June 6, Sunday.

Jiang Weiliang has Sunday off.

Liang Xiaoying was reluctant to give up one day's salary and did not ask for leave. Instead, she chose to ask others to help her work for one day, and she would pay it back another day.

A family of three drove into town together in two cars.

Jiang Yang drove the Elephant himself, and Liang Xiaoying rode the motorcycle Jiang Weiliang bought back then.

The quality of the car is pretty good. It has not been damaged. Except for some damage and old appearance, there is nothing wrong with it.

At most, when the temperature is low in winter, sometimes it won't start at once, and you have to step on it a few times.

Liang Xiaoying's preferred properties are all located in the west of the city. The reason is very simple. Since her hometown is in the west of the city, the distance is relatively close. It is impossible to go to the east of the city and cross the entire city. That would be crazy.

As for the north of the city, it belongs to the old city and industrial area, and there is no future there.

Moreover, the west section of the city is currently being vigorously developed and looks good.

Yaojiang Mansion was the first property that the family of three looked at, and later they also looked at Moon Bay, Jiangnan Jingyuan and other properties.

"What do you think? I feel that the apartment type, floors, and lighting in Yaojiang Mansion are good. Although the price is a little expensive, overall, it is still acceptable."

Liang Xiaoying said after looking at several real estate projects.

The apartment she was interested in was on the 6th floor, in the east room of the east staircase, and was in the first row of the community, with a road in front.

Moreover, it is a small high-rise building with only eleven floors in total, which is particularly good.

From the moment the sun rises to the time it sets in the evening, the sunlight is uninterrupted during the day and the light is absolutely sufficient.

Then the apartment layout is also good, with three bedrooms, two living rooms and two bathrooms, a living room in the middle, a kitchen in the back, a small bedroom that can be used as a study, the master bedroom and the second bedroom on the left and right, and a corridor and balcony in the front where you can dry clothes, which adds up to a total of 120 More than ten square meters.

The price is 5,000 per square meter, which is a few hundred to 1,000 per square meter more expensive than the other properties I looked at.

However, the advantages in all aspects are overwhelming.

Jiang Weiliang replied: "I can do it, but it mainly depends on you. You want to buy a house, so as long as you are satisfied."

He didn't express any opinion on this. If he chose a set, if he found something dissatisfactory in the future, wouldn't he be the one to take the blame?

"Jiang Yang, what do you think?"

Liang Xiaoying looked at her son.

Jiang Yang said: "The total cost of this package, plus tax, is almost 700,000?"

"Yes." Liang Xiaoying nodded.

"How much money does the family have?" Jiang Yang asked.

In fact, he knew everything, but he still had to ask.

In the previous life, the last thing my family bought was the house in Yaojiang Mansion.

My parents were timid and didn't dare to borrow more, so they took out all the 400,000 they had worked hard to save over the years from the bank. They paid the down payment, parking space and taxes, and finally took out a loan of 300,000 in the names of two people.

Because both of them have provident funds, the repayment pressure will be less.

"Almost 400,000," Liang Xiaoying said.

"Are you planning to use the money as a down payment?" Jiang Yang asked again.

Liang Xiaoying replied: "That's for sure. If you borrow less, the interest will be less."

The more you borrow, the more interest you pay back.

She calculated the money clearly.

Jiang Yang said: "Go and buy in the south. There is a riverside Jinghu Garden in the south. I saw that the average price is two thousand five thousand. If you calculate it this way, it's almost a square meter, only a little over three hundred thousand. Including tax, it's also It’s only around thirty, half the price!”

When Liang Xiaoying heard this, she immediately said: "The south? There is no development over there at all. It's all wasteland and it's considered a suburb. You definitely can't buy there."

That place was just like Chengbei. She had never considered it. It even looked trashier than Chengbei.

Jiang Yang explained patiently: "Mom, when buying a house, you can't just look at the present, but also look at the future. Listen to me, although the south side is not available now, it is in the early development stage. Later, the city will expand. Old There is no land left in the city center, north of the city, east of the city, and west of the city. In the future, if the city wants to develop, it can only go south."

"Also, don't all the government office buildings say they will be relocated? I remember my godfather said before that their Public Security Bureau will move to the south. What does this mean? It means that the future will be in the south. These government offices are all After that, can the supporting facilities in the south be improved? You can’t go wrong if you follow the official lead.”

"Don't look at the current shortage, there will definitely be prosperity in the future. Moreover, it will take two or three years to hand over the house. After we finish the renovation, it will be vacant for a while. If I really want to move in, it will definitely be after I graduate from college. In the past four to five years, Nan Mian said Maybe it will develop. Whenever housing prices rise in the future, it will definitely rise the most in the south."

The reason why Jiang Yang asked his parents to buy Nanfang is very simple, that is, the Nanshi New District will develop rapidly in the future.

Almost seven or eight years later, the price of new properties and second-hand houses in Nanshi New District exceeded 20,000 yuan, and the most expensive so-called high-end residential area even cost 30,000 per square meter. Of course, it is so expensive that it cannot be sold. There are not many people who take advantage of it. There is a price but no market.

As for the old houses in the west part of the city, the second-hand market price is between 16,000 and 18,000.

After such a comparison, it is definitely a good deal to buy Nanmian.

"It seems that the analysis makes sense."

Liang Xiaoying couldn't help but nodded.

In fact, she didn't quite understand what she heard, but she caught the key information.

According to his son, housing prices in the south will be the most expensive in the future.

She didn't quite believe what others said.

But she was still willing to believe what her son said.

After all, this is his biological son, and his son has been smart since he was a child. He studies well and must know more.

"Then let's go and have a look."

Liang Xiaoying agreed.

So, the family of three drove to the sales office in Binjiang.

There is not much development in the south, and it is indeed unsaleable.

There are too many properties.

When the salesperson met the three of them, he was more enthusiastic and meticulous than the previous real estate salespeople.

After some selection, Liang Xiaoying chose a house similar to the one in Yaojiang Mansion. The price was 2800 per square meter, which was a little more expensive than the advertised average price of 2500.

What almost makes sense is that there are no small high-rise buildings with 11 floors, but only 18 floors.

But there is a benefit, the parking space is only 20,000.

As for the one in Yaojiang Mansion, the parking space costs 50,000 yuan.

After some discussion, or at Jiang Yang's strong suggestion, Liang Xiaoying decided to buy the house in Binjiang Jinghu Garden.

As for Jiang Weiliang, he had no objections throughout the process, as long as he cooperated and signed.

Jiang Yang said to the salesperson: "A down payment of 20,000 to 70,000 yuan is a bit too much for a loan. Let's make a down payment of 150,000 yuan."

This house can be purchased in full with my parents’ savings.

But he didn't want to.

He has the ability to make money, and when he does, he will be responsible for repaying the loan.

Mom will definitely not be happy with too many loans.

I can probably agree to a loan of around 200,000 yuan.

Jiang Weiliang said from the side: "Have you paid the full amount? There is no need to pay more interest."

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