Reborn in 1985, divorced, fished and raised a baby, and made a lot of money
Chapter 455: Second-hand ship, buy insurance
Han Xiaorui was stunned for a moment, then burst into laughter, "That's true. By then, Yao's parents can go to Maoshan Sect and drag him out."
Wu Lingling didn't know whether to laugh or cry. "We have family planning now, how can we have so many children?"
Wu Cuicui disagreed. "You are a self-employed person, Yao Ziqian is half a Taoist priest, and he practices metaphysics and feng shui. Are you afraid of family planning? At worst, if you get pregnant, you can hide in Guangdong Province and pay a fine."
Wu Lingling blinked her eyes and said, "Sister, what you said makes sense. I think this is feasible."
Han Xiaorui smiled and said, "When it comes to having children, do it within your ability and don't force it. Yao Ziqian, I don't think he is the kind of person who has seen through the mundane world."
Wu Cuicui thought of the heavy bleeding she experienced when giving birth to her daughter, and her face changed slightly. "Xiao Rui is right. The child is important, but you are more important. Do you understand? Cuicui, don't be silly."
Wu Lingling nodded repeatedly, "Sister, I know, I'm not stupid."
Yao Ziqian came over and said to Han Xiaorui, "That's great. There will be a Taoist temple on the island in the future, and I can go there to practice often."
Wu Lingling looked nervous.
Yao Ziqian quickly changed his words, "Lingling, don't worry. Cultivation means learning. Only by living and learning until old age can we make progress."
Wu Lingling breathed a sigh of relief. "You've been gone for such a long time. How can I not be worried? By the way, how is that ancient senior?"
Yao Ziqian replied: "Of course it was buried, but it also showed everyone the way forward."
Han Xiaorui asked: "Is there really such a thing as ascension?"
Yao Ziqian hesitated. "It is written in the classics that the existence of Senior Yuan Cheng gives everyone hope. However, who can say for sure? I am dull and have too many distracting thoughts in my mind. I can't let go of my parents, Lingling, and many friends, so I won't think too much about this matter and just let it go."
Han Xiaorui smiled, "You are right to think so. Isn't it that Taoism emphasizes following the laws of nature and following one's heart?"
"Of course not." Yao Ziqian laughed, "Let me tell you a joke. One of my uncles has been in the Taoist temple. One time when he was going down the mountain, he was scammed. My uncle exposed the man. The man cursed my uncle, but he endured it and didn't curse back."
"He got angrier and angrier as he thought about it. He couldn't even calm down while meditating. So he ran down the mountain at night and cursed the man. Only after he vented his anger did he calm down."
Wu Cuicui and Wu Lingling were both stunned. In their hearts, they thought those people were all masters, so why were they being scolded like shrews?
"Don't believe it?" Yao Ziqian asked back.
Wu Lingling nodded, "Well, I don't believe it. He is a master, how can he be like a country bitch?"
Yao Ziqian smiled, "You don't know about that, right? The main point is to follow your heart. He feels bad when he is scolded, but he feels better after scolding. If the shrew's scolding can make him feel good, why should he care about the form?"
These words made everyone more curious about Taoism.
Yao Ziqian's witty remarks quickly cleared up everyone's misunderstanding of him, and everyone was able to spend the New Year here peacefully.
Of course, Wu Lingling is very filial. She not only prepared New Year gifts for her parents, but also sent a lot to her mother-in-law.
The end of the year is also called the New Year's Eve.
Those who make money will celebrate the New Year happily.
For those who cannot make money or even lose money, this is a hurdle that is very difficult to overcome.
There are many people at home asking for debts. How can life be easy?
Not everyone is like Han Xiaorui and Yang Zhigang in Jinshan Bay, whose fishing boats always return with full loads and make a lot of money.
By the end of the year, some people couldn't even pay salaries, and couldn't pay back the money they owed to gas stations and ice refill stations.
So many people started selling boats.
Many ship owners do not know Han Xiaorui, but they know Yang Zhigang.
They came to Yang Zhigang one after another, wanting to sell their boats and then become boatmen.
During this period of time, Yang Zhigang did nothing else but privately learned a lot about the situation of local fishermen.
He knew the situation of most of the ships and was somewhat tempted, but had not made up his mind.
Yang Zhigang came over, and Han Xiaorui discussed with him, "Xiaorui, I have two ships under my name now, and you have four ships under your name. It should be a lot, but now many friends have come to me and want to sell their ships to me."
"It's been two months since the Chinese New Year, and there are still three months until the fishing moratorium in May. Do you think it's worthwhile for us to buy a boat now? After all, buying a boat requires hiring boatmen, and we have to pay them during the fishing moratorium."
Han Xiaorui smiled when she heard this, "Each ship makes 50,000 each time, and we can earn back the money for the ship in a month or two!"
"During the fishing moratorium, we pay a basic salary, which is enough for one trip out to sea. With this calculation, the more boats and boatmen we have, the more money we can make."
"Of course, I know you are worried about the large number of people on board, the heavy responsibilities, and the pressure, so you are hesitant."
Yang Zhigang nodded when he heard this. "Yes, fishing at sea is like going out to sea. There is no way up or down. In the vast ocean, who can predict whether the fish will come faster or the storm will come faster?"
This is what Yang Zhigang is most worried about.
Han Xiaorui took a document and said, "Uncle Yang, this is the information sent to me by the insurance company! Not only can we buy insurance for our ship, but we can also buy insurance for others."
"It would be best if our ship and people are always safe, and we can use the money to help those in need. If our ship and people have an accident, we can get insurance compensation."
"Let's not talk about the ship for now, let's just talk about buying insurance for people. There are greater risks in offshore operations, so the insurance premium is a bit higher. A person pays 200 yuan a year, and whether they are injured or lose their life, they will receive corresponding compensation."
Yang Zhigang took a look and said, "You know, I don't understand this either! You are educated and you know lawyers. Ask them to help you take a look."
Han Xiaorui smiled and said, "I have asked a lawyer from Nanyang Law Firm to look at it for me. This insurance contract is pretty good."
"At least it is very beneficial to us and the best for us, so I want to buy it for all boatmen."
"No one knows when disaster will strike. If it does, the compensation from this insurance plus the compensation from our seafood company will be quite a large sum."
"The family is very sad because the person is gone. But the living have to look forward. With this money, at least the boatman's family can have less financial pressure."
Seeing that Han Xiaorui was very supportive, Yang Zhigang said, "Since you agree, I agree too. Now let's talk about buying a second-hand boat!"
Han Xiaorui replied: "Uncle Yang, we have established a company. It is a bit complicated to divide the money according to the ships, and it is also difficult to manage the boatmen."
"How about we do it based on shares? We can discount the ship and use the money to buy a second-hand ship, and then add the two together to see how much shares we own. You will be the legal person of this company and you will be responsible for management, but the money will be divided according to shares."
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