Break out of the courtyard

"The fluctuation of the Hong Kong dollar exchange rate is something the Hong Kong government should be responsible for!" Zhang Heping looked around, then looked at his concubine Chen Shuting and said:

"The Eagle Country wants to create panic by suppressing the Hong Kong dollar exchange rate, and then, as a savior, invest the money from Eagle Country's local privatization companies into Hong Kong Island, under the guise of stabilizing the Hong Kong dollar, but in fact, it is to help Eagle Country companies ambush Hong Kong Island real estate."

"We follow the Eagles and absorb Hong Kong dollars at a low price. We can acquire real estate companies in Hong Kong Island and make a profit from the interest rate difference. Externally, we stabilize the Hong Kong dollar exchange rate."

"I understand!" Chen Shuting responded and simply wrote it down in the notebook: Exchange to Hong Kong dollars in September!

In contrast, Zhang Nan was not so angry about the little guys at the table. He obviously understood that the Hong Kong dollar would appreciate in value in the future.

Zhang Nian and Zhang Feng were still thinking about what Zhang Heping had just said, considering whether to exchange their pocket money into Hong Kong dollars.

The brothers Zhang Long and Zhang Hu didn't think about money at all. They were helping others open soda bottle caps by the refrigerator.

When the eldest son Zhang Bei heard that his family was going to trade foreign exchange, he scratched his head and said nothing.

Zhang Yi, Chang Wen, Zhou Xiaochun and others listened carefully and understood every word, but when they put them into sentences, they had no idea what was being said.

"Business in Hong Kong is too far away from you. Your current task is to study, take the college entrance examination, and prepare for future politics and business." Zhang Heping looked at these nephews and cousins ​​and smiled:

"Studying is not about changing your destiny, but about building connections with classmates and teachers. Only with these connections can you go further in the future and achieve a position and wealth that others look up to."

This time, Zhang Yi, Chang Wen and the others understood, because Zhang Heping had taught them this more than once.

...

After Zhang Heping had lunch at home, he received a phone call and went out.

There was a meeting these days to discuss expanding mining of the rare earth mine in Northern Mongolia Province and increasing rare earth extraction output.

Because the computer industry chain created by Zhang Heping and the automobile factory and precision instrument factory under construction required a large amount of rare earths, the rare earth mines originally used for export and foreign exchange earnings were intercepted. As a result, there was still a rare earth gap in the country, and rare earth raw materials had to be imported from abroad.

Therefore, the outcome of this meeting had already been decided before it was held, except for the money to expand production!

Director Wang Sumei saw Zhang Heping sitting in the Santana and asked directly: "After discussion, they think they can take out 15% of the shares of the rare earth processing plant and raise 3000 million magnesium yuan. What do you think?"

"Let's hear their plan when we get to the venue!" Zhang Heping said seriously, "Rare earth mining and processing are very troublesome and can easily pollute the environment."

Director Wang asked tentatively, "Do you want to invest in this project?"

"We will invest!" Zhang Heping replied confidently, and then gave a twist, "However, the investment method cannot be the same as they discussed!"

When they arrived at the venue, Director Wang, as a buffer, first communicated with the deputy minister who was chairing the meeting, and then introduced them to Zhang Heping.

As for Zhang Heping's identity, everyone present only knew that he was a wealthy businessman in Hong Kong Island and very rich!

As for foreign money, in the past two years, 90 percent of people would not dare to accept it, let alone attract investment by taking factory shares.

It can be seen that mainland policies have gradually relaxed over time.

The host of the meeting gave a long speech introducing the current status of rare earth mines and processing plants in Northern Mongolia Province, and then briefly talked about the results of their discussion, hoping that Zhang Heping could invest 3000 million magnesium yuan to acquire 15% of the shares of the rare earth processing plant.

Facing the question from the conference host, Zhang Heping did not answer immediately. Instead, he looked at the participants at the two long tables and asked, "I would like to ask, who is responsible for environmental protection and pollution prevention work at the mines and processing plants?"

