Break out of the courtyard

"What do I know about foreign exchange?" Zhang Heping said with a smile, "I have always wanted to exchange the magnesium dollars in my account into Japanese yen, but the yen has risen by 9 points and I haven't done it yet."

Shen Bi, chairman of Huifeng Bank, drank his coffee with a smile and did not respond to Zhang Heping's words, as if this was not what he wanted to express.

Zhang Heping picked up his teacup and after a moment's thought, he understood the other party's implication.

Shen Bi specially called Zhang Heping over today to remind him that the two major banks are going to print money again and the Hong Kong dollar will depreciate!

For ordinary people, this news may go in one ear and out the other.

However, given Zhang Heping's current net worth, if he manages well, doubling his net worth and earning tens of billions of Hong Kong dollars will not be a problem.

If you don’t make money, you bastard!

Zhang Heping blew a mouthful of tea leaves floating in the cup and said with a smile, "How many Hong Kong dollars can I borrow?"

Zhang Heping was not afraid of being pitted by the other party. First, the five American soldiers who died accidentally had not been buried yet, and the new chief of police was still investigating the matter, which was enough to deter those with ulterior motives.

Second, Shen Bi made at least HK$10 billion from the insider trading in the listing of Hong Kong Island Telecom; he revealed that the money printing was nothing more than a return of favor.

Third, the more loans Zhang Heping takes, the more interest Huifeng Bank will earn. This is a win-win situation.

Fourth, it is impossible for Shen Bi to let Zhang Heping lend money without collateral. Even if Zhang Heping borrows the money, he cannot spend it immediately, so there is no need to worry that Zhang Heping will not repay the money.

"How about 58.5 billion Hong Kong dollars?"

58 billion Hong Kong dollars can now be exchanged for 10 billion magnesium dollars. As for the extra 0.5 million, it should be the handling fee for the loan and the exchange of magnesium dollars.

Moreover, as Zhang Heping uses the borrowed Hong Kong dollars to buy magnesium dollars, the Hong Kong dollar will appreciate accordingly.

"I can pledge the company's equity, plus Huayingxiong Company's real estate and land, to get a loan of more?" Zhang Heping was obviously not satisfied with that little bit of money.

Excluding the recent high deposit and loan interest rates, the exchange rate difference may only earn about HK$10 billion.

If this is the case, then Shen Bi is really returning a favor.

"After the Fed raised interest rates, there are too few magnesium dollars in circulation outside, and you transferred 20 billion magnesium dollars to Huifeng Dongdu Branch this time." Huifeng Bank Chairman Shen Bi frowned and said, "Can you consider Standard Chartered Bank?"

"Is he an acquaintance?" Zhang Heping saw Shen Bi nod, and said with a smile: "Then I'll have to trouble Chairman Shen to help contact him."

"You know I'm a bold person and I like to use loans for investment!"

……

After leaving Huifeng Bank, Zhang Heping took a car tour around the city.

The street light power grid in Kowloon and the New Territories has been transformed. After the north and south power grids of Hong Kong Island are connected, the street lights in Kowloon and the New Territories are still powered by China Light and Power Company.

The China Light and Power Company was quite resilient and actually lowered its electricity prices to match those of Hong Kong Island Electric, causing Zhang Heping to suspect that their Tsing Yi oil-fired power plant was burning free seawater!

Zhang Heping originally wanted to lower the electricity price a little more, but after hearing that China Light and Power Company had ordered 1000 500-kilowatt oscillating water column pneumatic wave energy power stations from the mainland, he ignored it for the time being. At worst, he could spend more money to acquire their company later.

At present, You Daren’s construction team is still working on the renovation of gas pipelines and telephone lines, and it is estimated that they will be busy until next year.

The mass production of the first batch of computers and network equipment will have to wait until next year.

Jingle Bell……

"Honey, I'm in Dongdu. Miss Suzuki said that the third Women's Volleyball World Cup is being held here. The Chinese women's volleyball team will play the final against the Japanese women's volleyball team on the 16th of this month. She asked if you want to come and watch the game?"

"I'm busy!" Zhang Heping said indifferently on the phone, "Come back as soon as you're done. I just negotiated two loans and I need you to come back and sign."

Women's volleyball spirit...

Domestic information has been blocked for too long, and the Chinese people have been suppressed for too long, so they need this kind of cheering that reaches the world directly.

"Boss, the Dior store is in front, do you want to go in and take a look?"

"Need not!"

After Zhang Heping announced the formula of Viagra, the sales of Tiger Whip Wine and Viagra Delay Spray were cut in half, with the total profit in October being only 10 million magnesium yuan!

You know, Xiongqi Liquor’s monthly profit used to be 7000 million magnesium yuan.

It is true that if you hurt the enemy, you will lose eight hundred of your own!

The sales volume of Tingmei slimming tea and Taitai oral liquid increased slightly compared with the past, with a profit of 10 million magnesium yuan in October.

