Rebirth in 1985

Chapter 43: The Plan to Make a Fortune

Lu Shaohua had nothing to prepare for school. He stayed in the villa all day and waited until September 9 to go to class. The government primary school was not far from the villa, and it only took ten minutes to walk there. He had bought a house and had some other expenses. He had already spent 1 yuan on the savings account, so buying a car was impossible.

That day, Lu Shaohua lay on the sandy beach in the other side, but the TV was on. However, he was not watching TV, but thinking with his eyes closed. Now that he had come to Hong Kong, he had solved the problem. In a few days, September 9st would be the day for school to start, and October 1th, "Black Monday" was also approaching step by step. Knowing the trajectory of historical development, he knew that the more money invested in the stock market, the greater the return, so he had already thought about it before coming to Hong Kong. There were two purposes for buying a house. One was to shut up Yang Jianlong and Chen Guobang. If he didn't buy a house, they would definitely tell Lu Jiayao. The second was that after buying a house, he could take the real estate certificate to the bank for a mortgage loan, but his biggest headache now was that he was still young, and the bank would not lend money to a child, even if there was a real estate certificate as a low mortgage.

"Oh! It's such a headache. Is there really no way out?" Lu Shaohua thought about it over and over again but could not think of a solution. The reason was simple. If he asked Chen Guobang to come forward, he would have to explain what he borrowed so much money for, which was something he could not explain.

……

"If not Chen Guobang, who should I go to? Yang Jianlong? But I can't explain it to Yang Jianlong? Explain! Explain! How to explain?" A series of questions popped up in Lu Shaohua's mind. After thinking it over, he finally decided that he should ask Yang Jianlong to come out, and he still had to keep it a secret from Chen Guobang. But how should he explain it to Yang Jianlong?

"Ah! Got it." Lu Shaohua suddenly opened his eyes, sat up straight, and grinned, looking very sinister. Yes, he did think of how to explain it to Yang Jianlong, and although the excuse was a bit forced, he believed that he could fool him.

"Brother! I'm going out for a while." Lu Shaohua is the type of person who does things as soon as he thinks of them. When he came up with an idea, he shouted towards the second floor.

"Where are you going? Wait a minute, I'll go with you." Chen Guobang didn't know what he was doing on the second floor. When he heard Lu Shaohua say that he was going out, he heard the sound of a door closing from the second floor. The sound came from the room where Chen Guobang was.

"No need, brother. I'm just going to Yang Jianlong's place. You can stay at home." Lu Shaohua would not let Chen Guobang go out with him. He had originally intended to keep it a secret from him.

"Oh, then I'll stay home and sleep." When Chen Guobang learned that Lu Shaohui was going to Yang Jianlong's place, he did not insist on going with him. The villa was only a 15-minute walk from Yang Jianlong's home, so he was still very relieved that Lu Shaohua was going to such a close place.

"Oh! I'll go then."

"Close the door."

……

"Ding dong! Ding dong!"

With a click, the door opened, and the person who appeared in front of Lu Shaohua was Yang Jianlong's wife. "It's Xiaohua! Are you looking for Jianlong?"

"Yes." Lu Shaohua nodded.

"Haha! Come in first, he's in the hall." Yang Jianlong's wife Wu Shuzhen smiled.

"Ah."

……

"Jianlong, Xiaohua is here." Wu Shuzhen's gentle voice rang out.

"Haha! Xiaohua is here. Sit, sit, sit." Yang Jianlong stood up happily and said "sit" three times in a row.

"Haha, I have nothing to do. I just came to visit you and discuss something with you." Lu Shaohua first exchanged pleasantries with Yang Jianlong before stating his purpose.

"Well, do you have something to discuss? Then let's go to the study on the second floor." Seeing that Lu Shaohua had no intention of sitting down, Yang Jianlong knew that there must be something important to discuss, so he suggested going to the study on the second floor.

"OK, all right."

……

The layout of the villa is similar to the one bought by Lu Shaohua, with a balcony, several guest rooms and a study.

