Siheyuan: My wife is Xu Huizhen
Chapter 448: Daughter
Everyone in the room was stunned for a moment, as if time had stopped at this moment.
Especially He Yuzhu, his eyes widened, his face full of astonishment, his mouth slightly open, as if he wanted to say something but didn't know where to start.
Could it be that the luxurious villa that he had just worked so hard to get was actually the dowry of the girl in front of him?
This sudden change made him feel unbelievable.
At this time, Liao Liwen frowned, veins bulged on his forehead, and he felt uneasy.
You know, although there are many villas on this mountain, the whole family has many members, and everyone has already lived in different villas.
What's more, he has 6 younger brothers and 2 younger sisters, several of whom have already started their own families and have children.
It is impossible for so many people to live in the same place.
The only property that might be vacant was the villa that was purchased and renovated specifically for my younger sister.
However, since his younger sister had not yet moved in, he had planned to buy a more suitable villa for her as her dowry after some time.
But I didn't expect that at this critical juncture, the little sister would be so ignorant that she would rush in without any scruples and question loudly in front of the guests.
"Little sister, if there's anything, let's go home and talk about it slowly, okay? Look, there are two guests here."
Liao Liewen suppressed the anger in his heart and tried to persuade in a gentle tone.
Unexpectedly, Liao Lieying didn't listen to him at all. Instead, she snorted coldly, turned around abruptly, and shouted at her father:
"Dad, you know how much effort I put into that villa! Whether it's the architectural style or the interior decoration, it's all carefully built according to my favorite way. I..."
"That's enough! Stop talking!"
Liao Liwen finally couldn't bear it anymore and interrupted his daughter's words with a shout.
Liao Baoshan was so angry that his face turned red, veins popped out on his forehead, his eyes widened, he pointed at Liao Lieying and shouted:
"Our family is facing a life-or-death situation right now, and you're still thinking about throwing tantrums here! Do you understand what's going on?"
Liao Lieying was frightened by her father's harsh rebuke. Her beautiful face turned pale in an instant and her eyes were filled with tears of grievance.
She stamped her feet violently and cried out in a sobbing voice:
"Daddy, even you bully me like this!"
After saying that, he turned around and ran away like a frightened deer.
Liao Liewen, who was standing by, looked at his sister's departing back, with a hint of embarrassment on his face.
He said to He Yuzhu somewhat embarrassedly:
"Mr. He, I am really making a fool of myself. My sister has been spoiled by my family since she was a child, so now she is so willful and ignorant of etiquette."
He Yuzhu quickly waved his hand and responded with a smile:
"Mr. Liao, you are too kind. But since your sister loves this villa so much, why don't we forget about this deal? As the saying goes, a gentleman does not take away what others love. I will return this villa to your sister."
Liao Liewen hurriedly shook his head and said firmly:
"Absolutely not, Mr. He. It is our honor that you have chosen this villa. Besides, our family is in a difficult situation right now. When the situation stabilizes in the future, we will definitely choose a more luxurious villa for my sister as her dowry."
Upon hearing this, He Yuzhu tried to persuade him a few more times, but Liao Liewen always refused with a firm attitude.
In desperation, He Yuzhu had to give up insisting and the matter was dropped.
In the three days before that, those who came to the bank to withdraw money were basically those depositors who panicked at the slightest rumor and had the weakest wills.
These people were terrified that the bank would suddenly go bankrupt and close down, so they acted as fast as lightning.
On the 4th day, there were still a few people coming to withdraw money, but the number had obviously decreased significantly compared to the previous few days.
Throughout the day, only about 500 million in cash was withdrawn.
By the fifth day, the situation did not seem to have improved, and only 350 million in cash was withdrawn.
In the following days, the amount of cash withdrawn each day remained roughly stable at around 200 million.
Although the number of people coming to withdraw money has been greatly reduced compared to before, the entire bank is still shrouded in a thick haze.
Because many depositors would rather give up the interest income and exchange their passbooks for real cash.
