If the business woman does not help the poor, the villain's dream of prosperity will be shatter
Chapter 32 9 Out and 3 Back
Just after noon, Yunhe, who had gone out to collect the debt, came back with the IOU.
Of the IOU for thirty-five thousand taels, only fifteen thousand three hundred taels were recovered.
Yun He stood at the bottom of the steps, not daring to raise his head, and replied tremblingly, "Manager Lin from the south city is not at home. He went out to collect debts. Manager Chen gave 5,000 taels of the 10,000 taels IOU. The Zhang family gave all 10,000 taels, and also gave 100 taels as a sacrifice. The Tong family gave 200 taels of silver notes. They said that it was the end of the year and they couldn't collect their debts. Give them 200 taels first, as an emergency..."
Qin Jingchang's face was dark and he stood motionless with his hands behind his back.
Yun He swallowed his saliva and continued, "In the east of the city, the Sheng family said that they have been borrowing three thousand taels of silver for almost ten years, and the shopkeeper Qin has not asked for it back yet... The second master is quite proactive..."
"He borrowed it for ten years and didn't pay it back. He still has the right?!"
Qin Jingchang was furious. He raised his foot and kicked a branch next to the stone steps.
Unexpectedly, this branch was actually carved from stone.
There was a "crack" sound, and a sharp pain came from the toe.
Qin Jingchang cried out in pain and sat down on the ground.
He held his foot with one hand and pointed at the branch with the other hand, trembling, "Smash it! Smash it for me!"
Yun He stepped forward, stretched out his hand, and easily picked up the stone carved branch.
He raised the branch and murmured, "Master?"
A "branch" placed loosely on the stone steps actually injured the second master's foot.
Thinking about the "haunted" Qin Mansion last night, Yun He's scalp went numb and the hairs all over his body stood up instantly.
Could it be true, as the rumors say, that the death of the eldest master is related to the second master?
So the eldest master is restless and is always making things difficult for the second master?
Qin Jingchang couldn't care less about that.
The gap in silver and money is still so big. Later today, the golden clothes, jade articles and coffins will all be delivered to the mansion.
If she can't raise the money, that damn girl Qin Shu will definitely pawn the shop.
The Qin family’s shops are all located in very good locations. If they are in a hurry to sell them, the price will definitely be forced down.
I don’t know how much money I will lose by then.
Especially those shops are very popular. Once they are sold, I am afraid that even if the price is doubled, it may not be possible to get it back.
Qin Jingchang quickly ordered Yun He, "Send the money to the account office, and come with me."
He had to go out and find a way to raise the money.
Thirty thousand taels of silver must be raised before dark.
Qin Jingchang had a headache and knocked his forehead with his fist: Thirty thousand taels are not enough, at least fifty thousand taels are needed!
What a spendthrift girl!
How could big brother raise such a thing!
Qin Jingchang took Yunhe to several pawnshops and asked several court officials. The conclusion they got was "nine out and thirteen back", and the initial interest was for a period of three months.
But whether you borrow for one day or three months, you have to repay the money in installments.
However, once the payment is overdue, an additional 30% interest will be charged on top of the total principal and interest.
One day beyond the limit is also counted as one period.
According to the calculation that he borrowed 50,000 taels, he only received two taels. Even if he only used it for one day, he still had to pay back two taels.
If you are overdue for one day, you need to pay back two.
Moreover, after the overdue payment, each month exceeding the payment period will be counted as one period, and the interest will be added at 30% of the principal and interest.
too dark!
Qin Jingchang finally came out of Jinglong Pawnshop and spat at the pawnshop from a distance: You black-hearted people, you drink blood and eat meat without any fear of being struck by lightning!
But if he didn't borrow money, where would he get so much money? !
If he sold the shop, he would not dare to spend the money from that dead girl openly in the future.
By then, won’t the people in the tribe go crazy?
Qin Jingchang gritted his teeth secretly, and just as he was about to turn around and enter Jinglong Pawn Shop, someone suddenly grabbed his shoulders from behind, "Hey, isn't this the second master of the Qin family?"
Qin Jingchang turned around and saw an unfamiliar middle-aged man with a beard.
He asked inexplicably, "Sir, do you know me?"
"Who in Jinzhou City doesn't know you, Master Qin Er? Your eldest son passed the examination for a student at the age of eight, a scholar at the age of thirteen, and a juren at the age of sixteen. If he passes the examination again next year, he will become a jinshi. He is a well-known figure in our Jinzhou City."
When Qin Jingchang heard this person praising his son, he straightened his back immediately and became much more amiable. He quickly said modestly, "No, no, it was just luck."
The man smiled broadly, revealing a heroic spirit, "Why must Master Qin Er be so modest?"
His smile faded and he asked, "Second Master, what's this?"
Qin Jingchang's expression suddenly became much more distant. "Nothing, just strolling around."
The man looked at him thoughtfully, "I have also heard about the story of the shopkeeper Qin in the mansion. He is a good man."
He smacked his lips and said, "I have also received the kindness of the shopkeeper Qin, and I will never forget it! If there is anything you need help with, please let me know, Master."
Qin Jingchang smiled falsely and nodded.
Seeing his perfunctory attitude, the man didn't say much to him. He bowed and said goodbye, "I work at Jinglong Pawn Shop. If you are interested, you can come to the pawn shop for a cup of tea."
Jinglong Pawn Shop?
Qin Jingchang immediately felt a little confused. He turned around to look at the door of the nearby pawn shop, laughed dryly and said "OK".
The man didn't say much, turned around and walked towards the pawnshop.
As soon as I walked to the door of the pawnshop, the clerk inside came out to greet me, bending over and calling me, "Manager Zhong, you're back."
The man said "hmm", put his hands behind his back, lifted his clothes and was about to walk in.
Qin Jingchang quickly raised his hand and shouted, "Manager Zhong, please stay!"
A quarter and a half hours later, Qin Jingchang walked out of Jinglong Pawnshop with a beaming smile on his face.
Yun He, who was following behind, was holding a gold-painted box in his hand, which contained 50,000 taels of silver notes.
Manager Zhong said: Manager Qin has been kind to him, and the second master is Manager Qin's brother, so he should be taken care of.
But every business has its own rules, and as the owner of Jinglong Pawn Shop, he cannot break the rules.
The 50,000 taels of silver lent to Qin Jingchang were also calculated according to the market rule of "nine out and thirteen back".
But the withheld part of the fee can be paid together when Qin Jingchang returns the money. Moreover, the first interest is for three months, and there is no interest for one month.
In other words, if Qin Jingchang repaid the silver within one month, he would only have to pay back 55,000 taels, and the extra 5,000 taels would be the loan fee.
If you pay it back within three months, you will need to pay back two.
This includes 5000 taels in fees and taels of interest.
But if Qin Jingchang cannot pay back the money after three months, he will have to follow the pawnshop's rules.
Three months?
Qin Jingchang was very proud: It’s useless.
He will be able to pay back the money in a month at most!
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