The managers and technicians from the mine and processing plant looked at each other, and finally the director of the processing plant raised his hand and said, "I am in charge of our factory. Does Mr. Zhang have any questions?"

Zhang Heping stared at the old man who raised his hand and asked seriously, "How do you deal with radioactive waste and wastewater in your factory? After expanding production, can you avoid polluting the surrounding environment?"

“Well… currently we are digging deep pits for landfill!” The director of the processing plant hesitated for a moment, but still told the truth.

"Deep burial is not a good method, it is easy to pollute groundwater!" Zhang Heping frowned and looked at the others, "The north is short of water, and people rely heavily on groundwater. Therefore, you need to re-evaluate the costs and include pollution prevention, environmental management and other related costs."

After Zhang Heping said this, the meeting room fell silent for a moment, and then fell into a private discussion with whispers.

"Quiet!" The meeting host looked at Zhang Heping, who was sitting at the top seat on the left side of the conference table, and asked with a little doubt: "Mr. Zhang, do you think 3000 million magnesium yuan is too little? Are you going to invest more money?"

"1 million magnesium yuan budget!" Zhang Heping didn't want to waste time and directly expressed his thoughts. "Auntie Investment Co., Ltd. under the Peace Group can lend a maximum of 1 million magnesium yuan to the rare earth mine and processing plant. I want you to use 51% of the mine property rights and factory shares as collateral."

"This……"

No one in the meeting expected Zhang Heping to give so much more money, but the possibility of him asking for 51% of the mine property rights as collateral was too small, so this matter might be difficult to handle.

"Director Wang, Northern Mongolia Province is not like Shenzhen. There is really no way to negotiate the 51%!" The deputy minister who presided over the meeting obviously knew something about the nature of Wang Sumei's work.

Therefore, he did not directly refute Zhang Heping, but instead persuaded Wang Sumei.

At this time, Wang Sumei's buffering role was reflected.

When they had this meeting, they first called Wang Sumei to discuss the matter and also asked her to accompany them to the meeting. This was probably because they took into consideration the incident at the last Xiangshan Conference when Zhang Heping left without reason.

Facing Wang Sumei's gaze, Zhang Heping smiled calmly and said, "Let me finish explaining my plan first. If you can't make a decision, you can apply to the higher-ups."

"Please speak!" The meeting host did not hesitate this time.

"The loan period is 30 years, with an annual interest rate of up to 5%. If the mine or processing plant does a good job of environmental protection that year, the interest rate can be reduced by up to 3 percentage points. If the rare earth production that year meets my needs, the remaining percentage points can be reduced."

After he finished speaking, Zhang Heping leaned back in his chair and waited for them to consider the possibility of this matter.

"Please wait a moment, I'm going to make a phone call!" As the meeting host spoke, he stood up and left the seat, walking out quickly.

One is to exchange factory shares for money to expand production, and the other is to expand production with a nearly interest-free loan. A normal person's first reaction would definitely be to choose the latter.

"Mr. Zhang, I'm from the Nuclear Industry Department. Do you have any good suggestions on the treatment of radioactive waste and wastewater?" A middle-aged man in a gray Zhongshan suit was not afraid of the heat and sat upright looking at Zhang Heping.

"There are many ways to deal with it. Your department should have received the relevant information. You can go back and ask." Zhang Heping answered the question vaguely and did not mention his reply to the technical consultation letter.

The middle-aged man hesitated for a moment and asked again: "Mr. Zhang, since you are willing to lend money to the rare earth mine and processing plant, are you willing to lend money to us to build a nuclear power plant?"

"I lend money to rare earth mines and processing plants because they have a vested interest in me and are part of my upstream industrial chain. If I don't help them, I will be constrained by foreigners!" Zhang Heping looked at the thin middle-aged man and said indifferently:

"The nuclear power plant you want to build is a national project, so you shouldn't come to me to discuss it. You should go to Bank of China or CITIC to discuss raising funds for the project, or issue targeted government bonds."

