Happiness System

When Jing Zhan learned that she could afford the down payment for the second house, he also expressed his support.

They only planned to hold the second house for a period of time. When the reputation of the hillside villa spread and the price went up, they would sell it when they needed funds to turn over!

I have also inquired about the prices here. The current price is 100 or 200 yuan less than the original price per square meter, and the housing market has been rising year by year in recent years...

It would be a shame if you didn't swallow the food that was put in front of your mouth!

If Jing Zhan hadn't been thinking about starting a new project after the New Year, he might have really invested all the money!

The returns in the housing market are too slow. Once they decide on a house, they have to pay tens of thousands of dollars in mortgage payments every year, so they naturally cannot wait.

After signing the contract and leaving the villa halfway up the mountain, Sister Zhang said, "Lan, I'm going to tell you the truth. I'm still a little short of the money I have. I want to withdraw the dividends for the past two months when I go back..."

"What a coincidence!" Sheng Yunlan said with a smile, "We are still short of money! We will have to put the branch store matter on hold. This little villa is meant for us, so we can only delay the branch store opening for a few months."

Speaking of the branch, Sister Zhang sighed, "I don't know whether Da Ying and Xiao Ying would agree. I can only say that if they don't agree to postpone the opening of the branch, then I will never have a chance to open a branch!"

Brother Hu was a little confused when he heard what they said. "No, I mean, you women are overthinking. Didn't you say a few days ago that you haven't found a suitable store for the branch? Now it seems like everything is planned and the only thing missing is the money?"

Sister Zhang rolled her eyes at her man and said, "Isn't this fate? Before we looked at the house today, we were just fantasizing about it. Could you have imagined that we would decide on a house that hasn't even been built yet after just one look?

It's just a decision. Once the fate comes, it will be done quickly!"

Zhang's youngest son immediately stuck to his mother and said, "Mom, mom, my brother and I have a connection with the new school! I liked the new school at first sight!"

"Okay, okay!" Sister Zhang took out a hand and touched her son's head. "Son, but we have agreed in advance that if we change to a new school, you will have to live on campus before we move. Can you and your brother do it?"

The eldest son immediately rushed to answer, "Sure! Mom, I will take good care of my brother!"

Sister Zhang looked at her two sons with relief, "Okay, I'll arrange for you to transfer to a new school next semester. Sons, just be patient and wait until your parents have completed the formalities. By then, we won't be classmates anymore. If anyone dares to challenge you, just fight him. If you can't beat them, come to me. I'll support you!"

The work was done in a swift and decisive manner. Sister Zhang did not follow them back to the community, but asked them to be sent to the dessert shop.

Sheng Yunlan thought about it and felt that she was also to blame for this matter, so she got out of the car as well.

Jing Zhan had an appointment with Wei Kun to discuss something, so he left the twins at home, changed his clothes, and went to the western restaurant.

"You bought a house? A villa?"

"No, you two did such a good job of keeping it a secret? You didn't leak any information about such a big thing. Are you treating us as outsiders?!"

Jingying and Qiu Hongying were simply stunned!

Sheng Yunlan quickly comforted them, "No, no, we are all family, we also decided to buy it at the last minute, let me tell you..."

Jingying frowned, "So Xiao Zhang's son got into trouble at school and wanted to move to another place. When you heard customers talking about the study and villas over there, you were free and curious so you went to see it?

Is it really that good over there? You decided to buy it after just one look. It's not just a few hundred or a few thousand dollars. Isn't it too hasty?"

Sheng Yunlan hugged her arm and said with a smile: "Sister, I don't think it's hasty. You can ask about the previous selling price and you will know. Besides, although it is still tattered now, I feel happy and like it when I stand there!

What does this mean? It means that the place is either a Feng Shui treasure land or a place that brings good luck to me!"

"Is it really that mysterious?!" Qiu Hongying came over.

In fact, she and her aunt's family also had the idea of ​​moving to a bigger house, but they had not done it before. One reason was that they were too busy to hire anyone before, and the other was that they were thinking about opening a branch, and they felt that there was no rush to move to a bigger house.

But who wouldn’t want to live in a villa and be neighbors with the rich? Who wouldn’t love it?

Jingying and Qiu Hongying looked at each other and said, "How about we go and have a look tomorrow?"

Sheng Yunlan would not encourage them to buy it. What if a butterfly effect occurred and it ended badly? Could it be that they wanted to unite and run a farmhouse there?

But Sister Zhang didn't care about that. She just wanted to have two more familiar neighbors, so she urged: "Go and have a look. It will definitely develop over there in the future. The manager said that nearby..."

To be fair, that place is just a bare construction site now. It's not easy to get her to praise it. It's really impossible to force her to praise it.

Jingying and Qiu Hongying were so upset by what she said that they felt they would suffer a loss if they didn't buy it...

The next day, Sister Zhang went back to look after the store. Qiu Hongying asked her husband to take a day off. She went to borrow the third-hand motorcycle from the old man, and took Jingying and the three of them to have a meal and then went to the villa halfway up the mountain.

I can only say that the higher the expectations, the greater the disappointment!

