Excellent little farmer

Huaiqing's financial foundation is not bad, at least it was passable before last year. Although Gu Yaohua spent a lot of money on urban infrastructure construction, it was also because of Huaiqing's financial foundation. In addition, during the years when he was in power, the national economy In a period of rapid development, Huaiqing Five Golden Flowers' profits are not bad and its tax sources are stable.

However, now that the economy is tightening, the performance of several major enterprises has declined. For example, the metallurgical machinery factory has entered the danger zone of bankruptcy. Tax revenue has already been declining, and with the central government's clean-up of the alloy committee, although the municipal finance is not affected by the alloy committee, influence, but all the districts and counties under its jurisdiction are trapped by the holes left by the Alloy Society.

Although the provincial finance has special loan support, there is still a gap. For such a major matter that is related to overall stability, the municipal finance naturally only has the top priority. But the top priority is the hole dug by the credit investment company itself. It will have to be filled by the city finance itself.

He Zhaocheng is not stupid, he seems to be upright and selfless, but when he encounters this kind of hot potato, he also knows how to take a detour. After half a year, he has done nothing, and the work of clearing debts is basically a mere formality, except for the limelight of the initial debt settlement. During the good times, I took advantage of Dongfeng to collect some recoverable funds, and the rest are probably what Gu Xiaopeng said is hard bones. If your teeth are not good, it is normal even if a few of them are chipped.

The current situation of the credit investment company is insolvent. The main problem is that the high annual fund-raising interest has swallowed up some of the originally accumulated profits. The principal and interest that needs to be paid now is close to 200 million. According to the original plan, the interest will only be based on the national To pay the interest rate, half of the principal must be paid first, which requires about 80 million yuan. Now the remaining funds and recovered arrears are only more than 50 million yuan, and there are still more than 10 million yuan that can be collected and have not been recovered. , and the other thing is to find a way to deal with the remaining 40 million strong bones and the 80 million bad debts.

This is probably the main reason why Chen Yinglu and He Zhaocheng left this matter to me. You, Ye Qingquan, are the executive deputy mayor and are in charge of finance. This credit investment company is a unit under the Finance Bureau. Although the previous matter had nothing to do with you, now If you wipe your butt, you can't run away. Just like what Chen Yinglu said very straightforwardly, if the thief succeeds, you won't get the chicken. If the thief misses, it's your turn to be beaten, but you have to carry it. .

"Gu Bureau, that is to say, now we must try our best to recover 30 million from the more than 130 million that have not yet been recovered in these four months to make up for the first round of payment. This It’s our group’s responsibility, that’s my understanding, isn’t it?”

I weighed the large amount of information in my hand, then put it down on my desk, leaned in the executive chair and said lazily.

"Yeah! That's what it means."

Gu Xiaopeng didn't beat around the bush and said: "We actually did some work in the early stage. To put it harshly, if the leaders here don't get involved, we can only take back as much as we can, which is a little bit difficult. Yes, we have also done a lot of work. In a word, we have collected almost everything we can. The rest needs to be put into some effort. Of course, Mayor Ye, with you taking the lead, we are still confident. .”

"Gu Bureau, please don't use these traps on me. I am not a smart person. What new tricks I can come up with and how to deal with them must be in accordance with the original rules. However, I briefly read through the rules you have drawn up. In addition to some state-owned enterprises, a considerable part of these large debtors are private enterprises.

Since these private companies can obtain loans from credit investment companies, my understanding is that either the benefits are really good and recovering the loans is not a problem, or they have reasonable collateral, or they should have necessary guarantees, even if there are some problems , is this loan of more than 100 million yuan really in vain, with no hope at all? Can't even collect half of it? "

After saying that, I stared at Gu Xiaopeng with burning eyes.

"Mayor Ye, you are right. Theoretically, it should be like this. However, in fact, it is not as you said. During the period of Gu Yaohua's control, a lot of money was paid by him, or by the deputy mayor in charge at the time. Many of those who nodded in approval did not have the necessary guarantee procedures or collateral at all. It can be said that the financial procedures were quite confusing.

I sorted it out and found that just a few major leaders signed, said hello, or approved the loan amount, which accounted for less than half, and all of them were credit loans, hehe! These people are really generous. Fortunately, they braked early. Otherwise, the hole would have been even bigger. "

Many of the issues were left over from the previous secretary and mayor. Gu Xiaopeng was also a sideline player at the beginning, so he was not angry at all. Now that they were revealed in front of me, he had no scruples.