"When the time comes, they can act as middlemen and talk to me or others about investment. This way, we can avoid the capital from interfering in your nuclear power plant project."

The meeting room was quiet for a moment. When everyone saw that Zhang Heping and the middle-aged man had stopped talking, they started discussing in a low voice again.

"Mr. Zhang!" The meeting host walked into the meeting room quickly, stretched out his right hand, and shook hands with Zhang Heping who stood up. He said enthusiastically: "We have to write the conditions you just mentioned into the loan agreement. You can't regret it later!"

"1 million magnesium yuan is not enough to make me lose my credibility!" Zhang Heping smiled and looked at Director Wang beside him, "The computers I donated to domestic schools this month are worth more than 1 million yuan. How can I lose my credibility for such a small amount of money!"

"It was just a joke, Mr. Zhang, don't take it seriously!" After the meeting host said this, he invited Zhang Heping back to his chair and told everyone the result of the request.

Then, he began to discuss the detailed loan conditions with Zhang Heping, and kept asking the mine managers and processing plant directors who were attending the meeting whether they could meet the various requirements raised by Zhang Heping.

After the loan agreements for the mine and the processing plant were negotiated, and the paper loan agreements were drafted and printed out, Zhang Heping said he could not sign.

Zhang Heping glanced at the stunned expressions of the crowd and said with a smile, "Let's reach a verbal agreement today. When I go back tonight, I will notify the people from Auntie Investment Co., Ltd. to bring the official seal to sign, and Director Wang will be a witness."

"Old Liu!" Wang Sumei said to the meeting host with a smile: "The agreement you discussed today has not been reviewed by legal personnel. How can you sign it so hastily? What if there are legal loopholes?"

During this period, legal awareness was still somewhat weak, especially in terms of corporate law and contract law. It was good enough to be able to think of signing an agreement.

“Right, right, right!” The meeting host, who was called Lao Liu, laughed and said, “I was too happy and forgot about something as important as the review.”

"Mr. Zhang, we have prepared some light wine. Please enjoy dinner with us before you go back."

"No! It won't be too late to eat after we sign the loan agreement."

...

After Zhang Heping and Director Wang got into the car, Director Wang asked in confusion: "Why do you want 51% of the mine property rights and factory shares as collateral? Do you want the rare earth mine?"

"Not interested!" Zhang Heping explained calmly, "Asking them to mortgage their property rights and shares is just to put some pressure on them, so that they don't take the money and still can't guarantee the surrounding environment."

"Mountains of gold and silver are not as good as green mountains and clear waters! We can't bring disaster to our descendants for the sake of immediate interests, don't you think?"

Seeing Director Wang nodding his head hurriedly with a very touched expression, Zhang Heping felt a little complicated. He almost couldn't understand himself now!

This afternoon, the reason why he did not invest 3000 million magnesium yuan to get 15% of the shares of the rare earth processing plant was that he was willing to spend a lot of money to buy a horse's bones and wait for the horse to come to his door.

Many factories in mainland China are now operating at a loss and can only survive by relying on financial subsidies.

Currently, there is only one mainland factory that is as lucky as Yizheng Chemical Fiber Factory and has received help from CITIC to raise funds in Japan.

Therefore, Zhang Heping, who wanted to diversify his investments, thought of borrowing money to build his reputation and raised the capital budget to 1 million magnesium yuan.

During the actual negotiation process, the total funds required for the rare earth mines and processing plants were less than 6 million magnesium yuan.

The main issue is the exchange rate of magnesium dollar to RMB, which was recently adjusted by the Bank of China to 1:1.97.

In addition, Zhang Heping clearly told them which factory in the mainland they could go to to customize anti-pollution and pollution control equipment, as well as related monitoring instruments, which prevented them from borrowing too much money.

