Special troubles of rebirth

Both Wang Xuehua and Dai Yaomin had a lot of things on their hands, so they left Tan Gong Villa after less than three days.

Li Xiumei and Gu Honglan stayed for a few more days, and finally went home.

Gu Honglan was worried about the chickens and ducks at home and her husband to take care of, so she returned to Yangshi. Unless Dai Rong was pregnant, she would not live in Tan Palace again for a while.

Li Xiumei, because Le Jiao was pregnant and was about to give birth, was thinking about her future grandson or granddaughter, so she couldn't stay any longer and returned to her home in Qingpu to take care of her pregnant daughter-in-law.

Fortunately, Dai Rong was busy at Beauty Beauty Salon during the day, and often had activities with some new friends she met. In addition, Misha lived with many people in Tan Palace, so she didn't feel bored.

Mainly Wang Yu, who naturally has to live back in Tan Palace most of the time after getting married, and can no longer live wherever he wants like before.

On September 2008, 9, Lehman Brothers, the fourth largest investment bank in the United States, fell into a serious financial crisis and announced that it had filed for bankruptcy protection. A more serious financial crisis was coming.

It was on this day that Wang Yufei came to Hong Kong to participate in the final signing of the Yonghua Bank acquisition.

Bai Jieru has completed the resignation procedures and completed the handover work, and is now officially appointed by Wang Yu as the executive president of Yonghua Bank.

Because Gray Rhino Capital controls Yonghua Bank, Dong Xuan also becomes a member of the board of directors of Yonghua Bank.

Wing Wah Bank, originally headquartered in Malay, also officially moved its headquarters to Hong Kong and began preparing to enter the mainland market.

This acquisition of Yonghua Bank, together with the debt taken over, Gray Rhino Capital injected a total of 50 billion yuan into Yonghua Bank, pulling the bank out of the quagmire of the subprime mortgage crisis, and incidentally replenishing the funds for the charge.

The most important piece of territory in Wang Yu's business empire was assembled.

Standing in the rented new headquarters building, Wang Yu looked at the Victoria Bay in the distance. At this moment, Dong Xuan smiled and teased Bai Jieru: "President Bai, is the position of CEO of Yonghua Bank still comfortable?"

Bai Jieru counterattacked with a smile: "Why are you so useless, Xiaoxuan, that you have to ask me for help every time?"

The pun made Dong Xuan's cheeks turn red. Fortunately, all the women present were Wang Yu's women, otherwise Dong Xuan would have had to fight Bai Jieru.

"Apply for a license from the mainland as soon as possible. This matter must be done according to the rules. Don't bother Yutong!"

At this time, Wang Yu turned his back to them and spoke: "Develop the business as soon as possible. Next, Engine Technology will enter the fast lane, and many branches below will usher in expansion. With this east wind, Yonghua Bank will be The first wave of business in the mainland is launched.”

"Once the license application is approved, the first batch of three branches will be opened. The selected locations are the capital, Shanghai and Shenzhen. According to the current progress, they will basically not be opened until the end of the year!"

"Because of manpower?"

"Yes, none of the three banks are small branches, especially the Magic City branch. It is no smaller than the head office in Hong Kong, so it requires a lot of professionals. This is more of a headache for me than the business."

"Then use high salary to recruit people. After all, this is a new bank. The tellers at the bottom level are fine, but it is more difficult to recruit middle and upper levels. Without high salary, you can't recruit talents!"

It can be said that Wang Yu is not stingy on this point. Whether it is Engine Technology or Guocha CC, or even Naixue and Guocheng Food Delivery, which have a say in equity participation, the wages of employees of all companies are higher than those of their peers. A piece of it.

With Wang Yu's opening, Bai Jieru breathed a sigh of relief and gained confidence for the follow-up work.

You must know that a branch that can fully carry out financial business needs to set up a corporate business department, personal business department, international business department, capital operation department, sales department, credit approval department, risk management department, compliance department, accounting and financial department, accounting and settlement department Department, Cashier and Security Department, Internal Audit Department, Bank Card Department, Human Resources Department, Supervision Department, and Administration Department

If you really want to break it down, there may be twenty or thirty departments, requiring one to two hundred people to operate them.

Some of these people were transferred from the original Yonghua Bank, but most of them needed to be recruited from within the country. Without Wang Yu's promise of high-paying recruitment, Bai Jieru would have had a headache.

Bai Jieru's mood improved after she was relieved of a heavy burden on her heart, and she said to her special assistant Zheng Yanting: "Report the subsequent performance of rice stocks to the boss!"

Zheng Yanting, who changed jobs after Bai Jieru, is now her special assistant. She will stay in this position for a few years. When she becomes more mature and experienced, she will be at least the president of a smaller outlet.

At this moment, facing the back that surrendered both psychologically and physically, Zheng Yanting reported the final harvest of Gray Rhino Capital.

"In July, August and September, the situation deteriorated continuously for nearly three months, and rice stocks plummeted. Our team followed your instructions and cashed out 67.33% of the funds. Now this part has reached 84 billion yuan, plus the remaining The remaining part of the rice stocks, the total income exceeded billion yuan."

"Excluding incentives and retained working capital of the company, 50% of the cash-out portion will go to Yonghua Bank. At that time, Guoke Electronics will obtain loan financing from Yonghua Bank, and Bangzi Guohe Benzi's acquisitions and purchases will come from here!"

Wang Yu arranged these funds: "Now the stock prices of some promising companies in the rice stocks are at a low level. Arrange 30% of the funds to buy stocks. I will give the list to Mr. Dong Xuan later. As for the remaining 20%, Part of the purchase of Tencent shares in the Hong Kong stock market should not exceed the 5% quotation line, and the rest should be left to the venture capital department. Gray Rhino Capital must live up to its name, right?"

“Why don’t we continue to keep large sums of money in rice stocks?”

Although Bai Jieru asked this question, everyone else wanted to know the answer from Wang Yu's mouth.

"On the opening day of the Olympics, U.S. Treasury Secretary Paulson came to the capital. He came to beg for mercy!"

Wang Yu smiled and walked to sit across from Bai Jieru's desk. Zheng Yanting immediately helped him light a cigarette with a look.

"The U.S. Fannie and Freddie bonds held by our country are close to a quarter of the entire market. Moscow hopes to sell the Fannie and Freddie bonds with us. Paulson is here to beg us not to sell them, because if we sell them, the U.S. economy will be affected." It collapsed!”

"."

In fact, the girls wanted to ask Wang Yu: How did you know?

Wang Yu flicked the ashes of his cigarette and continued: "In fact, we did not sell it. What happened in the process is unknown to outsiders, but one thing is certain. The United States must ensure that the bonds of Fannie and Freddie will not continue to cause our country to lose money. Then There is only one way, the U.S. government takes action and nationalizes Fannie and Freddie’s bonds.”

"Oh my god."

Zheng Yanting, Luo Qianqian and Bai Jieru all covered their mouths: "How can there be so many in the United States?"

The words are only half-said. They understand finance. Who doesn't know that the one who prints money is the Federal Reserve Bank of America.

“A new round of quantitative easing?”

The keen Bai Jieru was the first to react.

"More than that."

"But Lehman collapsed, and AIG and General Motors are also in danger."

Zheng Yanting interjected from the side: "Why hasn't the US government done it yet?"

Wang Yu smiled: "Think about it, besides the subprime mortgage crisis, what other major events are there in the United States now?"

"event?"

Everyone was either lost in thought or looking at each other in confusion. Only Qin Shiyu lightly interjected: "General election!"