"Please, Mr. Fei, lend me all the 30 billion!"

These words left the knowledgeable Fei Bo dumbfounded, not to mention the cat-eared girl next to him, who dropped the notebook in her hand to the ground.

The two were shocked beyond words.

They didn't expect that Li Jin would actually dare to say such a thing as a full loan!

What? Is this a happy bean?

Although black card users can obtain unlimited interest-free loans, there has never been a black card user doing this!

This time Fei Bo won’t be able to deal with it.

"Mr. Li...are you serious about what you said?"

Fei Bo swallowed and asked tentatively, afraid that he had heard it wrong.

Li Jin nodded with a firm look in his eyes.

Fei Bo turned his head to look at the cat-eared girl, then looked at the extremely determined Li Jin, and suddenly felt a little overwhelmed.

"Um, well, maybe I need to ask our president for advice. Could you wait a moment?"

Fei Bo said he couldn't make up his mind and needed to call for support.

Li Jin smiled and said, "Please go ahead. I'll just wait here. I hope you can tell me whether it works or not."

Fei Bo nodded and bowed, indicating that he would definitely give him a result, and then hurried out the door.

Before leaving, he gave the cat-eared girl a wink.

She understood instantly, so after Fei Bo left, the cat-eared girl walked slowly to Li Jin's side.

I leaned over and pinched and tapped his legs.

"VIP, do you need any relaxing service?"

Li Jin was speechless. It seemed that this set of skills was also indispensable in this fantasy world.

"No, go and do your work, and leave me alone for a while."

The cat-eared girl pursed her lips, finally stood up, and left shaking her peach.

After sensing the surrounding environment, Li Jin discovered that this VIP room No. 1 was made entirely of phantom crystals and could not be penetrated by divine thoughts at all.

So he took out his cell phone with peace of mind.

After turning on the screen, I clicked into the fantasy game.

As soon as I entered the game, a long-lost scene appeared before my eyes.

"Dear player, you haven't been back for 23 hours. During this time, many strange and bizarre stories have happened in the fantasy world. In order to make your experience more perfect, we have prepared a return gift package for you. Just need to come back and you will be refreshed!"

Looking at the big return gift package that popped up, Li Jin felt a little daunted.

Because the last time he logged into the game, there were no gift packages or anything.

All there was was a countdown that suddenly appeared at the top of the screen.

The last time he logged into the game was after he passed the ancient god’s tomb in the Chaos Realm on the Zhihong.

Up to now, the countdown has only 235 hours left!

Less than ten days!

What is this? Is this a sense of déjà vu?

But in the fantasy world, Three-Body Technology is just a spark of firefly.

Something even more terrifying must be about to happen in the fantasy world!

That's why Li Jin came up with the idea of ​​using his black card to get a loan from Fantasy Bank.

It seems like a reincarnation. Just like the end of the ten days on Blue Star, the fantasy world will also suffer an unknown shock.

However, he had no foundation in the fantasy world, so naturally he could not squander his capital like he did on Blue Star.

But since the fantasy world is about to be in turmoil, is it okay for me to borrow some money to consume?

What if Fantasy World Bank goes bankrupt?

Li Jin guessed that this was also the reason why the games on his phone changed according to his situation. It turned out that they were giving himself a chance to develop!

Now I am just waiting for the loan to come through so that I can pay for the game myself.

Don’t miss out on gift packages or something like that.

It’s time for me to make a breakthrough in my cultivation!

"Huh? Why is this tripod lit up?"

Li Jin was a little confused. There was a red dot mark above the Tianhuang Fenyan Cauldron in the game cave.

As a member of the Qingping Party, can you tolerate this?

After clicking in to take a look, Li Jin discovered that there was an extra button next to the refining equipment.

'Tempering'!

"Tempering? What does that mean? Can it increase the strength of my equipment?" Li Jin was a little confused.

But there is a small question mark at the end, and the explanation will appear after clicking it.

'Equipment Refining: Put in the equipment that needs to be refined, add auxiliary materials, improve the equipment attributes, and there is a chance to change the equipment characteristics!'

Seeing this, Li Jin was a little surprised.

I thought I had reached the end of my quest for this Heavenly Dao holy suit, but I didn't expect this to happen!

That's nice!

As he said that, Li Jin placed his Strange Fire Eternal Ruler into the quenching frame.

The required materials immediately popped up below.

'Red-grade Snow Dragon Ancient Wood*1, General Red-grade Equipment*10.'

Li Jin didn't have these two materials, but he saw the synthesis button at the bottom. After clicking it, he found that the red-grade snow dragon ancient wood could be synthesized with fifty gold-grade snow dragon ancient woods.

And ten red-grade equipment can also be synthesized with one thousand gold-grade equipment!

According to the surplus in Li Jin's backpack, sixty gold-grade ancient snow dragon trees and one thousand eight hundred gold equipment are only enough to refine one piece of equipment.

Therefore, it is a very wise choice to temper the Eternal Ruler of Strange Fire now.

After all, we don’t know whether the characteristics of the equipment will change after tempering. If the effect of the Heavenly Dao Holy Armor is gone after the change, it will be a huge temporary loss!

After thinking about it for a while, Li Jin decisively clicked the tempering button.

I saw a red-gold light shining in the Tianhuang Burning Flame Cauldron, and a blazing Tianhuang fire roared inside.

The glittering and colorful Ancient Ruler of Strange Fire was wrapped in it, and Li Jin seemed to hear bursts of wailing.

This made him a little nervous. Would this tempering damage his equipment?

But his worries were unnecessary. After a moment, the wailing sound disappeared and the flames burned brighter and brighter!

Looking at the slowly increasing progress on the progress bar, Li Jin closed the equipment refining interface.

"I estimate it will take about an hour."

Taking a glance at the progress of his cultivation, he found that he had already reached the limit of the first illusion realm and could break through to the second illusion realm at any time.

As for how much progress can be made after the breakthrough, it is hard to say.

But it will definitely not be low, because my cultivation speed has been increasing continuously over the past year.

It did give him some comfort, proving that the Dragon people still existed.

But now that I think about it, the evil dragon that I contracted through the mysterious Warcraft realm actually did me a great favor.

And the strength of the twelfth realm that was incomprehensible at the time now seems to be just an illusion in the fantasy world.

I have now reached the point that I envied before.

After expressing his feelings, Li Jin calmed down.

Now all subsequent developments must be based on the premise that you can get a loan.

Otherwise, without a large number of phantom crystals, I will be unable to move forward. Now I am a true krypton gold warrior!

The return gift package alone is worth nearly nine million phantom crystals. If you want to earn it by yourself, it will take you a long time.

It’s unclear whether the fantasy world will still exist by then!

Half an hour later, the door of the No. 1 VIP Room was pushed open.

When Li Jin saw the person coming, his eyes suddenly opened and he stood up from the sofa!

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