Martial Arts: Starting from a Seemingly Real System

Qiao Rui was eager to buy back his own house because he was afraid that Jiang Xueyun would not be able to find her home when she came back, which made Liu Xinyue a little sad.

Old Yu took in the expressions of the two people and knew that their relationship was complicated, but he didn't know what to say, so he could only ask: "Where was your home address before?"

"No. 62, Banyue Street, Hongque Road, Qingshui District!"

"Oh, I know where it is. Let me see." Old Yu took out a roll of drawings and spread it out. It was the map of Longxing City, Hongque Street... Wenjiaofang... Banyue Lane... along the main road and branch roads, all the way to where Qiao Rui's house was. "It's probably this row!" Old Yu said, pointing to one of the places on the map.

"Can't you be specific about which building?" Qiao Rui asked somewhat unwillingly.

"Of course not. In the past, people lived together in high-rise buildings, but now they live in row houses. How can they be exactly the same?" Lao Yu said in embarrassment.

Seeing Qiao Rui's disappointed look, Liu Xinyue sighed secretly, suppressed the sadness in her heart, and suggested: "Why not take the most conspicuous building in the front row near the intersection, and then hang a plaque with 'Qiao's House' on the top of the door frame, so that Xueyun can easily see it when she comes."

"This is the only way!" Qiao Rui thought about it and found no better way, so he said, "Uncle Yu, help me see if that house is for sale? If so, how much is it?"

Old Yu nodded, took out a book from the bookshelf at the back, flipped through a few pages, and said, "Number 1, Banyue Lane, for sale, priced at two thousand taels of silver."

"Two thousand taels of silver? According to the exchange rate at the exchange point last night, it is equivalent to one million. I remember Xueyun seemed to say that your family bought the house for more than 800,000 yuan. Now you have lost more than 100,000 yuan by reselling it? Uncle Yu, can't it be cheaper? You can't cheat us!" Liu Xinyue was unhappy when she heard it, and said to Old Yu in a loud voice.

"The houses inside are indeed about the same price as before, but this one has a good location, it's conspicuous and convenient to get in and out. In our time, houses on the streets and alleys would have been 20% more expensive!" Old Yu explained with a smile, and then said, "Well, with my authority, I can give you a discount of 20% at most, so you should give me 1,600 taels!"

"In that case, thank you very much, Uncle Yu!" Liu Xinyue wanted to say something, but Qiao Rui on the side quickly thanked Old Yu.

Old Yu nodded and smiled, saying you're welcome, then called a clerk to handle the paperwork for the house deed and the exchange of silver. Seeing that Qiao Rui had brought a lot of gold and silver in his cloth bag, he said, "Although you two are excellent in martial arts, it's not convenient to carry a lot of gold and silver with you. You can deposit the money in a bank, or invest in industry and make money with money!"

"Oh, what industries can we invest in?" Liu Xinyue asked with great interest. Women are always very enthusiastic about spending money and doing business.

"Rice, flour, grain, oil, restaurants, inns, escort transportation, buying land and renting land for planting, etc. ... All walks of life in society, including food, clothing, housing and transportation, can be invested in. While everyone is still waiting to react, grab a shop in a good location!" Lao Yu introduced.

Taking out all the gold and silver ingots, Qiao Rui said, "I have about 8,000 taels left. Uncle Yu, what do you think we can invest in?"

Lao Yu thought for a moment and said, "You can invest in any industry, no matter how much money you have. It's just a matter of scale! I'll give you a brief analysis of the pros and cons of these industries, and you can decide for yourself!"

"Okay, please give me some advice, Uncle Yu!" said Qiao Rui.

