Naruto: Start by eating the golden fruit.

Youya himself was confused about the unfortunate situation of encountering all the other four major countries.

Qianju Tojian was also a little confused.

This was the first time he had seen this.

But what’s even more confusing is Youya’s way of coping.

In fact, it's only tens of billions of ryo. Using Senju Tobirama's own thinking, there is still so much gold stored in Konoha Bank, wouldn't it be enough to take out a small part of it?

You Ya said of course not.

The gold in Konoha Bank is at the bottom of the box and cannot be touched unless absolutely necessary.

Senju Tobirama is the kind of character who plays as many cards as he has in his hand.

But it doesn't need to be this way.

Even if the exposed area of ​​Konoha is relatively small, it is still more than other villages.

Why show too many cards? Wouldn't it be more effective to hide a little to make others afraid?

In order to solve this sudden accident, Youya issued a one-year 5% national...well, this should be considered a village debt.

The interest rate for Konoha villagers' bank deposits is about 3%, which fluctuates up and down a year.

As for Youya, 5% of them quit.

The villagers of Konoha don't need to settle accounts at all, they will definitely rush in to buy it like crazy.

However, the real situation of the matter surprised Youya.

After he promulgated this policy, the three families of Sarutobi, Shimura, and Hyuga contacted the bank traders and bought out the 50 billion taels.

Spend 50 billion this year, get 52.5 billion next year, and make 2.5 billion in vain in one year. You must know that Konoha's three percent interest rate is regular.

And most of them are on a regular basis for more than ten years.

If you only save for one year, it would be great to give you an interest rate of one percent.

Therefore, except for the two years when Konoha Bank first appeared, people in the inner city of Konoha were afraid of poverty and frantically deposited money there. Until now, ordinary people are unwilling to deposit money in banks when they have money.

Saving only one percentage point per year, and not being able to withdraw it in the middle, it would be better to hold it in your hand or simply survive.

Therefore, Yuya's statement that the villagers of Konoha have money but the bank has no money is indeed true.

It is impossible for a bank to support all depositors to withdraw money at the same time, and it is not enough to distribute money to all depositors.

Generally speaking, a bank's red line is one-fifth of the total balance of all savers, which is enough to cover ordinary people's daily deposit and withdrawal fees.

But there is one exception.

Someone is causing a bank run.

No matter how rich the bank is, it is impossible for them to actually keep the money in the bank. They will use the money for investments, loans, and play the game of making money.

This is what happened to Konoha Bank this time.

It's not that he can't get back the money he borrowed, but he has to wait a few more months or even half a year.

All Yuya needs is to survive this period of time.

Then issuing short-term village bonds is a very good way.

But what You Ya didn't expect was that these three families would join forces to divide the 50 billion.

This made some Konoha villagers who were paying attention to this matter frown.

the next day.

When Yuya came to the Hokage's office with the chicken soup that Tsunade made, Nara Shikama also said that someone was making trouble. Some people thought that the 50 billion village debt issued this time was agreed upon by the Hokage and several big families. Otherwise, how could it be possible in one day? Just sold out?

Youya didn't get angry after hearing this, he just smiled.

Then I asked Nara Shikaya to clarify.

Of course, it is said to be a clarification, but the main meaning is that if you didn't buy it yesterday, don't blame others for buying it.

This is the first trial run of the national debt system, and of course it cannot be perfect.

But this is not the reason for your accusation. Who told you to hesitate yesterday?

In fact, You Ya hated the fact that the three families divided up the 50 billion taels.

You damn family are so incapable of success that they fail more often than not.

Didn’t he give you money every year? At this time, shouldn't you show the humane care of the big family and give profits to the people of Konoha?

What's going on with the Konoha people rushing to buy it?

But it’s also to blame for Youya’s lack of experience. He should have set a purchase threshold for a big family.

For example, a family can only buy one billion?

No matter what, experience and lessons are learned slowly.

Nara Shika also went to deal with this matter. Yuya leaned on the back of his chair and rubbed his eyebrows, not taking this matter to heart.

Konoha just needs to be more careful when issuing village bonds in the future.

This time...

It was impossible for Youya to make a decision that slapped him in the face, so he just let these three families have enough to eat.

but……

You have to make some contribution after eating mine.

Yu Ya went to the Hyuga family at noon that day and talked a lot with the elders of the Hyuga clan, but he did not talk about the fact that the Hyuga clan bought more than 10 billion village bonds this time.

Just mentioned it.

He emphatically mentioned some things that the Hyuga clan members wanted to live in the inner city of Konoha and did not want to stay in the Hyuga clan area.

The Hinata clan leader's face turned green at that moment.

Yuya's move can basically be said to be digging into Hinata's roots.

Of course, he kept digging.

Ever since Yuya came to power, Konoha's inner city has been growing.

As for the clan territory of the great ninja clan like Hinata, Yuya has never touched it.

It's not that Youya doesn't know how to exchange interests with these families to get them to hand over the land.

But because these families are from different places, there is a comparison.

Apart from the provision of water and electricity, there has indeed not been much change in this tribal area in the past ten years.

Compared with the earth-shaking changes in the inner city of Konoha, the old clans of these families have really not changed much.

People yearn for a better life. The clan lands of these families were a barrier to protect the clansmen during the war years. However, after Senju Hashirama built the village, Konoha Village took over the protective role of these families.

In fact, if Konoha Village is breached, then the protection these so-called families can provide is actually a joke.

It was just because of the family's inertia of joining the group together that You Ya didn't use any special means.

But this inertia will also usher in gradual giving up.

Times have evolved, and now most of the ruling factions of families such as Sarutobi, Hinata, and Shimura were brought over by old people who came from the war years.

Therefore, they will be more or less influenced by their parents.

But now the new generation of these families are the children of the peaceful era.

Isn’t this how the so-called generation gap is formed?

Take the simplest example, Uzumaki Kushina.

Her parents followed her to Konoha, and what she instilled in Uzumaki Kushina every day was the education related to the Kingdom of Uzumaki.

But Kushina went to school in Konoha, her friends were in Konoha, and all she came into contact with and learned about was everything about Konoha.