Although the total amount of money withdrawn each day is gradually decreasing, what is worrying is that almost no one chooses to deposit money in the bank.
The original cash reserve of 2000 million only lasted for eight days before the red light came on again, declaring an emergency!
However, at this critical moment, He Yuzhu was finally able to free up his energy and resources to deal with this crisis.
He quickly deployed funds and injected another 500 million in cash into the bank.
Not only that, through the efforts of the Liao family, he also successfully borrowed some cash from other channels and finally raised a full 1000 million.
When this huge sum of money was reinvested in the bank, it was somewhat comforting that the number of people coming to withdraw money had decreased significantly, averaging only about one million per day.
In fact, as soon as the incident happened, Liao Baoshan had made preparations in advance and immediately went to the Governor's Office to seek support and help.
Faced with this dire mess, Sir Robert Black remained extremely cautious and did not extend a helping hand as people expected.
The ambiguous and unclear attitude of the Governor's Office was like a silent signal, causing other major banks to choose to remain on the sidelines and wait and see. As for the Innovation Bank, which was facing a serious bank run at the Liao family, they just stood by and turned a deaf ear.
Fortunately, however, Liu Chong Hing Bank had a group of close friends and family members who stepped forward without hesitation and provided all-round support and assistance.
It was thanks to the powerful force brought by this deep friendship that Liao Chong Hing Bank was able to survive the long half month.
Although ordinary people are still running wildly to withdraw their money during this period, it is gratifying that banks still have ample cash reserves to cope with this storm.
As time passed quietly to this moment, Liao Baoshan stepped into the solemn and dignified Governor's Mansion again with full confidence.
This time, the attitude of the Governor's Office unexpectedly underwent a 180-degree turn!
The reason is simple, it is because Liao Baoshan relied on his unremitting hard work and struggle, and finally succeeded in turning the situation around and avoiding danger.
Although some people still go to banks to withdraw money today, the daily withdrawal amount has dropped significantly, even to less than one million.
All signs clearly indicate that Liu Chong Hing Bank has safely survived this major life-and-death crisis.
In the evening edition of the same day, an eye-catching photo was prominently published - Liao Baoshan and Sir Robert Black standing side by side, smiling.
At the same time, the Governor's Office also publicly issued a sincere statement, solemnly guaranteeing the Liu Chong Hing Bank and categorically confirming to the public that there were no problems with the bank.
Then, early the next morning, the sun shone on the streets and alleys of the city, as if bringing a touch of warmth and hope to the whole world.
Just as people were starting a new day of busy life, HSBC and Standard Chartered Bank, the two note-issuing banks, issued statements almost at the same time, saying that when Liu Chong Hing Bank had financial needs, they would provide assistance without hesitation to ensure the safety of every depositor's funds.
The unanimous statements from the Governor's Office and the two major banks were like a bombshell dropped into a calm lake, causing ripples.
The news quickly spread to every corner of the city. People rushed to tell each other, and their originally worried and fearful mood was instantly soothed.
Everyone sighed: "We can finally rest assured now!" It seems that Liu Chong Hing Bank has successfully overcome this difficulty.
Sure enough, by the next day, the crowds that once lined up in front of bank branches anxiously waiting to withdraw money had disappeared without a trace.
Those doorways that were usually crowded and noisy were now deserted, with only the occasional passerby taking a quick glance.
Nevertheless, compared with the tense atmosphere caused by the previous bank run, the current quietness gives people a different kind of tranquility.
As for the Liao family, their tense nerves were finally able to relax.
This thrilling crisis was like a nightmare, but fortunately we managed to get through it safely in the end.
Of course, the Liao family paid a very high price for this, but as long as the bank can survive, everything is worth it.
In the evening of that day, the afterglow of the setting sun shone into the room through the window.
Du Weifang walked slowly to He Yuzhu with a smile on her face, holding an exquisite invitation in her hand. She gently placed the invitation on the table and said softly:
"Look, who sent this?"
He Yuzhu raised his head with some curiosity, glanced at Du Weifang, then reached out and picked up the invitation.
