A few years ago, the Prince of Yan's Palace spent hundreds of thousands of precious coins in just four months.

When Zhu Gaochi summed up, he said that the entire city of Beiping was alive.

It turned out to be alive, this will be alive.

Zhao said that the money in more than a dozen shops is now turning over very quickly.

Baochao can be used everywhere, most of the silver can be saved, and a lot of grain is also stored.

But there is a problem.

This banknote is too thin and will be torn after being passed around a few times.

If the part with the auspicious cloud seal on the back cannot be seen clearly, it is very likely that the banknote cannot be spent.

"How about we collect some treasure money from outside?"

After thinking it over, Zhang Xin turned to Zhu Gaochi and asked.

"What?"

Zhu Gaochi was full and felt a little sleepy, but was suddenly awakened by Zhang Xin.

"My nurse said that the banknotes have been changing hands very quickly in the past few months. When the Xiangyun seals are worn out, these people will definitely go to your convenient money office to exchange them for silver. Let's go outside Yandi and collect some for everyone to use as a replacement."

"Is this another case of our palace paying for it?"

Zhu Gaochi disagreed. It was okay to do it once or twice, but it was not okay to throw money into it endlessly.

"Of course not, we're just circulating it. Can't we exchange damaged banknotes for new ones? It's just inconvenient to do so. We're just saving the people of Yan from this trouble."

Zhang Xin is not a sucker either.

The people's hearts and minds cannot be gained by simply giving money.

She was considering this from the perspective of an ordinary citizen.

The imperial court would exchange damaged banknotes, but you had to save up enough and go to designated places across counties and villages to exchange them, which was very inconvenient.

Zhu Gaochi has set up a place to exchange silver, so you might as well include this in as well.

"Yes, my wife is thoughtful. I'll ask the government to come up with a set of rules later. The degree of damage and the exchange fee will be calculated and then a notice will be issued. If you want to do it, do it on time. Otherwise, it will be difficult to arrange it if you are alone."

Zhu Gaochi thought about it and felt that this was the case.

Since they had things to do, the couple went back home after buying food for Xu.

Zhu Gaochi got off the car outside the palace and went to the government office in front, while Zhang Xin went straight to the Xiaode Palace.

After Zhu Zhanji, who slept like a pig, was given to Xu.

I went into the study to think about the follow-up arrangements.

When they were dealing with the Baochao issue last year, the market price in Beiping was one tael of silver equal to eight strings of Baochao equal to four shi of rice.

The current market price is one tael of silver equals eight strings of Xiangyun Baochao, which is equal to four shi plus one dou of rice.

The exchange rate between silver and Baochao did not change, but Baochao could buy more things in Peking.

As for outside Peking, one tael of silver was equal to nine strings of treasure notes and four shi of rice.

In other words, the price of silver is very stable, but the price of treasure notes is not.

Four dan of rice is enough for a family of four to eat for a year, considering the living expenses of ordinary people.

Adding other miscellaneous expenses, two taels of silver a year were barely enough.

At this time in the city of Peking, if you worked as a runner or a hanger-on, you could earn two or three cents a month.

Zhang Chang said that the older children around eight or nine years old in the compound worked odd jobs in restaurants and bars in the city. They did not earn much money, but they had a guarantee of three meals a day.

If the price of silver had remained stable and the value of banknotes had not continued to fall, the economy of the Ming Dynasty should have risen quickly by the time my father-in-law established the dynasty.

But in fact, Zhang Xin has experienced it.

By the time of my father-in-law's Yongle reign, not only had the treasure notes lost value, but even silver was no longer acceptable.

In life, there is always a place to spend money.

At that time, eight or nine stone of rice could be exchanged for one tael of silver.

Farmers were forced to lose their livelihoods. They worked hard for a year but couldn't even earn one or two ounces of silver.

Zhang Xin felt that after stabilizing the treasure notes in Peking, she had just begun this matter.

The fairy from the Merit Department said that from the founding of the Ming Dynasty to the time when her eldest grandson, the Ming God of War, was the period when the Ming Dynasty was at its strongest and had the largest territory.

In terms of territory, until very late, the Ming Dynasty was still one of the most powerful dynasties in the small world.

As for the prosperity, it is only compared with the emperors after the Ming Dynasty.

According to Zhang Xin's understanding, the Ming Dynasty occupied such a large area but failed to manage it well.

Before her rebirth, the people in the Merit Department did not tell her how to reverse the situation, as this was not allowed.

But it is still okay to talk about some of the shortcomings of the Ming Dynasty.

The Merit Department believed that one of the biggest reasons why the Ming Dynasty failed was that the founding emperor had a broken head.

The root of all evil was money, especially the Neiku in the early days of the dynasty, which was actually the national treasury for private use.

Originally, my father-in-law sent people out to sea several times, who not only promoted our country's prestige, but also brought back huge wealth.

But all those real gold, silver, rare treasures, were put into the inner treasury.

The spices and products that were brought back, which were originally very valuable, became worthless because there were too many of them.

In order not to spend the silver in his own treasury and to have money to support himself in the war, the father-in-law gave these depreciated spices and products to the officials as wages at their original value.

For the officials of the Ming Dynasty, every voyage and every expedition burned their salaries.

The fuller the treasury, the poorer they are.

The more militaristic the emperor was, the harder their lives became.

Who can bear this?

Who can support the voyage?

Who can support the expedition?

In other words, the emperor of the Ming Dynasty was actually the biggest corrupt official, local rich man, and local tyrant of the Ming Dynasty.

The state’s taxes went into the inner treasury, and the income from business went into the inner treasury.

The expenses for war were paid from the Neiku, the expenses for state were paid from the Neiku, the expenses for going to sea were paid from the Neiku, and the expenses for the royal family were all paid from the Neiku.

A place that should have been a national treasury became a place where the emperor could take money at will. Later, the number of royal family members increased dramatically, and it became a huge burden for the Ming Dynasty.

There is no distinction between public and private, and chaos is the norm.

People from the Merit Department also said that the small world is a ball, and all countries live on this ball.

But most of the surface of this planet is covered by sea, which divides the planet into many fragmented continents.

The output on each continent is different. The Yongle Dynasty's voyage to the sea was a feat and also a powerful tool for the development of the Ming Dynasty.

If it could have continued, the Ming Dynasty could have been bigger and better. During the Yongle period, other countries were far inferior to the Ming Dynasty.

However, my grandfather's ban on sea trade and my father-in-law's voyages to the West were stopped. These two measures cut off the Ming Dynasty's connection with the outside world, reduced its exploration, and made it confined to this continent.

At the same time, people outside were already occupying territories and plundering everywhere by boat.

So soon, the Ming Dynasty was overtaken by foreign countries.

While other countries in the small world were developing rapidly, only the Ming Dynasty was declining rapidly.

All in all, the development of the entire Ming Dynasty was a bit like one wrong step leading to another.

Zhang Xin didn’t understand that this small world was a ball, but she understood everything else.

This time when she went out, she had an epiphany.

What traps a person is not the rules, but himself.

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