Special troubles of rebirth

At this moment, Wang Yu felt like he shot himself in the foot.

But who can be blamed for this?

At that time, in cooperation with the Cai family and the Guo family, in addition to entering the Southeast Asian market, another purpose was to expand Yonghua's business in Southeast Asia and provide financial support for the later layout.

Therefore, Yonghua naturally welcomes the cooperation of the Cai family.

After all, I didn't expect to encounter such a thing at that time. The Mitsui incident was an accidental incident, and Wang Yu didn't expect that he would be involved in the end.

It's better now. I originally wanted to watch the fire from the other side, but ended up dragging myself into the water...

"I'm also sorry. Originally this was an internal matter of the Cai family. Anyway, I am the one who benefits from this matter, but you are the unintentional disaster..."

Cai Jing'an said in an apologetic tone: "I don't have any other intention in making this call. I just want to talk to you in advance. If you need my help, just ask, and I will do my best to support you!"

No matter how nice it sounds, it still means the same thing.

Cai Jingheng is going to deal with your Yonghua Bank. If you don't care, then I have fulfilled my obligation to notify you in advance. If you have any ideas, let's work together...

This is forcing Wang Yu to die!

Originally, 09 was coming to an end, and Wang Yu's calculations were pretty perfect. However, as the New Year was approaching, something like this happened, which was really disturbing.

"Uncle Cai, thank you very much for telling me this news. Otherwise, I would still be in the dark. When it suddenly breaks out, I will be caught off guard."

Worrying is worrying, Cai Jing'an's help is really indispensable at the critical moment.

Wang Yu suppressed the uncomfortable feeling and said to Cai Jing'an in a sincere tone: "We can't talk about help right now. After all, we still don't know how your brother plans to embarrass Yonghua Bank. I have also experienced his methods. It’s quite difficult to resolve, especially the kind of passive beating...Uncle Cai, it would be much better if I could know a little bit about the content in advance. I have to leave this matter to you..."

These words are quite sincere. Huang Mengqi is currently in charge of Southeast Asia. Wang Yu does not think she can defeat the wily Cai Jingheng.

In this matter, even Yin Zhenhua is useless. After all, she is not a professional in finance. In addition, Southeast Asia is half of Cai Jingheng's home field. It is indeed a bit difficult to compete with him without Cai Jingan's help.

"Currently, I don't know how the second brother will deal with Yonghua, but don't worry, I will notify you as soon as I have news."

Cai Jing'an comforted Wang Yu and said, "After all, in the Cai family, there is me among you, and you among me. Some information may not be hidden."

Wang Yu naturally thanked him, and then chatted with Cai Jing'an for a few words before hanging up the phone.

The moment he put down the phone, Wang Yu frowned and tapped his fingers on the desk unconsciously. After thinking for a few minutes, he dialed Bai Jieru's number.

The phone beeped for more than twenty seconds before it was connected. Bai Jieru's smiling voice came over: "Mr. Wang, what do you want to tell me?"

Obviously, there are people around Bai Jieru at this time, so it is not suitable to talk about more private topics.

"Is Mr. Bai in the company?"

Wang Yu changed his official title and said with a smile: "There is some new progress in the Opel acquisition. I would like to meet and chat with President Bai. Isn't it convenient in the morning?"

"I'm in Pufa right now and I won't be back until around 10:30. If things are urgent for you, Mr. Wang, I can go directly to your company later."

"Okay, after you finish there, come directly to Guoke Building. I'll wait for you in the office."

After Wang Yu finished speaking, he hung up the phone. After thinking for a while, he pressed the button next to the work.

In less than ten seconds, Zhou Aiqing walked in.

"Call Song Qing in!"

Before Zhou Aiqing could speak, Wang Yu directly told her to call in Song Qing, who majored in finance. Before Bai Jieru came over, he wanted to consult something.

Zhou Aiqing didn't hesitate for a second, then turned around and went out to inform Song Qing.

Seeing this little girl coming in, Wang Yu waved to her to sit across from his desk.

At the same time, he told Zhou Aiqing: "President Bai from Yonghua will come over later. Just bring him in directly. From now on, if anyone else wants to report work or something, please turn it down for the time being!"

Zhou Aiqing sensitively realized that there was something important, and immediately nodded and said: "Understood, except for President Bai, you will not meet anyone from now on."

When the office door was closed, Wang Yu looked at Song Qing: "I want to ask you a professional question... If you want to use means to attack a bank, what are the general means?"

Song Qing was stunned by Wang Yu's question.

Thinking back to what Wang Yu said just now, President Bai of Yonghua Bank will be coming over soon, and his target is obviously Yonghua...

"Why, there are many ways?"

"Boss, I was shocked when you suddenly asked this question. I didn't even have time to think about it."

Song Qing told the truth, and at the same time glanced at Wang Yu cautiously and said: "Boss, you are not talking about Yonghua, are you?"

Wang Yu glanced at Song Qing: "Can't it be a domestic bank?"

"If it is a domestic bank..."

Song Qing shrugged and said, "Sorry, most people can't do it and don't dare to do it!"

Hearing this answer, Wang Yu smiled.

Song Qing pouted and said, "I'm telling the truth. In China, banks belong to the state. Even commercial banks have some state-owned assets in them. How dare that person attack the banking system if he doesn't risk his life?"

After a pause, he added: "And our domestic financial system is closed. Even large international capital can only scratch it through a layer..."

Knowing that he couldn't hide it from this shrewd little girl, Wang Yu nodded and said: "Yes, you guessed it right, it's Yonghua Bank!"

"If it were Yonghua Bank, it would have a lot of tricks!"

Song Qing's eyes flickered and she said to Wang Yu: "Credit, market, supervision, operation, capital... any one of them can cause risks and losses."

"Tell me more specifically?"

"First of all, let's talk about credit. Just take it literally."

Song Qing explained the first one in the order just now: "The credit mentioned here has two aspects. The first is rumor making, which uses various rumors to make depositors believe that the bank is in crisis, and then triggers a run. In this case, unless It can restore confidence, or there is sufficient financial support, otherwise it will be difficult to deal with... The second is loan repayment credit. If the lending company maliciously breaches its trust, resulting in excessive bank bad debts and bad debts, it will also trigger a bank crisis, but this is a long-term system. The sexual risks can be ignored.”

"Does that mean it's mainly a run crisis?"

Wang Yu concluded: "Whether it is true or false, as long as depositors believe there is a crisis!"

Song Qing nodded: "Yes, even if rumors are spread, as long as it triggers a run, it will be difficult to deal with it. Even if you can survive it, your vitality will be severely damaged."