The world begins with shameless people

in the apartment.

Ding Xiu took Karen and said as they walked, "I just bought this apartment. Although the transfer procedures still need to be processed for a while, this apartment is already mine."

"This apartment could be your business if you wanted it to be, just not now."

"The reason is simple. You will marry that idiot Lip and get divorced. You don't want to get half of your property divided when you get divorced."

When Karen heard this, she shook her head decisively, "Of course not!"

The fact is that in the past six months, as her wealth has increased, as she has owned more and more good things, and her quality of life has improved significantly, Karen has no longer looked down on that idiot Lip.

Lip's little fights and clever little things look like childish little boys who won't grow up.

Even, looking back on the past, Karen was a little confused as to why she fell in love with Lip in the first place.

In general, this is growth.

"I can sign a prenuptial agreement with Lip before we get married," Karen suddenly thought of this.

Naturally, Ding Xiu had already thought, "That would be too troublesome. Besides, once you bring this up with Lip, things may not develop well. After all, he is a very arrogant idiot."

Karen thought for a moment and nodded in agreement, "Indeed."

"If you are willing to accept this business, I will ask a lawyer to prepare an agreement later and we will sign it privately," Ding Xiu continued, "I just spent two hundred thousand dollars to buy this apartment. After making a good agreement, you can make money from this apartment. In the future, the day you pay back the two hundred thousand US dollars to me, I will transfer this apartment to you."

"It would be a very good deal."

"Because, not only can you earn rent, but you can also earn part of the appreciation in the value of the apartment."

Karen’s academic performance is still good and she is not stupid. “How much do you think the value of this apartment will increase in the future?”

Ding Xiu smiled, "I spent 200,000 U.S. dollars. In five to eight years, this apartment plus the land will at least double, to 400,000 U.S. dollars!"

When Karen heard this, she was immediately excited, her eyes shone brightly, and she looked up at Ding Xiu, "Can the value increase so much?"

As the words came out, Karen suddenly thought of something and added, "Mr. Ding, it's not just here that the value can increase so much, right? The entire South District will. That's why you bought so many properties here?"

Ding Xiu smiled and looked at Karen, "Smart!"

After getting the confirmation, Karen immediately had an idea, "Then I should buy more properties and wait for the appreciation."

Look, what a clever little girl.

Ding Xiu thought for a while, "Have you ever heard of the principle of snowballing?"

Karen shook her head, "What do you mean?"

"The snowball will get bigger and bigger. Start renting out the rooms in this apartment as soon as possible," Ding Xiu explained. "The average rent for a room here is seven hundred dollars a month."

"If you can rent out all the rooms, you can earn nearly $10,000 a month."

"Of course, it's probably difficult to get so much. Let's go to less, maybe five thousand US dollars a month."

"That's sixty thousand dollars a year."

"After excluding expenses, you still have tens of thousands of dollars left. Using these tens of thousands of dollars, you can increase leverage and pay down payment to buy other properties. After buying, you can rent them out."

"It's a cycle, do you understand?"

Karen didn't respond immediately and thought about it silently.

Ding Xiu took out his cigarettes and lit one. He was not in a hurry and let Karen think about it.

In fact, there is nothing wrong with this business.

The property tax in Chicago is only a few percent.

For this apartment that costs two hundred thousand dollars, the annual property tax is two to three thousand dollars, which is not much.

In terms of water and electricity... it is left to the tenant to take responsibility for it. They just need to spend some money to modify the electricity and water meters.

As for those old people who rented rooms and fell behind on rent, or even failed to pay rent?

Ha ha.

Just kill him, it just so happens that he hasn't killed anyone for a while.

Ding Xiu smiled silently.

Isn't he Fiona, being polite to Lao Lai?

You're so polite.

The two of them continued walking.

Karen thought for a while, and then asked various questions one after another, including the old man, water and electricity bills, property taxes and other aspects...

Ding Xiu patiently explained.

"You first try to solve Lao Lai's problem by yourself and exercise your abilities. If you can't solve it, call me and I will solve it," Ding Xiu said.

Karen smiled brightly, and at this point, she made a decision, "Okay, I am willing to do this business."

Ding Xiuxiao said, "This will be the most correct decision you have ever made in your life. When you are in your twenties, you will become a millionaire or even a multi-millionaire."

The words hit my ears.

Karen was immediately elated and extremely happy, "I will definitely repay you, Mr. Ding."

Ding Xiu smiled faintly and did not answer, "Then let's talk about the next thing. This apartment needs renovation. You take out your savings..."

The transformation matter was relatively complicated, and Ding Xiu talked about it for a while.

Karen had no problem with that.

After what was necessary to talk about, it was already evening and the two walked out of the apartment.

"I'm going to Gallagher's house, Mr. Ding, is there anything special you need me to do?" Karen asked with a smirk before getting in the car.

"How exciting it is to stimulate Fiona," Ding Xiu thought for a moment and replied, "Fiona now only has Lip as her teammate, which makes their relationship slowly deteriorate."

"Okay, I will definitely work hard," Karen agreed simply.

Ding Xiu smiled back, didn't say much, got in the car and left, returning to the restaurant to prepare for dinner.

Money still has to be earned.

In this damn place like the South District, you can really do a lot of things with money.

*****************

After going to Ellabar Bar to find various buyers one after another, and after handing over all the goods, Fiona went to the supermarket and bought some steaks and other food, planning to make a sumptuous dinner to celebrate Lip's return home. , and at the same time, take this opportunity to call Ian and Carl back and let Lip persuade Ian and Carl to go home.

Fiona thought she couldn't persuade her, but she believed that with Lip's cleverness, she might have a chance.

At this moment, Fiona was walking home carrying large and small bags.

At this time, Karen drove and saw Fiona from a distance.

His eyes fell on Fiona, who was so wet with sweat that she was almost steaming. Karen smiled silently, thought about it for a moment, speeded up, and drove the car to Fiona.

"Fiona, are you going home? I'll take you," Karen greeted warmly.

Fiona frowned slightly and looked at Karen who was smiling. Because she really hated Karen, the thief who refused decisively said, "No, I can go on my own."

Karen actually guessed that Fiona wouldn't get in the car. When she heard this, she smiled and said, "It's up to you."

After saying that, Karen stepped on the accelerator and left directly.

See this.

Fiona frowned even more, and naturally she hated Karen even more.

"Bitch!" Fiona couldn't help but curse.