Physician of the Song Dynasty: Zhang Kai and Li Qingzhao have a private life-long contract

"If you pay a thousand dollars, you can spend a thousand dollars to treat the disease at a doctor's house?"

The medical school has not yet selected a site for construction, so the doctors decided to be the first to launch medical insurance, and the first one to be promoted was Qianguan Medical Insurance.

"Thousand Guan!"

As soon as the news came out, the people of Kaifeng were in an uproar.

Unless they are high-ranking officials, no one is willing to spend a thousand dollars on medical treatment. Many elderly people need to take medicine for a long time after getting seriously ill. In the end, they are overwhelmed and have to slowly give up treatment.

But now the doctor announced that he only needed yuan to get yuan of medical expenses, which immediately attracted all the attention, and everyone inquired about the details.

"One thousand cash is the highest price. Only those who are sixty years old need to pay one thousand, and young people only need to pay two hundred cash! If there are more children, the maximum price is only five hundred cash."

"And if you pay for 20 consecutive years before the age of 60, you can get free lifelong medical treatment."

More and more people in Kaifeng are asking about medical insurance, and they can't help but feel excited. After all, who among them would not be interested in a thousand-guan medical treatment quota.

Nowadays, doctors are booming, and medical insurance is introduced by doctors. They naturally believe that doctors will fulfill their promises.

Furthermore, the Maternity and Children's Hospital, the Hospital of Traditional Chinese Medicine and the Imperial Medical College have the highest medical skills in the world. Adding on the cost of a thousand dollars, it is already the highest limit in the world. If the treatment cannot be cured, even gods may not be able to save it.

"But if you don't get seriously ill, wouldn't this money be wasted!" Some people frowned.

"I am for everyone, and everyone is for me! This is the meaning of insurance. If you don't get sick, it's better, and your money will be used for sick people." A scholar explained.

After hearing this, many people immediately worried about gains and losses. After all, everyone has a sense of luck, and no one thought that they would suddenly fall ill.

"The sky is unpredictable, and people are prone to misfortunes and blessings. If you pay for medical insurance, you can be cured when you are sick, and you can be safe for a year if you are not sick. Isn't this more affordable than going to the temple to burn incense and pray for blessings?" A merchant calculated. .

"Uh!"

Many people in Kaifeng couldn't help but feel embarrassed. Although the doctors had uncovered the deceptions of witch doctors and goddesses to protect the people from the deception of witchcraft, religion and the blessings of immortals and Buddhas had penetrated into the hearts of the people. There were many people who returned to Buddhism and prayed for peace. , it is not easy to resolve it in a short time.

"This is spending money to buy peace." Some enlightened people mused thoughtfully.

Many people nodded slightly. The merchant's words were rude, and they prayed for the blessings of gods for safety. However, if something happened, the gods and Buddhas would not be responsible.

On the contrary, if you buy medical insurance, it is also for safety. It is better not to get sick, but if something happens, the doctor will have a thousand credits to treat your illness. No matter how you calculate it, medical insurance is more cost-effective.

"You can't say that, but the money for incense is voluntary. You can pay as much or as little as you want, and the doctor's medical insurance must pay you every year! If you add it up all year round, it's not a small amount."

"And if you get seriously ill, how can you say that everyone spends thousands of dollars, and some may die in their sleep and never get to the hospital."

Many people in Kaifeng are still worried about money. After all, if someone is calculating from a one-year-old child to sixty years old, it will be nearly thirty thousand dollars, which is not a small amount.

"If thirty guan can buy me a safe life to the age of sixty, it will be worth it even if it is wasted money." A gray-haired old man said with emotion.

Many people nodded slightly. Only when people grow old can they understand the importance of health.

After carefully studying medical insurance, many wealthy people from well-off families were excited and went to the three major hospitals to buy medical insurance.

There are many wealthy people in Kaifeng City, and the annual insurance premium, which is no more than a thousand cash, is not a concern.

