Rebirth 90: I changed my fate by winning the lottery

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After thinking hard all night, Ding Mo had two dark circles under her eyes. The next day, she went to find Qi Zan and gave her advice: "Instead of speculating in stocks, you might as well buy a house."

It has to be said that this matter was caused by Ding Mo himself.

Originally, in her impression, Moutai was one of those stocks that skyrocketed and paid out large dividends every year.

As a result, just a few days ago, Moutai issued an announcement that in the first year, every ten shares would be divided into two shares. The only consolation is that one share will be dividendd for every ten shares.

This means that the actual amount of money she received was only RMB 7000, which was pitifully small. The 29 shares distributed were worth quite a bit at the current share price of RMB . But she would definitely not sell the shares unless she had no other choice.

So Ding Mo guessed that she must have miscalculated the time. She thought that Moutai’s stock price had been rising rapidly from the very beginning.

If Qi Zan has enough money to support his long-term investment, then it is fine for him to follow Ding Mo to buy stocks. The problem is that if he buys stocks in order to buy a house, then even if he buys Moutai, it will not work. In the past few years, it is obvious that the dividends that Moutai can give will not be too much, but the housing prices will increase several times.

It’s just that the price is now 39 yuan, which is 8 yuan more expensive than when she bought the new shares. If dividends are taken into consideration, it seems to her that it is not cost-effective.

But compared to this opportunity, Qi Zan should seize the opportunity that housing prices have not risen significantly. And no matter what investment he makes, the final goal is to buy a house in City B, so it is better to suggest that he just buy a house now.

Ding Mo calculated the money Qi Zan had and found that it was enough to buy a small apartment nearby.

If you don't make up your mind to buy a house now, and wait until the housing prices rise rapidly in the future, the amount of money required will not be earned in a short period of time by speculating in stocks.

After listening to her analysis, Qi Zan was a little skeptical. Although housing prices would definitely rise, was the increase as exaggerated as Ding Mo said?

Ding Mo quietly told him what she had heard from the developer before, that the government would announce at the end of this year that it would build an Olympic Village nearby. The land in this area would only become increasingly scarce, and housing prices would also rise.

It just so happened that the residential complex where she bought her house was about to develop its second phase. That day, the salesperson mentioned that old customers could get extra discounts, and Qi Zan was very excited when she heard that.

Finally, Qi Zan was very straightforward and followed her to the sales office to take a look first. The sales consultant who came to greet the two was the same one who had served Ding Mo before. Seeing that she was a familiar customer, he went straight to the point and introduced himself enthusiastically.

After nearly a year, the housing price must have increased by several hundred yuan, but in Ding Mo's eyes, this is already a great bargain.

Qi Zan was quite satisfied because the developer of the second phase had reserved enough small and medium-sized apartments. If he couldn't buy a big one, he could buy a small one. The community was also well planned, with a lot of green space and a design to separate people and vehicles.

Considering the crucial factor of being close to the school and Ding Mo, Qi Zan also felt that buying a house was a good choice. In the end, he chose a two-bedroom apartment of more than 70 square meters, with a good floor and orientation.

Since the sales consultant was an acquaintance, he did not hesitate and directly applied for a discount for Qi Zan by combining the developer's promised discount to old customers with the killer feature of a one-time payment.

After confirming this, Qi Zan went back and called Lin Zhenghong to discuss the matter. As expected, the old and experienced are the most experienced. Lin Zhenghong gave Qi Zan all the pension from his parents and an additional 200,000 yuan to him, allowing him to choose a bigger house again.

Qi Zan didn't want it at first. His grandfather was just a retired elementary school teacher. It would be very difficult for him to save 20 yuan. But Lin Zhenghong was very firm:

"I have a lot of pension and medical insurance. I don't spend money except for food. Why should I save so much money? You can buy a bigger house now while the price is right. You can make a lot of money when you sell it in the future when the price goes up. You can pay me back if you want."

Qi Zan wanted to refuse, but Lin Zhenghong immediately responded: "Besides, you don't want my money, so why don't you want me to live in the new house after you buy it?"

Qi Zan was helpless. His grandfather was just being unreasonable. No matter whether he gave him the money or not, there was no way he wouldn't let him live in the house. Who would be afraid that he wouldn't come when the time came?

In the end, it was Ding Mo who persuaded him to accept his grandfather's kindness after listening to his explanation. This rare investment opportunity could bring very high returns to the two of them, and she didn't want Qi Zan to miss it.

It is said that high returns in investment correspond to high risks. Unfortunately, I was reborn and had a plug-in, so there would definitely not be any risk. It was 100% safe. It would be more comfortable to buy a house now than to buy one later when Qi Zan has a job and the house price is tens of thousands per square meter.

Qi Zan and Ding Mo returned to the sales office and quickly selected a 90-square-meter house. Ding Mo took him to pay the deposit and sign the contract in a familiar manner.

After seeing Qi Zan put his fingerprints, Ding Mo sighed: "Now we are neighbors."

Qi Zan looked at the blueprint and saw that there was obviously some distance between the first and second phases of the community: "It will probably take me five minutes to walk to your house to find you."

Ding Mo joked, "You should be thankful that the second phase of development has been completed here. Otherwise, if you buy a house near the South Fourth Ring Road, it will probably take you two hours to come to my house to see me."

Well, Qi Zan agreed with her. The scale of City B is much larger than that of City K. If one of them is in the north and the other in the south, their relationship will have to become a long-distance relationship.

When the house purchase contract was in hand, Qi Zan felt relieved. He just thought that he would have to study for a master's degree after graduating from university, and it would take several years for him to start working. He was penniless now, so when would he be able to renovate the house?

[Don’t worry, Ding Momo will become a real estate agent in the future! ]