Siheyuan: My wife is Xu Huizhen

He Yuzhu glanced casually at the calendar and found that today was June 61, 6.

He thought to himself that there didn't seem to be anything special about this day, everything seemed so peaceful and ordinary.

However, what he did not expect was that the situation would spread rapidly like wildfire the next day.

In the early morning, when the sunlight poured into the room through the window, He Yuzhu habitually opened the day's newspaper.

But the scene before him left him dumbfounded - it was filled with reports about a crazy run on Liu Chong Hing Bank!

Those eye-catching headlines were like thunderclaps, making his heart beat faster.

Many commentators have asserted that Liu Chong Hing Bank is now in dire straits and is simply unable to come up with enough cash to cope with the imminent wave of bank runs. It is probably only a matter of time before it goes bankrupt.

After seeing the news, He Yuzhu felt a chill running down his spine.

You know, before this, after in-depth investigation and understanding, he was well aware that Liu Chong Hing Bank had always been operating well.

Its deposit scale is as high as over 100 million Hong Kong dollars, and although the loans issued are as much as 70 to 80 million, although the proportion is slightly higher, there are no bad debts or bad debts.

Overall, the bank's operations are in good order and its performance is growing steadily.

It was for this reason that He Yuzhu resolutely chose to cooperate with Liao Baoshan and deposited a full million yuan without hesitation.

Not only that, he also has a longer-term plan, which is to hope to be able to successfully join the company's board of directors in the future.

At this moment, anxiety surged into his heart like a tide, and He Yuzhu could no longer sit still.

He held the receiver tightly in his hand, and with trembling fingers he dialed Mr. Liao Baoshan's number.

As soon as the call was connected, Liao Baoshan's slightly tentative voice came:

"Mr. He, you are calling me now. Are you also trying to withdraw your deposit in our bank?"

"Mr. Liao, you really misunderstood. If you need it, I actually have a lot of cash reserves here, which can completely help your bank to smoothly overcome the current difficulties."

He Yuzhu had a vague idea about the bank's future development in his mind, so he was full of confidence and assurance that Liao Chong Hing Bank would be able to successfully resolve the crisis.

Liao Baoshan was originally worried that He Yuzhu would want to directly withdraw the one million that he had deposited before. He never expected that the other party not only had no such intention, but also offered to lend him some cash for emergency use.

Such an unexpected move surprised Liao Baoshan, and a happy smile immediately appeared on his face. He said quickly:

"Oh my, thank you so much for your generous help, Mr. He! We should have a nice cup of tea and catch up this afternoon!"

"No problem, I will be there on time!"

He Yuzhu responded readily and then hung up the phone.

Then, he quickly began to count the cash on hand. He opened a secret space, which was filled with neatly arranged stacks of banknotes, most of which lay there quietly. A rough estimate showed that there were more than two million yuan.

In addition, a considerable amount of funds was deposited in an account at HSBC Bank.

Even if he deducted the one million deposited in Liao Chong Hing Bank, he still had a huge amount of cash of up to 13 million on hand!

Time passed quickly, and in the blink of an eye it was already afternoon. As agreed, He Yuzhu and business tycoon Li Chaoren went to the teahouse where they had met last time.

After the two walked into the familiar box side by side, they found that the hospitable Huo Yingdong had been waiting there for a long time.

The four business elites smiled at each other, and without much politeness, they quickly got down to business, launching an in-depth and heated discussion around the current banking crisis that concerns people...

Liao Baoshan said solemnly:

"Just yesterday, a huge amount of 500 million was deducted from our account! If the current situation continues, I'm afraid the amount of money lost today will exceed 1000 million! In my opinion, it's obvious that someone is deliberately trying to bring down our Liao family!"

Huo Yingdong nodded slightly to show his agreement, and then he said:

"In fact, I have also received relevant news. It seems that there is indeed a mysterious force targeting you in secret."

After a short pause, he asked with concern:

“Do we need to urgently call for a large amount of cash to deal with the emergency?”

After a brief thought, Liao Baoshan replied:

"There is still some funds in the company's account that can be deployed. However, I plan to borrow some from the internal department first to meet the emergency. Of course, how much money will be needed in the end depends on the specific situation. Look, I have arranged for people to publish notices in major newspapers, solemnly declaring to the outside world that our company's operations are normal and there is nothing unusual. This incident is purely a malicious sniper carefully planned by those with ulterior motives!"

Hearing this, Huo Yingdong patted his chest and said generously:

"If you really need money later, just tell me. I can probably give you around 700 million in cash."

At this time, Li Jiacheng, who had been silent all this time, looked embarrassed and interrupted with a hint of apology:

"I'm really sorry, you two, I know my current situation well. It's really hard for me to spare a large sum of money to help you in the short term."

Having said that, everyone present knew clearly in their minds - if we only talk about the size of the funds, Li Ka Shing is undoubtedly the weakest link among the three.

After all, Liao Baoshan is a big shot in the banking business, and he has at least 20 to 30 million in liquid funds;

However, Huo Yingdong has been involved in the business world for a long time and can easily take out millions of cash to deal with various emergencies.

There is really no need to say much about He Yuzhu! Although he does not have many fixed assets under his name, he has a terrifying amount of cash on hand, easily exceeding 1000 million!

Look at Li Ka Shing, he just sold a factory and got a mere 300 million Hong Kong dollars in return.

And this was only after adding all the money he had earned through hard work before, that he was able to raise enough funds to invest in the two industrial buildings.

If he were asked to take out real money right now, I'm afraid he wouldn't even be able to come up with 100 million!