However, the sales of Dior daily chemicals and Dior luggage in the four Dior image stores were somewhat beyond Zhang Heping's expectations. In total, only 1 sets of daily chemicals and 2 bags were sold, most of which were bought by wealthy wives in Hong Kong Island. The total profit of the four stores was 8800 million magnesium yuan.

Including the 10 electric bicycles wholesaled in October, Tingmei Trading earned a profit of 5 million yuan in October.

Putting aside the windfall brought by Shen Bi, Zhang Heping is now considering more about opening more Dior image stores, marketing stores, and some gimmicks.

……

When Zhang Heping returned home, he found that his father-in-law Tang Ming had returned from the capital.

However, according to him, he will go to the capital on the 27th of this month to attend the fourth meeting.

Tang Ming saw Zhang Heping sitting on the sofa reading a newspaper, so he walked over and asked, "I heard that the Eagles are still investigating the cause of death of the five accidental deaths!"

"Yeah!" Zhang Heping responded softly, "It should be that the previous police chief took bribes and was worried that I would retaliate against him in the future, so he wanted the new police chief to distract me."

Tang Ming sat aside, looked sideways at his fourth son-in-law who was calm and composed, and frowned, "The other party just hired someone to hit our car, but you directly killed him. Isn't that too much?"

"Destroying someone's financial resources is like killing their parents!" Zhang Heping said coldly:

"I first gave them the option to continue cooperation, but they insisted on cutting off my annual revenue of several billion magnesium yuan. I asked the distributors to cut off their business as a warning, but they dared to hire someone to ram my car. Tell me, should I kill them?"

Hearing Zhang Heping's aggressive tone and the huge amount of money involved, father-in-law Tang Ming said helplessly, "This matter has spread to the capital. Next time you do something like this, you don't have to be so impatient. You can wait a year or two."

"It's better to strike once than to strike a hundred times!" Zhang Heping said disdainfully, "Besides, when I drove the Land Cruiser with license plate number 66 out, I didn't intend to hide this matter, lest anyone dare to bully me."

When Tang Ming saw Zhang Heping bringing out all the quotations from the emperor, he didn't know what to say about the matter.

"You've also been to the battlefield. Don't you realize that this is a world where the strong prey on the weak?" Zhang Heping eased the atmosphere.

"It is precisely because I understand it that I am more in favor of the domestic system!" Tang Ming said a little depressed.

"I agree too!" Zhang Heping said calmly, "But, there's no going back!"

The words "there's no going back" left Tang Ming speechless again.

As far as Tang Ming knows, Zhang Heping has given back a lot of money and technology over the years.

However, most of the gossip that Tang Ming heard in the capital was about doubting Zhang Heping's motives and the forces behind him.

What kind of power could be behind him...

With the return of father-in-law Tang Ming, the Tang family's wandering children also gradually returned and showed up.

Zhang Heping gradually realized the other meaning of "An old man in the family is like a treasure" and it brought people together.

On November 11, after the concubine Chen Shuting returned safely from Ri Island, the families of Tang Ren, Tang Yi, and Zhang Heping gathered together on Pingba to have lunch.

The eldest nephew Tang Lie has become more stable and speaks in a subdued voice, unlike the third nephew Tang Qiang who has the character of a nouveau riche.

"Mom, if you don't understand, don't talk nonsense." Tang Qiang said loudly to the women at the next table, "We, Hong Kong Island Telecom, not only occupy the communications market in the Pearl River Delta, but also have branches in Singapore, Malaysia and Thailand. In addition, we and Japan Island Telecom are the only ones supplying mobile phones on the market."

"When our Hong Kong Island Telecom Company goes public, its market value will definitely exceed that of Hong Kong Island Telecom..."

"Aqiang!"

"The third one!"

Tang Ren and his son Tang Lie shouted, but it was too late and they failed to shut up the arrogant boy.

After hearing this shout, and seeing the half-smile on Zhang Heping's face, Tang Qiang immediately became timid.

"Uncle, I toast to you!" Tang Qiang held up the wine glass with both hands, hunched over and extended the glass over.

As a result, what he feared came true, and his fourth uncle actually ignored him!

The atmosphere at the dinner table suddenly became much colder. The children of second uncle Tang Yi's faction all looked at Tang Qiang, whose half body was frozen in the air above the dinner table, with a gloating look on their faces.

Tang Ren wanted to ease the atmosphere, but when he looked at his old father Tang Ming, he found that he was concentrating on counting rice grains in a bowl.

Tang Lie knew that his third brother had been acting out of character recently, but the Hong Kong Telecommunications Company originally belonged to Tang Qiang, and Tang Lie only joined the company halfway through. He was a little weak in mentality, so he gave up trying to persuade him twice.

Seeing this, people at the surrounding tables shut up and wanted to see how Zhang Heping would teach this upstart a lesson.

After a while, Zhang Heping saw that Tang Qiang's hand was shaking while holding the wine glass, so he said calmly: "The reeds on the wall are top-heavy and have shallow roots."

"When you speak and act in the future, think about the faces of those bankers and big capitalists when you were a grandson asking for money on Wall Street in the United States."

