Rebirth 00 I earned 999 from selling lunch boxes
Chapter 162 Talking about a loan with Dad He for the first time
Seeing that He Wenlin was unwilling to say more, the Li brothers stopped asking any more questions.
But I feel in my heart that He Wenlin is not very young, but she is really fine and her mouth is really tight.
Seeing them leaving, He Wenlin quickly called He Shan.
The breakfast shop hasn't installed a phone yet, so calls are made to the small supermarket next door.
He Wenlin has been selling breakfast there these days. She has given breakfast to the owners of several shops on the left and right, and has established a good relationship.
Breakfast was not given for free. As soon as Sister Jiao from the small supermarket received the call, she immediately went to call He Shan.
As soon as He Shan received the call, she immediately said: "Linlin, I was about to call you too. This morning Peng Liang brought 38 portions of shredded potato rice bowl and 13 portions of minced meat and pickled beans rice bowl. Rice, nine portions of minced meat, eggplant, and beans on rice, two portions of hot and sour chicken mixed rice, I only sold three wontons here, and the total turnover was one hundred and seventy nine cents."
"It's not bad, thank you for your hard work."
"It's not hard, Linlin. I will go out to collect orders in the afternoon, so I won't come over."
"Okay, but you can't delay dinner in the afternoon."
If there are orders from Peng Liang such as wontons, glutinous rice balls, and steamed dumplings, He Shan will need to prepare them.
"By the way, how is Peng Liang doing selling coupons over there?" He Wenlin asked.
"I'm not sure. He won't be here at the moment. I'll see him soon and ask him to call you back."
"That's okay. It's up to you, Shanshan. My energy alone is limited. You have to help me with more. If you have any questions, please communicate in time."
"That's for sure, don't worry."
After hanging up the phone, the meals here have been distributed, and everyone is sitting together to prepare for lunch.
Mother He asked: "How about the rice bowl for lunch over there?"
"It's okay. I paid 170 yuan for the rice bowl at noon. I don't know what will happen in the evening."
Lin Fei: "Today is just the first day. There will definitely be increases in the future."
Dad He didn't say anything, thinking about the turnover of 170 and the approximate profit.
He knew the price of He Wenlin's groceries, and after a little calculation, he knew the gross profit, and he was immediately happy. Sure enough, he still had to do business to make money.
After dinner, He Wenlin went to the food factory to learn about today's orders and shipments.
I found that there were 70 more boxes in today’s order!
"Are there any new customers ordering egg rolls today?" He Wenlin asked.
Dad He, who was making egg roll paste, said: "Peng Liang ordered 120 boxes last night, and his friend came and ordered 50 boxes today!"
"Their business is so good." He Wenlin was shocked.
One hundred and seventy boxes, even if they were sold out in two days, that would be a big deal.
"I guess his two friends broke up." Dad He told He Wenlin about Zhang Qiang's visit this morning.
"It's good to break up the gang. Now that I have more than one person purchasing goods, I can sell more egg rolls."
After He Wenlin finished speaking, she ate a few more egg rolls.
It’s not that she is greedy, and if you are in this business, you must know the taste of your products, and taste your products from time to time to see if there are any problems.
If it is not crispy, or the color is not good-looking, He Wenlin will always order it, and it is not allowed to be packaged and sold.
Quality and reputation are more important!
The production of egg rolls is proceeding in an orderly manner.
Dad He also prepared two cylinders of egg roll paste for the workers, and then the father and daughter took 20,000 yuan to the bank and deposited the money.
He Wenlin never told her parents about her specific savings. Taking advantage of this opportunity to save money, He's father took a special look at the number and thought, oh buy it!
This is enough to build a house back home!
Dad He said resentfully: "You hid it tightly enough!"
"That's not because you and my mother always want to seek power! Now our He's company has just started. If you can trust me more and support me more, I can hide it."
"It's my fault again, your wings are really hard now..."
"Look, you're trying to trick me again by pretending that you are me."
"Why don't we support you? How could you be where you are today without me and your mother?"
"Okay, Dad, I don't want to argue with you about this. You said you support me, right? So if I want a loan, can you agree? Can you sign it?"
Dad He was startled: "Loan? Isn't that just borrowing money? What are you borrowing money for?"
"Of course it's about making money. Our business needs to expand and scale. As I said before, refrigerators, air conditioners, phones, trucks and other things should be purchased in one place. The cost will be a lot. We can buy them little by little. ,too slow."
Dad He rolled his eyes at her: "I think you are drifting off. You don't know your name anymore. You should play it safe now! Stop thinking about what is and isn't."
He Wenlin knew this was the result.
I am just too young, otherwise how could I be hampered everywhere?
Age is really a flaw sometimes.
Even if I hold 95% of the shares in the store and food factory, the bank will not lend money. Otherwise, when would it be so troublesome?
But she doesn't blame her father. Her parents are ordinary migrant workers. In this era of underdeveloped communication, their vision is definitely not as good as that of the well-informed people in the city.
She was able to see further than her parents because she stood on their shoulders and saw prosperity that they had never seen before.
"Dad, borrowing money from the bank is legal. It's not the illegal loan sharking outside. Don't look at the big bosses outside. They drive Mercedes-Benz, take mobile phones, go to high-end hotels, and have endless glory. In fact, they all owe money. Money in the bank.
I want to do something big during the Chinese New Year, and the starting capital for buying a car will be at least 80,000 yuan! Without a loan, I'm afraid it would be a little difficult to get the money.
Even though you have so much in hand now, there will be a period of time later when there is no money coming in. Don’t rush to refute or refuse. You can learn more about it. "
Dad He was silent.
Then he asked: "What are you going to do during the Chinese New Year?"
"You first need to know about loans, the country's economic development policies, and see how others do it. You can talk to the bosses of the silk factory. They may still owe the bank loans. "
"Their business is doing so well, yet they still owe money?"
“Not everyone can borrow money from banks. Businessmen have a lot of turnover, and banks will contact them for deposits and loans. They can use the borrowed money to expand their business and use the bank’s money to make money.
Take me opening a store as an example. I can make more money now by opening a fast food restaurant than by setting up a stall before. But why do I set up a stall? Because I have no money, if I had borrowed money from the bank and opened the store early, would I have earned more at the beginning? "
"But there will definitely be interest on borrowing money. If you borrowed money to open a store before, you will definitely have to pay back the interest."
"But if we don't have money, we can't start a business." He Wenlin said, "With the country's economic development, loan interest rates will definitely not be high. Doing business is risky, but we have two stores and a food factory to cover the costs, so what are we afraid of? I am only fourteen years old, and you and my mother are still in the prime of life. We borrowed fifty or sixty thousand yuan. If we lose money, we will work hard to pay it back. Even if the business dies, we will work to pay off the debt in a few years. If we make money, the house will be paid off. Yes, the car is here.”
Dad He was a little relaxed after being told that.
He Wenlin: "It's too early to say anything now. You don't even have a driver's license. You need to take the driver's license test first."
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