However, even if the amount of money they ultimately borrowed was less than 1 million magnesium yuan, when spreading the news in the future, they would most likely only mention 1 million magnesium yuan, and rarely ask how much money was actually borrowed.

Because, it's a gimmick!

"This afternoon, you talked to Director Wang from the Nuclear Industry Department. From what I heard from you, you are willing to invest in a uranium reactor nuclear power plant?" Director Wang changed the subject.

"That kind of nuclear power plant is of strategic significance and must be built." Zhang Heping said in a deep voice: "But they got the cooperation method wrong."

"Auntie Wang!" Zhang Heping tilted his head to look at Wang Sumei and said solemnly, "Strategic materials like rare earths and strategic heavy equipment like uranium reactors and nuclear power plants should be completely controlled by state-owned enterprises!"

"Capitalists are all greedy, including me. We cannot expect capitalists to overcome greed, because that is the driving force behind their development and expansion of capital!"

Wang Sumei met Zhang Heping's gaze and said with a smile, "I'll pass on your words!"

"In fact, sometimes I hope you can be a little greedy and not throw away profitable businesses at every turn. Only when you make more money, I will be willing to ask you to invest in the mainland."

Zhang Heping turned his head and looked out the window, and said in a dark tone: "I didn't throw it away, I just didn't dare to take it!"

"A tall tree attracts the wind!" Zhang Heping's tone was helpless, "Sometimes, I wonder if it's worth it!"

"Xiaobei and Xiaonan are guarded by bodyguards all day long, and they don't have many close friends."

Director Wang was also somewhat helpless, "If only they could stay in the capital to study!"

Zhang Heping changed the subject and asked, "Aunt Wang, what did the higher-ups say about Zhao Jianguo going to Shenzhen to run a security company?"

"It's stuck with his father!" Director Wang said with a wry smile, "I don't know who was the one who asked for his father's opinion, but his father used his connections to deny Jianguo's application."

"What a mess..." Zhang Heping sighed. Fortunately, he didn't let the sixth brother stay in Hong Kong Island, otherwise he would be hated to death by his father.

The carriage was quiet for a while, and Wang Sumei asked hesitantly: "Heping, you won't blame me for not discussing this afternoon's matter with you, so I'll help you!"

Zhang Heping looked back at Wang Sumei and said with a smile, "You know I am a donkey. As long as I am not forced to invest in a certain project, then I am just doing business."

"Auntie Wang, your matchmaking method has a term in the business world: noble person!"

"So, how could I blame you?"

"Besides..." Zhang Heping looked at the night view outside the car window again and said helplessly: "I am also racking my brains to spend the money."

"The Magnesium government has issued more magnesium dollars this year. If I don't find a way to invest my money, it will depreciate!"

Zhang Heping said this tonight mainly because he saw the loosening of mainland policies and the restrictions imposed by OMEN on the Heping Group. After comprehensive consideration, he seemed to unintentionally reveal his idea of ​​investing in the mainland.

When Wang Sumei heard that Zhang Heping not only did not blame her but also revealed to her his eagerness to invest, she couldn't help but smile and said, "Since you said that, I have a comrade-in-arms who manages a brewery. He heard from somewhere that I was doing business in the south and wanted me to find a Hong Kong businessman to jointly invest in their brewery."

"As long as you can help them sell beer overseas, I'll give them 10 percent of the shares."

Zhang Heping smiled and said, "Auntie Wang, although I don't usually drink beer, I know that mainland breweries need to meet European magnesium standards if they want to export."

"If their foreign exchange earning target is not high, I can help them advertise in Southeast Asia. Earning tens of millions of dollars a year should not be a problem."

"However, if they aim at the European magnesium market, it is not just a matter of investing money to replace the bottling production line. They also have to consider the malt raw materials, malt fermentation process, European and American tastes and other issues."

"You tell me all this, but I don't understand it!" Wang Sumei said with a smile, "If you have any ideas, I'll call him over to talk to you?"

……