In addition, they found out from the people they met by chance that the developer of the villa halfway up the mountain was going to go bankrupt and run away. Qiu Hongying and Jing Lin felt that they couldn't waste their money just because they wanted to be neighbors with everyone. They stated that they would not buy the house and advised Sister Zhang and Sheng Yunlan to return the house.

Sister Zhang and Sheng Yunlan naturally wouldn't listen to them.

Jingying was more hesitant. In fact, she also thought that the place was not bad. When she got there, her brother and sister-in-law complained about this and that, but she felt quite comfortable looking at the messy construction site.

After discussing it with her husband Hao Jiefang, Hao Jiefang went to ask some people, and two days later, the couple went to the villa halfway up the mountain again, and then paid a deposit to book the house.

They also booked a 288-square-meter single-family house, which was only two units away from the one Sister Zhang booked.

When Qiu Hongying heard that her aunt's family had also booked a house over there, she sighed and complained, "Why are you also going crazy? Didn't I tell you not to buy that house? You knew you would suffer a great loss, but you still insisted on buying it..."

Jingying rolled her eyes at her, "Your brother-in-law and Ah Zhan both said it's okay to buy. Do you think I should believe you or them? Okay, okay, if you don't want to buy it, don't make trouble!"

"Hey, I wonder why you guys are poisoned. Let me tell you, if you can't afford to open a branch, I will open one myself. Then you can just watch me counting money and drool!"

"You drive, you drive! You drive as much as you want! I'm sure I won't envy you!"

Jingying waved her hand and went into the kitchen. The two of them had a good relationship and usually got along well. There was just a little disagreement about buying a house, so there was no need to argue about who was right or wrong.

She was open-minded. If something really happened, she and her husband would move there to retire, and the house in the city would be divided equally between her two sons.

With her current income, it will be no problem for her to pay for the house, and it won't affect her family's life. Even if she makes a wrong bet, it doesn't matter, her family can afford the loss. Isn't her life better now than when she was laid off?

As long as the dessert shop can maintain this kind of business, she will be able to pay off her mortgage in five or six years, and then she can save money again to buy a house in the city.

The worst-case scenario is that when her son grows up, she has no money saved and has to sell the old house in half to give them as a down payment? !

Jingying is usually a bit of a worrier and naggler, but she is open-minded and a natural optimist.

Qiu Hongying was just talking for the sake of talking. If she was really asked to open a shop on her own, she would not do it unless the whole group broke up.

Seeing that everyone has bought a house, she also feels itchy. Her family currently lives in a small two-bedroom apartment, which is quite crowded. When her two sons are in good terms, they wear the same pants, but when they quarrel, they will probably blow the roof off.

After settling the accounts of the snack shop and adjusting the dividend ratio, she began to actively look for houses.

Qiu Hongying was relatively generous. After making money, she was generous not only to herself and her son, but also to her family. After collecting the family's money, she found that there was less than 30,000 yuan in savings.

"Oh, how can it be so little? Not to mention buying a big villa, it's not even enough to buy a commercial apartment!"

She was looking at large apartments in good urban locations, each of which would cost at least 80,000 or 90,000 yuan.

She was also unwilling to take out a loan, so the house purchase was put on hold again.

No one announced the purchase of the house, and after paying the deposit, it took another half a month before the sales center notified them to pay the down payment.

I still went to the construction site to check my house. At this time, the roof of the house had been completed and the doors and windows had been installed.

Although it was still some distance from the agreed delivery date, after seeing the house, everyone went to the bank without hesitation to pay the down payment and apply for a loan.

This is a special approval. Once the down payment is transferred and the application form is filled out on the bank's side, they will immediately stamp the approval.

"It's that simple?" Sister Zhang smacked her lips as she took the list. "Starting next month, we'll be house slaves. We'll have to pay a certain amount of money for the house on time every month!"

There is currently no automatic deduction function for mortgage deductions, so they have to take the money to the bank counter every month to do it, which is a bit troublesome but acceptable.

Sheng Yunlan also raised the things in her hand and smiled sweetly at Jing Zhan, "Brother Zhan, we have a big house! That's great!"

Jing Zhan smiled at her and smiled as well, "I will try my best to pay off the mortgage as soon as possible!"

Of the two houses, the bigger one is in Sheng Yunlan's name, while the smaller one is in Jing Zhan's name, but Jing Zhan tacitly acknowledges that the mortgages for both houses belong to him!

As for Jingying, Hao Jiefang was very confident in her and did not come with her. The house was also in her name. After she finished the formalities, she went to Sister Zhang to share her mental journey.

After taking care of all the follow-up matters, Jingying and Jingzhan told their parents about buying a house.

Teacher Li and the others just nodded and asked about the location and didn't say anything else.

The brother and sister did not expect their parents to show any appreciation. Although the combined pension of the old couple was not small, Teacher Li lived a petty bourgeois life. Not only did he buy a lot of clothes, but he also had more skin care products and cosmetics than young people like Jingying and Sheng Yunlan!

Plus, they have to go on tours organized by both companies, so it would be strange if they could save any money!

Fortunately, the siblings have low demands on their parents and just don’t cause trouble for each other.