student and 20 is an astronomical figure for her, which she cannot afford.

Moreover, Wang Xuan replied to this long message almost instantly, as if he had prepared it in advance.

She knew that she was a little in love, otherwise she would not give all the living expenses from her family to Wang Xuan every month and support herself by part-time job.

But this is 20 yuan! Even if she was in love, she calmed down.

Perhaps because she hadn't replied for several minutes, another message came.

[Xuanbao: Jiaojiao baby, do you think I am lying to you? I borrowed from all my relatives, friends and classmates and barely managed to scrape together 10 yuan. I really have no other way to get the remaining 10 yuan.]

【Xuanbao: Video】

【Xuanbao: Pictures】

[Xuanbao: This is a video of my grandma being hospitalized, and also the doctor’s diagnosis.]

Lin Jiaojiao turned on the video. Grandma Wang was wearing a loose hospital gown. She was skinny and pale as she lay on the hospital bed. She had an oxygen mask on her face, an infusion bottle hanging on her left side, and the back of her hand was bruised from being pricked.

After watching for a while, Lin Jiaojiao didn't dare to look anymore. It was really too pitiful.

But she still retained a bit of rationality in her heart and opened the diagnosis, which showed a lung tumor.

It's true! She sighed deeply.

[Jiaojiao: Baby, how is grandma now? Has she been hospitalized? I want to help you, but you know, I'm just a student and don't have much money.]

[Xuan Bao: What about your family? Ask them to think of a way to make up for it.]

[Jiaojiao: My family is short of money recently. My brother is getting married soon. We have used up all our savings on buying a house, a car, a betrothal gift, and the wedding money. We are also in a lot of debt.]

[Xuan Bao: Can you talk to your uncle, aunt, and brother and ask them to sell their car to help you?]

[Jiaojiao: My brother bought his car a few years ago. A new car only cost tens of thousands of yuan. Selling it as a used car would only fetch a few tens of thousands of yuan at most. It’s not cost-effective.]

[Xuanbao: Jiaojiao, what about the house? Can you sell it to help out? I really have no other options.]

[Jiaojiao: The house was bought with a loan. My brother has already renovated it. He moved in right after he got engaged to my sister-in-law...]

[Xuan Bao: Can you discuss this with your brother and sister-in-law? They should be able to understand, right?]

"Are you sick?" Lin Jiaojiao put down her phone angrily, with a click sound that was particularly noticeable in the quiet dormitory.

She even got scared herself.

Wang Xiaoshi, who was watching a short video, glanced down and pressed pause.

"Jiaojiao, what's wrong? Did I disturb you? How about I wear headphones?" He had a smile on his face, but his hands showed no intention of taking out the headphones.

Lin Jiaojiao was afraid that she would misunderstand, so she explained: "No, no, I was just reading a joke and it was so irritating that I couldn't control myself. You continue reading and don't bother me."

Wang Xiaoshi waved her phone and said, "Then I'll continue."

Seeing that Xiaoshi was no longer paying attention to her, Lin Jiaojiao turned her attention to Wang Xuan.

How could he say such a thing? Her brother and sister-in-law's house was bought with the money her parents and brother had saved for half their lives. How could she possibly ask them to sell the house?

She was already very unfilial. She felt guilty for giving Wang Xuan the living expenses that her parents had worked hard to earn over the past year.

[Jiaojiao: Baby, can you please understand me? I can't make the decision about the house. Even if I really ask them, they won't agree.]

[Jiaojiao: Can I take a week off to take care of grandma? ]

No one knew what Wang Xuan was doing and he didn't reply. Lin Jiaojiao held the phone tightly with both hands and kept refreshing the message interface.

Half an hour later, Wang Xuan finally replied, but what he sent was a link?

Lin Jiaojiao clicked the link hesitantly. Loan! ?

[Xuanbao: Jiaojiao baby, I'm sorry, I shouldn't have made things difficult for you. I just found some classmates, they are very nice people, and helped me get the loan. I have already applied for it.]

[Xuanbao: I’m still a little short. The minimum loan a college student can get is 5 yuan, with an annual interest rate of %. Jiaojiao, can you lend me some money? I beg you. I’m breaking down and crying.]

[Xuanbao: Baby, after you gather all the money, grandma will be able to have surgery this month. Arrange grandma's affairs this month, and I will be able to visit you next month... I really want to hug my Jiaojiao.]

When seeing the word "loan", Lin Jiaojiao's mind instantly came to the previous "L loan for college students", and she didn't dare.

[Jiaojiao: Baby, is the channel your classmate introduced legitimate? It's not a loan shark or that kind of loan, right?]

[Xuan Bao: Jiao Jiao baby, how is this possible? You are my dear girlfriend and we are going to get married in the future. How can I bear to let you get involved in such a thing?]

[Xuanbao: This is a loan product under Tianqi Bank. You can download the bank's App in the application center. Information about this product can be found on the homepage.]

【Jiaojiao: Baby, wait a moment. I'll go take a look. 】

[Xuanbao: Okay Jiaojiao, don’t worry, the loan does require some careful research.]

.........