(No plot advancement, can be skipped)

"So what I just said was in vain, right?" Zhang Lan was speechless.

"You don't know, it's not easy to make money nowadays. Even the competition in chess and card rooms has become fierce. I have to think of a solution," Zhang Hu explained.

"Really, now I feel more and more that everything is fake, and money is real. At my current point, it is difficult to prove anything. I know what I am like. Apart from making more money for myself and my children, I can't think of anything else I can do."

Zhang Hu sighed and said with deep feeling that there are some things that you don't realize when you are young, but as you grow older, you feel more and more that although some words are very simple, they make sense.

When I was young, I often heard the saying: money is everything. I was skeptical at that time, but I found out as I got older that it was true.

When I was young, I liked to talk about love, dreams, and life, but I didn’t talk much about money because I thought talking about money was too vulgar.

When we enter middle age and face the pressure and difficulties of life, we suddenly realize that we are all ordinary people. The ideals we once had have been worn away by reality.

Many people say that talking about money is too vulgar, but in fact, those who don’t talk about money are the most vulgar, and those who talk about money are the most noble.

Because for his family, money represents love. Zhang Hu doesn't know what the difference is between love other than just talking nonsense.

Many people will only say, "Dad, Mom, you have worked hard." After saying this, tears well up in their eyes, and then continue to make them work hard. Is this interesting?

In the adult world, money is the key to survival. It’s not that I love money, but without money, I really can’t move forward.

A friend of Zhang Hu, a couple, opened a clothing store. Business was pretty good. After running it for more than two years, they took out all their savings and borrowed money from everywhere, and finally bought a house in their hometown with a loan.

As a result, something unexpected happened. The waiter hired by the clothing store died unexpectedly. Because the business had just started, they didn't even buy accident insurance. They paid a large sum of money to the store to settle the matter.

After that, not only did I have to repay loans from relatives and friends every month, I also had to repay bank loans, and I continued to live a life of expenditure exceeding income.

Both of them were on pins and needles, their emotions became more and more anxious and irritable, and the conflicts were increasing day by day. They often broke out in conflicts over the slightest things, and even fought.

The couple who were once in love ended up getting divorced because of money. There is an equal relationship between money and happiness.

If middle-aged people lose money, their relationships and family ties will all fall apart. I often hear some inspirational quotes saying that money cannot solve all problems.

But in fact, most of the time, the biggest problem in a person's life is lack of money. The so-called midlife crisis can be summed up in two words: no money.

Because of having no money, one feels aggrieved and has to work with others; because of having no money, one has to work hard day and night; money often destroys not only an adult's self-esteem, but also causes a family to collapse.

There are gray-haired parents above and young children to feed below, mortgage and car loans in front and food, drink, defecation and urination in the back. Besieged on all sides, ambushed on all sides, the slightest mistake will lead to a bottomless abyss.

There are no fairy tales in the real world, only reality. Growth itself is a process of becoming more and more realistic. The more realistic you are, the more chances you have to defeat other people's perception of you.

Zhang Lan could understand Zhang Hu's feelings. How could she explain it? She could only say that as she got older, she became more insightful. As the old saying goes, "At 40, you are free from doubts." The closer she got to , the deeper this feeling became.

Because when we are young, our desires are unlimited, and of course other people's desires are also unlimited. Other people's desires are often realized by digging holes in themselves. Some are open holes, and some are hidden holes. And because we have unlimited desires, we have to fall into one open hole or hidden hole after another.

Just like when I was in school, I naively thought that as long as I studied hard, no matter how hard it was, I could get into college after a few years. So, I spent a lot of money on cram schools and review papers, but after I actually went to college, I realized that everything had not yet begun. So I continued to comfort myself, thinking that I would be fine as long as I found a job. So, I tried every possible means to find a good job.

But once I find a job, I discover that there are new tasks waiting for me, such as getting married and having children. After getting married and having children, I discover that family will bring new burdens to me.

In short, the mission of life is endless and never-ending. If there are no new tasks one day, it means that life may be over.

When a person feels this more and more deeply, how can he easily obtain happiness? And the things that made him happy when he was young will now seem meaningless.

For example, when I was young, I played computer games that made me forget about food and sleep. Now I feel that even if I win, what is the point? Even if I lose, what is the loss? Since winning is useless and losing is no loss, how can his winning or losing affect my mood?

Why do many people like nostalgia? In fact, it is not nostalgia, but nostalgia for their childhood.

The happiness of childhood is very simple. Any small thing can make you immersed in it for the whole day.

But as I get older, I start to experience the bitterness of life, so I can no longer find fun in some simple games. This is probably what is called growing up.

Compared to lack of money, the most terrible thing is lack of confidence. No matter what you want to do, you have no confidence and fighting spirit, even if it is just going to work.

When Zhang Lan was taking an online taxi in Kyoto before, she met an online taxi driver. The driver looked to be around 45 years old, and they chatted casually in the car because they were bored.

The master has been in Kyoto for more than 20 years, started a business for ten years, and has been bankrupt for more than a year. He has worked in many industries, made money, and had his good times.

I changed careers several times and gradually lost all my savings. The last time I almost borrowed money to start a business, but it quickly collapsed. I regretted borrowing money to start a business, and in the end I lost all my house and car.

After talking about it, the most profound feeling is that making money before was not due to ability and hard work, but the dividends of the times. There is no need to attribute it to external factors such as the deterioration of the market environment, industry involution, and economic downturn.

The business environment has always been a fully competitive environment. For those who made money by chance by starting a business more than a decade ago, if the individuals, teams, and companies do not continue to grow and improve, then survival will become increasingly difficult until they lose everything.

The best option in this situation is to sell the business, even at a low price, which is better than killing yourself. The driver of the online car-hailing company did not convey the profound industry knowledge of a person who has been in business for many years.

There is no summary of my own failure, no judgment of the changes in the economic situation, no adaptability to industry changes, etc., and all I can say is complaints. Complain about the government, my peers, and my luck.

Failure is indeed a terrible thing, because the result at this time is almost the end of your life. But in fact, whether you can turn things around depends on your personal ability, energy, confidence, and resources.

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