"In other words, a considerable amount of this money fell on well-established companies or individuals?"

I nodded and asked, "Does it have anything to do with Gu Yaohua's collapse of these companies?"

Being slightly stunned by my somewhat explicit language, Gu Xiaopeng subconsciously glanced at the closed door of my office, and then lowered his voice and said: "Some of them must be involved, but when the Discipline Inspection Commission investigated and dealt with the problem, it did not involve too much in the company. problems, and most of these companies are still operating normally in Huaiqing."

"Oh?" I looked coldly and asked, "Then why can't these funds be recovered?"

"Hehe! Mayor Ye, it's hard to explain in one sentence! Although Gu Yaohua and his group collapsed, they still left a lot of romantic relationships. What's more, these companies are not just around Gu Yaohua. The relationships involved are quite complicated. In addition, in these companies, you stare at me and I stare at you. The relationship is intricate. If you want him to pay back the money, he will say that he is in difficulty and that such and such company is in a better situation than him. The implication is that you should collect money first. The amount of money he owed was compared with each other, and these people had very good connections behind them. In the early days, they were polite when paying off the debt, but later after the limelight passed, their attitude became ambiguous, and they were both obedient and violative.

When our debt clearance officers go to find them, they often don’t even see them. When they make phone calls, they are either in Beijing or Yangcheng. They have lost weight and haven’t received two of them. There are no other rigid measures to deal with these people. , go to court for litigation, but I don’t know it will be delayed until the year of the monkey. "

Gu Xiaopeng seemed to be very frustrated by this incident. Chen Yinglu initially put the responsibility directly on him. He was so anxious that he couldn't even have a good year. As time approaches day by day, if he really can't find a suitable If there was a way out, he would have no choice but to jump into the well. Fortunately, I came and immediately helped him find a backbone.

He knows that I am not a simple person. I am an executive deputy mayor in my twenties, and I was appointed by the secretary of the provincial party committee. I cannot do without two brushes. The most important thing is that this matter has always been related to finance. I really want to With this matter out of the way, he, the finance chief, could sleep peacefully, so he answered all my questions.

Gu Xiaopeng is telling the truth. Naturally, there are some ways to get money from trust investment companies in the city, and this credit investment company is not as powerful and powerful as when the Alloy Association was liquidated last year. To put it bluntly, , your credit investment company in Huaiqing City is also a financial company. When someone borrows money from you, it has an ordinary loan relationship with you. If you don’t repay the money, you should resolve it through legal channels. The government will use administrative power to collect money. The money is not very suitable in the first place.

But this is related to the stability of the entire Huaiqing City. When the first round of cash payments comes in June, you will have to compete, otherwise the world will be in chaos, and all administrative powers will be overflowed, which is helpless.

But I also know that it is definitely impossible for Chen Yinglu and He Zhaocheng to just say a few words to themselves and just want to get it done. It's okay to let yourself do this, but you have to give me more. authorization.

I looked at the list of companies in my hand. Many of them were well-known figures in Huaiqing. Perhaps it was not that they could not afford to repay the loan of three to five million, but that they simply did not want to repay it and were not willing to pay it back. .

After listening to Gu Xiaopeng, Gao Dan, the deputy director of the Finance Bureau in charge of this work, and a deputy director of the municipal government office report all the information they knew, I also asked them about their specific views on this work, and I felt These people all expressed some pessimism about this work and felt that it would be too difficult to recover a loan of 30 million yuan in a few months for something that had been delayed for more than half a year with no results.

Gao Dan even proposed that preparations should be made in advance to borrow money from the provincial government or temporarily borrow money from banks to solve this practical problem, so as to avoid being caught off guard when the time comes and causing disaster.

Although I was a little unhappy in my heart, I could understand the mood of the other party. After all, the hot potato that even the secretary and mayor were unwilling to touch was handed over to me all of a sudden, and it would take so many months. If you want to squeeze out such a large sum of money, can you, a new kid here, be able to turn the tide?

Youdao is a strong dragon, not a local snake. Everyone involved in this credit investment company is a local snake. Even if you, Ye Qingquan, are really a strong dragon, after all, the time is too short and you don’t have the right helpers. How can this be so easy? Got it? But if you can't take it, the consequences can be imagined.