The world is frozen: I spent a billion dollars to build the strongest safe house

After leaving the Welfare Lottery Center, Su Mu took a taxi directly to the bank. He had two purposes: cashing checks and applying for a mortgage loan.

In the bank's VIP customer room, the bank manager respectfully handled the check exchange business for Sumu, but something went wrong when handling the house mortgage loan business.

Sumu's 130-square-meter house is located in Danfeng Bailu, a high-end residential area in Shanghai. According to the current market price, it costs more than million.

All the procedures were complete and his credit was good, so the loan application was approved quickly.

According to 400% of the house price, the loan amount can be exactly million, but according to bank procedures, it will take half a month before the loan will be officially released and the money will be transferred to Sumu's account!

Su Mu still needs this money to implement his plan. If the money is available by then, the day lily will be cold!

He thought for a moment, leaned forward, and whispered in the bank manager's ear:

“If you put down your loan today, I’ll give you a 3% rebate!”

The fat bank manager's breathing immediately became heavy. He swallowed and said with difficulty:

"Mr. Su, this is not about money, and I don't have the final say in the bank alone..."

"5%!"

Su Mu said categorically: "No more, if it can't be done, I will immediately go to another bank for a loan!"

"I think that for high-quality customers like me, many banks are willing to violate the rules a little!"

There was a hint of ruthlessness in the manager's eyes. He's done it!

It’s all about making money, no shame!

Soon, another 380 million was added to Sumu’s bank account!

The amount of money defrauded from the Japanese executives had all arrived in the morning. Together with lottery winnings, mortgage loans and original deposits, Su Mu now has more than 4600 million!

After leaving the bank, Su Mu wandered aimlessly on the street. Now the plan is going very smoothly. It depends on tonight whether he can do something big!

Su Mu glanced at the famous World Cup goal scenes replayed on the big screen outside the street mall, then turned and entered a public toilet - he drank too much water at the bank just now, and now he needs to relieve the pressure!

Su Mu was happily smoking a cigarette when he suddenly caught a glimpse of a small advertisement for quick loans posted on the wall next to him.

His eyes lit up, he would be sorry for himself if he didn't pluck up such wool!

Su Mu quickly shook his hand twice, put the gun in his pants, took out his cell phone and dialed the number.

The person who answered the phone was a girl with a sweet voice. When she heard that Su Mu wanted to borrow millions of dollars, her tone immediately became enthusiastic, and then the phone was handed over to a man.

"You want a loan of several million? No problem! Brother, where are you? I'll send someone to pick you up and let's have an interview!"

"I'm here at Times Square on Renmin Road. When will you come over?"

"20 minutes, arriving soon!"

While waiting for others, Su Mu began to download various online loan apps online and contacted various small advertisements.

What just happened gave him a revelation. There are many ways to pluck wool, so why should you only fall in love with a flower?

Jingdong Finance, if you have money to spend, borrow money, formal or informal, Su Mu borrowed all of them according to the maximum amount!

It doesn’t matter whether the interest is high or low, you don’t have to pay it back when the time comes!

Twenty minutes later, a Wuling van stopped in front of Sumu, and the driver with dyed yellow hair grinned at him.

"Xu Hua, business manager of Daiduoduo Financial Services Co., Ltd., is here to serve you wholeheartedly!"

Are all loan shark companies so professional these days?

After Su Mu got in the car, he sat in the back seat and continued to browse online loans on his mobile phone.

Soon, the van drove to a remote office building, and Su Mu was enthusiastically led to their boss's office by Huang Mao manager Xu Hua.

The boss of this loan company is a middle-aged man with a rough appearance. Although he is dressed very formally, he still has a bit of anger between his eyebrows. Only a big brother who has been fighting in the gray area of ​​society for many years can give people this feeling!

Su Mu didn't have any stage fright. He sat calmly opposite the boss and took the Huazi lighter from him.

"Brother, I am Li Jian, the owner of this company. Was it you who called just now to ask for a loan?"

As expected of a company that specializes in loan sharking, it gets into the subject right from the start, in a simple and crude way!

Su Mu said: "Yes, I urgently need 500 million capital turnover projects now, and I can return it in a month!"

"What our company specializes in is saving people from fire and water. As long as you need money, it's right to come to us!"

"However, 500 million is not a small amount!"

Li Jian blew out a smoke ring and deliberately showed an embarrassed look, "Brother, we agreed in advance that our interest rate is 5 cents! 500 million... Are you sure you want to borrow it?"

"As long as you can lend it to me right away, interest is not a problem!"

"Don't worry, Boss Li. I have a 130-square-meter house in Danfeng Bailu with a market value of more than 500 million. I can mortgage it to you!"

Su Mu took out the real estate certificate and placed it on his desk, "If you are still not satisfied, I am willing to double the interest!"

He just went to the bank to apply for a loan, and he happened to have this thing with him.

The cigarette in Li Jian's mouth fell directly onto his pants. He hurriedly slapped the cigarette butt to the ground and stared at Su Mu in front of him, dumbfounded!

Interest doubled?

5 points turned into a dime?

Nine departures and thirteen returns, the donkey rolling scene reappears?

Is this guy crazy, or does he have a misunderstanding about the interest rate of ten cents?

This is no longer considered a loan shark, this Ta Ma is a proper Tianli loan and a peeling loan!

With a greedy look in Li Jian's eyes, he quickly took the real estate certificate and checked it carefully. After confirming the property information, he felt even more satisfied.

He is not afraid of Sumu defaulting on his debt at all. As the boss of a loan company, Li Jian has many ways to make him pay back the money!

This deal is very profitable, done!

"Brother, I can lend you 500 million, but you have to write an IOU of 600 million!"

Li Jian sat on the boss's chair, lit another flower with a smile on his face, "And I have to deduct one month's interest, so I can only give you 450 million!"

Su Mu pretended to hesitate, "Okay, as long as the account can be paid today, I agree!"

It has to be said that although the lending company has bad intentions, it is very efficient.

An hour after Sumu signed the contract, the money had already been credited to his account!

Seeing Su Mu's leaving figure, Li Jian smiled so much that he almost reached his ears.

"This silly boy looks like he's really short of money, and he dares to borrow it with only ten cents of interest!"

Li Jian said proudly: "We can earn at least more than one million from this sum!"

"People who are in urgent need of money are either addicted to drugs or gambling, so they signed the contract so happily!"

Xu Hua took over from the side, "But boss, will there be any problems with his house?"

Li Jian took the real estate certificate on his desk, looked through it twice, and said with a smile: "The real estate certificate is real!"

"As long as this house belongs to him, he can't escape!"

With the real estate certificate, a copy of the ID card, the contract and the 600 million IOU in hand, they will have plenty of ways to get that house over by then!

"If it doesn't work, you can contact northern Myanmar and ask them if they are short of valuable parts!"

His eyes flashed dangerously, "Like a waist or something!"

After a sumptuous dinner in a restaurant, Su Mu had downloaded more than a hundred online loan apps, taken and uploaded small photos thirty-six times, and the loan amounts ranged from one thousand to tens of thousands!

In the end, he obtained an online loan of RMB 1.97 million!

Including the Tianli loan borrowed from Li Jian today, Su Mu now has a net worth of more than 5200 million!

Tonight, he will take the last and most important step, using more than 5000 million yuan to earn one billion US dollars!