Old Yu waved his hand, indicating that he didn't need to be polite, and began to introduce: "The safest way is naturally to buy land and hire people to rent it for farming, but the income is less and the cycle is too long. Secondly, daily necessities such as rice, flour, grain and oil have a wide audience and quick money returns. Although the income is lower, it is a long-term income. After all, it is a necessity of life. As for escorting, guarding and horse transportation, the profit is considerable and the money comes quickly, but the risk is also high. You must have a strong background and wide connections, and you have to be able to make money in all walks of life. Finally, there are restaurants and inns. They have high returns, make money quickly, and are safe to open in the city, but they are larger than other investments! Of course, there is a risk of loss in doing anything. Even farming may encounter natural disasters and wars and lose everything. The amount of income mentioned here is only relative!" After introducing all this in one breath, Old Yu picked up the tea bowl and sipped the tea carefully, waiting for Qiao Rui to think about it slowly.

After thinking for a while, Qiao Rui frowned and asked, "If I want to run an inn, but I have no experience, where should I start?"

"This is a small matter. You can go to a pawnshop and find a professional shopkeeper. You are only responsible for paying the money and checking the accounts, and the shopkeeper will help you with everything else!" Old Yu laughed.

"So how much money does it cost to invest in an inn?" Qiao Rui asked.

"It seems that you have made up your mind to invest in an inn?" asked Lao Yu.

"Well! Although every industry has its advantages and disadvantages, the people staying in the inn come from complex backgrounds, travel back and forth, and are well-informed. I think it would be easier for them to find out Xueyun's news!" Qiao Rui said in a deep voice.

After understanding Qiao Rui's idea, Lao Yu thought for a moment, spread out the city map, pointed to several locations and said, "Here...here...and here. They are all close to the bustling streets and are quite lively. They are also close to several city gates, making them convenient for entry and exit, and have a wide range of customers. According to their size, they are priced at 7,000 taels, 9,000 taels, and 13,000 taels respectively!"

"Nine thousand taels? Thirteen thousand taels? Qiao Rui only has less than eight thousand taels, why did he mention these two places?" Liu Xinyue asked puzzledly.

"You can go to the bank to borrow money," Lao Yu replied to Liu Xinyue, and then said to Qiao Rui: "Which inn do you like? I will be your guarantor and sign the written contract of the inn to you first, and then go to the bank to borrow up to 6,000 taels, which is enough to buy any of the three inns. However, the interest on borrowing 6,000 taels is high, and the pressure in the future will be greater. So I don’t recommend you to borrow so much. You only need to borrow 2,000 taels of silver, and you can buy the inn on Zhoujiang Road in the west of the city for 9,000 taels. The name of the inn is Yunlai Inn, and the guests are like clouds coming. It sounds good and has a good meaning. In addition to the 9,000 taels of silver for the store, you can still have nearly 1,000 taels of silver in your hands to hire people to purchase goods, so that you won’t be so stretched!"

"Okay then, we'll take that inn, but the name has to be changed by one word, so it'll be Yunlai Inn!" Qiao Rui made the final decision.

This time, Old Yu did not call the clerk over. Instead, he handled the documents and contracts himself, and then took them to the money shop to apply for a loan. After paying the balance with the borrowed money, he took them to the pawnshop to hire an innkeeper. Finally, he sent them to the Yunlai Inn before parting. Before leaving, he patted Qiao Rui on the shoulder and told him and Liu Xinyue to visit his house when they had time and to go see Chen Yan. Qiao Rui and Liu Xinyue naturally agreed.

After watching Old Yu leave, Qiao Rui, Liu Xinyue and the shopkeeper Old Huang walked into the inn. Everything inside was well planned and could be reopened after a simple cleanup. The main building had four floors. The first floor was the counter and dining hall, with tables, chairs and benches neatly arranged. The second floor had several private rooms, a slightly smaller hall, and guest rooms. The third and fourth floors were all guest rooms. The backyard of the main building had a kitchen, firewood room, toilet, utility room and some empty rooms, as well as stables, livestock and poultry pens, etc., with rich configurations.

Seeing that it was getting dark, Liu Xinyue was in a hurry to see the new home and purchase daily necessities. Qiao Rui had to have a brief discussion with the shopkeeper Lao Huang about the layout of the inn, and emphasized that the sign should be changed to Yunlai Inn. After leaving 800 taels of silver for him to use, he was dragged by Liu Xinyue to the new home on Redbird Street.