Liao Baoshan didn't find this situation strange at all, he just said calmly:

"It's great that you have this intention. At the moment, it's not that bad yet."

However, in reality, Liao Baoshan himself was already as anxious as an ant on hot pan!

You know, one of the things banks fear most is this kind of large-scale bank run!

Before that, they had lent out almost all the money deposited by depositors.

The only way now is to quickly find a way to buy some time for capital turnover. As long as we can free up this little precious time, we can transfer the loans we have lent out to other banks as collateral, thereby obtaining enough cash to cope with the current terrible bank run crisis.

Unfortunately, what banks lack most at this moment is time!

Thinking of this, Liao Baoshan couldn't help but sigh helplessly, then slowly turned around and looked straight at He Yuzhu.

He said sincerely, "I just happen to have 1300 million in cash on hand. If you really need money urgently, I can send it to you at any time."

He Yuzhu's casual words were like a thunderclap in the ears of the three people, leaving them stunned and dumbfounded for a moment!

Although they had secretly guessed before that He Yuzhu might be quite wealthy, they never expected that his wealth would be so staggering!

It should be noted that even the famous Cheung Kong Industrial Building owned by the prosperous Li Ka Shing has a current market valuation of only 100 million!

If all the funds currently available to He Yuzhu were invested, it would be enough to build at least 10 large-scale industrial buildings!

What's more, Li Ka Shing's building is relatively small, with a single-floor area of ​​only a pitiful 4000 square feet.

What about He Yuzhu? He is ambitiously planning to build a super building with a single floor area of ​​1 square feet!

While everyone was still immersed in extreme shock and had not yet recovered, Liao Baoshan was the first to react with extraordinary speed.

His face flushed red, unable to hide his inner excitement, and he said with a slightly trembling voice:

"Mr. He is so righteous! If you have any needs in the future, please rest assured that I will contact you again tomorrow. And please believe me, I will not hesitate to use my real estate as collateral. Even if the bank encounters any unexpected situation in the end, I will never let you and everyone suffer any loss!"

It turns out that Liao Baoshan not only runs this one bank, but controls an entire huge family business.

Moreover, these industries operate independently of each other and do not belong to the same company.

Just like the properties, they are actually owned by an entirely separate company.

Hearing Liao Baoshan's sincere words, He Yuzhu smiled slightly, waved his hand, and responded in a calm tone:

"Since we have met and become friends by chance, it is only natural for us to help each other within our ability."

Today's meeting is just a briefing. There is no need to act hastily. Even if we really want to take action, we have to wait at least two days.

The reason is simple. One has to fire one's own "ammunition" first before considering follow-up matters!

At around 4 o'clock in the afternoon of that day, the evening paper had already published a statement issued by Liao Chong Hing Bank.

The statement clearly pointed out that the bank's current operations are normal and there are absolutely no non-performing loan problems.

This turmoil is obviously a deliberate attack on the bank by some people with ulterior motives. However, the bank is confident that it is fully capable of coping with this crisis and has sufficient cash flow to meet the withdrawal needs of depositors.

Sure enough, by the early morning of the next day, more and more newspapers had reprinted the bank's statement.

But even so, the depositors would rather believe the rumors than the official statement. As a result, there was still a long queue outside the bank.

In just three days from the 4th to the 7th, as many as users of Liao Chong Hing Bank withdrew a total of million yuan in cash!

Faced with such a surging bank run, all the liquid funds originally retained within the bank instantly became stretched and unable to make ends meet.

At the critical moment, Mr. Liao Baoshan acted decisively and quickly borrowed some funds from other channels. He finally managed to support the situation and successfully resolved the almost crazy bank run crisis in the initial stage.

Afterwards, Mr. Liao Baoshan immediately invited Ho Yu-chu and Ho Ying-tung to come and share a leisurely and pleasant afternoon tea time.

He Yuzhu took a deep breath, then concentrated his mind and took out all the huge amount of cash worth more than 1000 million stored in the mysterious space.

The cash piled up like a mountain. He quickly found 10 huge bags and began to stuff the money into them.

However, even so, this huge amount of cash almost filled the entire interior of the car, leaving not even a single gap.

When everything was ready, He Yuzhu got into the driver's seat, started the car, and slowly drove to the agreed teahouse box. Along the way, he was nervous and excited, after all, this was a deal of great importance.

When they finally arrived at the destination, He Yuzhu found that Ho Ying-tung had been waiting for a long time.

Seeing He Yuzhu struggling to carry the bulging bags off the car, Huo Yingdong couldn't help but widen his eyes and asked in surprise:

"You actually embezzled so much cash without permission! Aren't you afraid of being severely punished for this?"

He Yuzhu wiped the sweat from his forehead and answered confidently:

"Don't worry, I have the special right to deal with it on an emergency basis, and this money is not without security. We still have the high-quality real estate properties in Liao Baoshan's hands as collateral."

Hearing this, Ho Ying-tung nodded slightly to show his agreement.

He knew very well that the properties controlled by Liao Baoshan were indeed of high quality.

Especially the bank headquarters building located in Sai Wan, which is a magnificent building consisting of three 10-story high-rise buildings closely connected.

In addition, Liao Baoshan also owns a large amount of land and many other valuable physical industries in other key locations.

However, the problem now is that although these assets are extremely valuable, it is not easy to quickly convert them into cash in the short term.

Especially in the current situation, if a property originally worth 100 million is eager to be sold, selling it for or is probably a very good price.

This is really shocking! Liao Baoshan was so decisive in using the property as collateral just to get the money quickly.

You know, we are all friends here. Even if we really need to use that piece of land to pay off debts in the future, I don't think it will depreciate too much.