"Please sit down!" Yang Jianlong opened the door of the study and asked Lu Shaohua to sit down, while he went to find two cups to pour water. He placed one cup in front of Lu Shaohua and took the other cup in his hand as he walked around the desk and sat in the main seat.

"Xiaohua! There is no one here now. Tell me what you want to discuss with me?" Yang Jianlong did not treat Xiaohua as a child at all, and he spoke to her in an equal tone.

"Haha, it's nothing. I just found a plan to make a fortune. But I still need your help!" Lu Shaohua didn't bother to talk any more and simply stated the purpose of his visit.

"What? What plan to make... a fortune?" As a businessman, Yang Jianlong started to talk a lot when he heard about making a fortune.

"estate!"

"Real estate?" Yang Jianlong seemed unsure. In fact, he knew in his heart that real estate made money, but he did not have much money. Besides, it was impossible for him to cut off business with Lu Jiayao. The fruit business required an investment of hundreds of thousands of dollars each time, as well as working capital, so he simply could not spare a large amount of funds to do real estate.

Lu Shaohua just happened to tell him because he couldn't get the funds. In Lu Shaohua's heart, he didn't want to do real estate. This was just an excuse to get Yang Jianlong to help him get a bank loan. If Yang Jianlong also wanted to invest in real estate with Lu Shaohua, then he would be exposed.

"Oh, what a pity. Xiaohua, tell me, how can I help you?" Of course, Yang Jianlong's first words were addressed to himself, and he only asked Lu Shaohua the latter part.

"Haha! I want to ask you to help me use my villa as collateral for a loan." Lu Shaohua had long guessed that Yang Jianlong would have this expression. This was indeed an opportunity to make a fortune, but Lu Shaohua could take out more than two million at once, while Yang Jianlong could not. He could only take out four or five hundred thousand at most, because running the fruit business required some working capital, and four or five hundred thousand was already his limit.

Yang Jianlong pondered for a long time. When Lu Shaohua said he wanted to do real estate, he knew what Lu Shaohua was thinking. He just wanted to invest all the 300 million yuan that Lu Jiayao gave him, except for the money for buying the house, into real estate. However, he did not expect that Lu Shaohua also wanted to use the house as a mortgage loan. This was something he did not expect. Lu Jiayao had originally told him to take good care of Yang Jianlong, but now Lu Shaohua wanted to invest more than million yuan at once. He was worried that there would be an accident, and it would be difficult to explain to Lu Jiayao. "Did you get your father's consent?"

Lu Shaohua shook his head to indicate that he had not. He had long guessed that Yang Jianlong would ask this question, so he said earnestly, "You also know that real estate is a stable way to make money. My two million yuan is just sitting there anyway, so why not invest it and sell the land when I need it? You don't need my dad's consent for this. You also know that he is a conservative person. If I tell him, I will lose this opportunity to make money."

Yang Jianlong felt that what Lu Shaohua said made sense. He knew Lu Jiayao very well. He was a typical conservative. If it was just a few hundred thousand or tens of thousands, he would have nothing to say, but if it involved millions, he would definitely oppose it.

"Okay, I can help you talk to the bank, and I don't have to tell your father. But if anything unexpected happens in the future, don't blame me for shirking responsibility." Yang Jianlong was too busy trying to please Lu Shaohua, so how could he not help? Besides, he had nothing to lose. If he refused to help, given Lu Shaohua's status in the family, it would only take a word for him to terminate the business with him.

"Oh! Thank you then. Haha, I won't forget you in the future."

"Easy to say, easy to say"

……

With Yang Jianlong, a native Hong Konger, as a guarantor, all the procedures were completed quickly. In less than an hour, Lu Shaohua used the property certificate as collateral to borrow one million Hong Kong dollars. Looking at the extra one million Hong Kong dollars in the passbook in his hand, Lu Shaohua secretly said that it was easy to get a loan with the help of Yang Jianlong, an acquaintance. The fact is that it is really easy to get a loan from a bank! With an acquaintance, all the procedures were simplified, and of course it was easy for Lu Shaohua and his friends to get the loan.

……