As he slowly opened it, he casually asked, "Whose is it?"
After seeing the contents of the invitation clearly, He Yuzhu couldn't help but show a look of surprise.
It turned out that the invitation was sent by the Liao family, which clearly stated that he was invited to attend a celebratory banquet at noon tomorrow and a family dinner at the Liao family in the evening.
He Yuzhu carefully examined the invitation and pondered in his heart...
At noon, sunlight shone through the huge floor-to-ceiling windows onto the floor of the hotel's luxurious banquet hall, and the entire space was illuminated with golden splendor.
Many celebrities from all walks of life in Hong Kong gathered here, and a grand banquet was being held amidst the elegantly dressed people and the clinking of glasses.
The organizer of this banquet was the Liao family.
This banquet was a strong signal sent by the Liao family to the outside world - after experiencing many twists and turns, they have stood firm.
As night fell and the noise gradually faded away, the Liao family held another warm family dinner at home.
Unlike the bustle of the day, this nighttime gathering seemed more private and intimate.
There were not many people participating in the family dinner, but each of them was a close relative of the Liao family.
He Yuzhu stood in front of the window, looking at the bustling night scene outside, with the corners of his mouth slightly raised, revealing an imperceptible smile.
Thinking back to the time when I resolutely decided to bet on the Liao family, I couldn't help but feel a little emotional.
The reason why he was able to make such a decisive decision at that time was mainly because he knew very well that in the future, Liao Chong Hing Bank would still stand firm and thrive in the financial industry.
Now it seems that this bet was undoubtedly very successful.
After this operation, He Yuzhu successfully integrated into the upper class circle of Hong Kong.
Here, he had the opportunity to meet business giants such as Li Chaoren, Henry Fok and Liao Baoshan.
Especially with the strong backing of Liao Chong Hing Bank behind him, it will bring immeasurable benefits to his future business layout and development.
"Okay, I'll be there on time for the event tomorrow."
Du Weifang came over and asked softly:
"However, will the land we obtained through the previous exchange really belong to us completely in the end?"
He Yuzhu shook his head slightly and replied:
"In fact, the last 500 million is not the real purchase money, but a short-term loan. After all, the Liao family has overcome the difficulties and their financial situation has gradually improved, so they no longer plan to use the land as collateral."
After hearing this, Du Weifang showed a bit of regret on his face and murmured to himself:
"Oh, what a pity! You know, 500 million is not a small amount of money. I could have bought a lot of good land with it!"
The first batch of 1300 million was exchanged for property mortgage, which was a considerable deal.
However, the second batch of 500 million was different. It was merely a loan and an interest rate of up to % was given.
You know, in Hong Kong, bank interest rates have always been at a relatively high level.
Generally speaking, if you want to get a loan from a bank, the interest rate will tend to hover around 1% to 1%.
When they borrowed 500 million this time, the Liao family had actually gradually recovered from their difficulties.
After all, the total amount of deposits their bank absorbs is limited, only one hundred million in total.
Before this, in order to cope with the bank run crisis, they had no hesitation in taking out a huge amount of cash of more than 60 million.
As a result, the remaining savings amount is only 40 million. More importantly, many of these are deposits from friends from Chaoshan, and everyone has made it clear that they will never withdraw their money in the near future.
Therefore, the deposits that may face the risk of a run in the end are only 20 million at most. For the Liao family, this pressure has obviously been greatly reduced.
Because of this, when He Yuzhu lent him another 500 million, the Liao family did not choose to provide him with the property as collateral.
However, for He Yuzhu, this situation was not completely unacceptable. After all, he couldn't possibly convert all his wealth into land assets, right?
Be sure to keep an appropriate amount of cash on hand as working capital so that you can flexibly respond to various unexpected situations.
Hearing this, Du Weifang couldn't help but widen his eyes and asked in astonishment, "Does that mean that those two towering buildings, the vast land around them, and the luxurious villas all belong to you?"
He Yuzhu nodded slightly to show his affirmation, and then the two of them began to think carefully.
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