"Also, remember to save money! 2G mobile phone technology and communication technology will be released for free, so don't be left without money to adjust production."

"No! Uncle!" Some of the Tang family members immediately refused to accept this.

"If you don't think highly of those technologies, you can give them to us!"

"Even if it's sold at a low price, it's better than publishing it for free!"

"Uncle, Tang Qiang and his team have made hundreds of millions of dollars in business, and we are still selling electric fans. You have to take better care of us!"

"Why should I take care of you?" Zhang Heping asked out of the blue, leaving all the Tang family members stunned.

"You brothers who are related by blood don't help each other, so why should I take care of you?"

Zhang Heping put down his chopsticks, stood up and went back to the villa, leaving the Tang family members looking at each other in bewilderment.

Seeing that the atmosphere at the dinner table was awkward, Chen Shuting took her little daughter Zhang Nuo back home and continued to report to Zhang Heping about the trip to the Eastern Capital of Japan.

……

Tang Ming glanced at his two sons, then glanced at the dozens of grandchildren, granddaughters, and great-grandchildren around him, and sighed:

"In the past two years, I would rather stay in the capital than come back. In fact, I can't bear to see you all looking after yourselves."

"I know that you have already separated your family, and will separate into many small families in the future. But you still have to cherish family affection, support each other, and help each other. Only then will others respect you, and your descendants can go further."

After this speech, everyone fell silent, finished their meal, and went back home to hold their own family meetings.

Tang Ming, who was the last one to leave, was supported by his wife Xu Jiefeng and walked to the edge of the flat land to look at the scenery towards Victoria Harbour.

After a long while, Tang Ming finally let out a long sigh, "I neglected to discipline him! It's my fault back then..."

……

The next morning, on the 12th, Zhang Heping took the initiative to call Shen Bi, chairman of Huifeng Bank, to inquire about the loan.

"If I don't have enough magnesium dollars, how about exchanging for Japanese yen?" Zhang Heping said on the phone: "Compared to magnesium dollars, I am more optimistic about the appreciation of Japanese yen."

"Okay, I'll wait for your call!"

Zhang Heping waited for 4 days and the Chinese women's volleyball team won the championship.

However, it is still worth waiting for so long.

On November 11, Zhang Heping pledged the equity of Hong Kong Island Telecom and borrowed HK$16 billion from Huifeng Bank and Standard Chartered Bank respectively, with an annual compound interest rate of 101% and a loan term of 3.5 years.

When it matured in 1987, the principal and interest had to be paid at HK$257 billion.

What Zhang Heping values ​​is that these two sums of money will be converted into Japanese yen and enter the account of Stepmother Investment Co., Ltd. at the Dongdu Branch of Huifeng Bank, with an estimated amount of 7600 billion Japanese yen!

After securing the funds from Nichima Toudou, Zhang Heping asked Chen Shuting to contact Ou Yanzi to buy shops while purchasing stocks of communications and semiconductor companies such as Nichima Telecom and Nichima Electric.

He would take his eldest son Zhang Bei to chip and hardware manufacturers in the Pearl River Delta from time to time in an effort to speed up the launch of computers and the Internet.

You know, the magnesium guys and the Japanese have already signed a cooperation agreement with China.

Zhang Heping didn't know what Nichimei had paid for, he only knew that they had obtained 365-nanometer process lithography machines and etching machines and were already trying to produce chips.

Apart from chip design and mask production, Zhang Heping felt that other technologies were still too simple.

Therefore, in order to grab the first launch time, most of these first batch of chips and hardware were made by Zhang Heping himself.

……

On December 12, the day of the victory at Changjin Lake, Zhang Heping moved 24 mainframes and supporting equipment back home. The 10 LCD monitors were delivered by his eldest brother-in-law Tang Ren.

Then, Zhang Heping and his eldest son Zhang Bei stayed up all night to move the window system written by Zhang Heping from the old large cabinet-style host to 10 new hosts.

Just when Zhang Heping was taking a short break and preparing to continue his efforts to develop the local area network, chat software, and dial-up Internet software, a wave of riots broke out in Central, Hong Kong Island. It was said that 18 people were arrested, but Zhang Heping didn't take it too seriously.

After Zhang Heping developed the chat software, Zhang Bei installed it on the other 9 computers. Zhang Nan, Zhang Nian and others each occupied a computer and practiced one-finger typing.

After lunch, the eldest wife Tang Xin and the second wife Chen Shuting also joined in the typing practice, and even the mother-in-law Xu Jiefeng watched behind them.

By dinner time, the eldest son Zhang Bei started playing Gobang and chess games on the computer and asked his younger siblings to practice using the mouse.

Within a few days, this small Internet cafe hidden in the Zhang family's study on the second floor was crowded with people watching.

Only his eldest son Zhang Bei was willing to watch Zhang Heping typing out codes quickly, while everyone else was watching people playing cards, chess, and other games on other monitors.

The game is an old one, but it made Tang Lie see a huge treasure market.

……