"Sure enough, the richer you are, the more you fear death!"

Many people couldn't help but snorted coldly when they saw this scene.

However, they are interested in the thousands of dollars of medical insurance, but do not want to spend too much money, so they are still hesitant and wait-and-see.

........................

There are many wealthy people in Kaifeng City. As soon as Qianguan Medical Insurance came out, a large number of wealthy people flocked to the three major hospitals to buy medical insurance.

"Goodbye, Brother Fan!" Seeing this scene, Yang Jie couldn't help but sigh.

However, Fan Zheng did not show any joy on his face, but suddenly sighed: "Recently, all the people who come here to purchase medical insurance are wealthy families. In fact, the most important medical insurance to buy is for ordinary families?"

"Why is this?" Su Dun on the side asked in surprise.

Yang Jie explained: "Because the rich are more capable of resisting risks, even if they are seriously ill, they still have enough money for medical treatment, while ordinary families are not. , I am afraid that the poor family will not be able to cure their property, and it will even drag down the entire family."

Fan Zheng added: "Some people think that the elderly should buy more because they are sick. In fact, the same goes for adults. Although they have the least money, they think they are strong and do not need to buy. However, they are the mainstay of the family. Once they fall, they will This family will also be defeated.”

Su Dun was silent for a moment. In fact, doctors have been controlling the price of medical treatment, and the price of medical treatment has not been too outrageous. However, the money needed for many serious illnesses is still unaffordable for ordinary families.

Fan Zheng said helplessly: "It's a blessing not to use insurance, it's a blessing to use it, but the biggest tragedy is not using it. I'm afraid they won't understand the doctors' good intentions until they really need treatment."

The two nodded slightly at once, speechless to Fan Zheng's words.

"Will fire insurance and accident insurance continue to be introduced?" Su Dun asked worriedly.

Insurance is a new thing, and doctors are not in a hurry to launch medical insurance that is closely related to doctors. Nowadays, medical insurance is polarized, with mixed reputations, which makes doctors worried.

Fan Zheng said solemnly: "Medicine and medicine can't kill people. The doctors have done their best. No matter what the specific situation is, we can only do our best and follow fate."

Fan Zheng understands that even if it is the state-subsidized medical insurance in later generations, many people still choose not to pay, let alone the semi-commercial medical insurance now launched by doctors.

Unless free medical care is realized, doctors can only treat as many people as possible, but they will never be able to treat everyone.

Yang Jie and Su Dun nodded solemnly.

At present, doctors take advantage of the trend to launch accident insurance and fire insurance.

Sure enough, these two types of insurance immediately caused a stir of publicity as soon as they came out.

"Accident insurance?"

"Fire insurance?"

Kaifeng people frowned.

"Accident insurance, that is, if someone buys accident insurance, if accidents such as drowning, falling from a horse, or fire happen unintentionally, the doctor will be responsible for the treatment. The disabled will pay yuan, and the dead will pay yuan! "

"Two hundred dollars?"

Many people's minds are moved. Although the medical insurance is said to cost a thousand guan, it can only be used for medical treatment, while the 200 guan for accident insurance is paid directly in cash.

"The same is true for fire insurance. If there is a fire in your home and the house is burned down, as long as you buy insurance, the doctor will also pay you money, which is enough to rebuild your home." A literate person explained the regulations of accident insurance and fire insurance.

"Accident, fire? Who would curse themselves to have an accident?"

When the people of Kaifeng heard about these two insurances, they couldn't help but frown.

In their view, medical insurance is normal. After all, people will eventually get sick. However, many people will never encounter accidents and fires in their lifetime. If they buy accident insurance and fire insurance, isn't it a curse that something will happen to themselves?

Unlike Qianguan medical insurance and insurance for wealthy households, almost no one cares about these two types of insurance, and even accident insurance has been blocked in public schools one after another.