Hogwarts: The Wizarding World's First Capitalist
Chapter 486: Failed Art Student in the Financial Field
Lucius stood up and went to open the door. Mr. Zachley Ward, dressed in a black suit, walked in slowly.
Without any greetings or excessive words, he sat down on the leather sofa beside him, looked at this luxurious living room, and said with emotion.
“No matter how many times I come here, I will be shocked. It is amazing that such a luxurious reception room can be built inside a 50-centimeter-thick hollow wall.”
"My lord, you are indeed different from us. Magic is truly amazing."
"Of course." Hearing the other party's sigh, Lucius walked to the wine cabinet with a proud look on his face. The other party's words were very much to his liking.
He likes people who can put themselves in the right place. Wizards are nobler than Muggles, and magic will always shine only on a minority of people.
"Would you like a tequila? Although it's spring, the weather in London is still so cold and gloomy. I haven't seen the sun for almost two weeks."
"You did an excellent job, but please don't make a fuss about it, it's just some traceless extension spells."
After pouring the wine, Lucius walked over with the glass in hand. With his signature proud expression on his face, he handed one of the glasses to the other person.
Mr. Zachary Ward quickly stood up, took the wine glass with both hands, and waited until Lucius sat down before sitting down again.
His actions were extremely humble, his tone was still flattering, and he continued to pretend to be surprised.
Just like a child seeing the toy section in a supermarket, looking around curiously.
"It's really amazing. No matter how many times I watch it, I still feel the same way. Isn't the magic you're talking about very powerful?"
"It can actually change the physical properties of objects and create a completely non-existent space. If those nerds at the London Academy of Sciences heard about this technology."
"I'm afraid they will kneel down at your door and beg you to show them your magic."
"That's an exaggeration, sir." Lucius had a smile on his face. Mr. Zachary Ward's words greatly satisfied his vanity.
The only thing that made him a little dissatisfied was that the magic that created this room was not cast by him.
The Invisible Stretch Charm is a powerful spell that allows the caster to expand the interior space of an ordinary object far beyond what its appearance would indicate.
This spell is commonly used in the wizarding world to create additional storage space or to hide items so that they appear to be normal objects.
Casting this kind of magic requires a very high level of magical skills. Otherwise, the consequence of forcibly casting it is that the space structure will be unstable and will collapse once the magic cannot support it.
For example, if the room they are in now collapses, all the objects in the room will be instantly compressed into the hollow wall that is only 50 centimeters thick.
He would be crushed into a meat patty in an instant, so Lucius did not dare to cast magic for the sake of his face.
Instead, he spent a huge amount of money and hired an old man from the other side of the ocean who liked to study magical animals to help him build this reception room.
So when Mr. Zachary Ward praised the traceless extension spell in this room, Lucius felt a little unhappy.
So after finishing the drink in his hand, he coughed twice and changed the subject.
"You sent me a message yesterday saying that you had a very good project and wanted to discuss it with me in person. Is it something interesting?"
"Regarding HSBC's debts, I think there is no need to worry too much. The company is now in a period of expansion."
"Everything costs money. Do you see those people in the office across the wall?"
"On average, each of them made more than £10 a day from me in the past two weeks."
"It's not a debt issue." Mr. Zachary Ward quickly put down his glass and said respectfully with a humble expression on his face.
"The excellent assets you hold have already made you one of our bank's most respected customers in recent times."
"In a few days, after the first batch of interest is paid, I will immediately apply to the board of directors to approve a loan of at least 2 million pounds for you."
“These loans will all be at the lowest interest rates and will be available on a flexible basis for a random period.”
Having said that, Mr. Zachary Ward glanced at the expression on Lucius's face opposite him, and after a short silence, he continued speaking.
"One more thing, my lord, those people in the office across the wall did not make money from you."
"They don't have the qualifications. They are just tools to help you make money. The money they take is just the cost of the tools' wear and tear."
"Hahahaha, what you said is really interesting."
Hearing this, Lucius burst into laughter. He agreed very much with what the other party had just said because it would make him look even more noble.
Compared to him as a noble, all the people in that office were just tools, not much different from the hoes and mud used in the fields.
But the cost is really too high.
At the same time that Lucius was laughing, Mr. Zachary Ward also laughed along, and his expression also seemed very happy.
But there was a fierceness in his eyes. He really looked down on the guy in front of him. In recent days, through his own operations and the operations of the top team in the office across the wall.
The other party made at least 50 billion pounds in profit and built up this giant financial company with billion US dollars in funds.
It took him less than two months to become the CEO of a top company, but this guy didn't look like a boss at all.
Not only is his inner desire difficult to satisfy, but he is also extremely stingy when it comes to spending. When I told him that a general financial team would charge 15% of the profit as commission.
This guy almost jumped onto the table, and after much negotiation he was only willing to give out 5% of the profits.
But even so, he often told himself, explicitly or implicitly, that the team's commission was too high.
Just hearing it makes people angry. You know, as the boss of a business, what you have to do is actually very simple, which is to learn how to spend money.
However, this job sounds simple, but it is not easy at all to do it. Spending money is a skill, and spending big money is even more of an art.
For example, if you have 100 million yuan in funds, how much are you willing to share with your team, and how much are you willing to give to the many project managers in front of you?
How do you tell whether the other party's project has potential, and how do you judge whether the money you spend can bring you growth in the long or short term?
Therefore, there are very few people who can spend a lot of money, and those who succeed are often well-known in the global financial world.
For example, the famous stock god Buffett is a top artist in this field.
As for the guy in front of me, he can only be regarded as a failed art student.
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