In those days of Plants vs. Zombies

Chapter 34 I really don’t want a loan

(二九五四 六二三 一三)

After discussing with Xiaoda, Mo Chen formulated a policy on reclaiming farmland to plant crops.

In the end, the crop Mo Chen chose to plant was rice. With the rapid development of science and technology in the modern world, the research on food production has naturally reached a new level.

The Federal Agricultural Research Institute in Long'an has made great achievements in this area. For example, rice seeds with a yield of 10,000 kilograms per mu are the most perfect answer sheet given to the federation by scientists.

A rice seed priced at 10,000 world points can meet the planting needs of one acre of land.

It only takes two short months to harvest 10,000 kilograms of rice.

The standard selling price of rice in the federation is one hundred world points per kilogram. A harvest of ten thousand kilograms at a time is equivalent to earning one million world points.

This was data that Mo Chen would never dare to imagine before he traveled through time. The dream of enjoying the cool weather under the grass that the grandfather had expected has also come true in the modern world.

Developing agriculture is indeed the most profitable way.

At the same time, the idea of ​​hiring civilians to plant rice was quickly implemented.

In the community center and in the conference room, all the spirit-planting warriors and the spirit-planting civilian representatives invited to the meeting unanimously agreed on the implementation of the policy.

Among the fifty civilians, only ten are needed for community infrastructure maintenance, and the remaining forty can be devoted to large-scale farming.

Based on the calculation that ten acres of land is equal to one standard football field, the current development zone can cultivate up to 80 acres of farmland.

Of course, Mo Chen does not have so many laborers, and it is difficult to take care of too many fields. Therefore, the final result of the meeting was to cultivate half of the land first, that is, forty acres.

A civilian civilian is responsible for one acre of land. Thanks to the excellent natural environment of the War Garden, he does not need to spend too much time on farming.

As for wages, each of the forty spirit-planting civilians owns 5% of the profit from selling each mu of land, which is an income of 25,000 world points a month.

Of course, the tax standard for these forty civilians has also been raised to 5,000 world points.

In this way, the monthly tax revenue of War Garden increased from 50,000 world points to 21,000 world points.

Of course, the most important question at the moment is how to get 400,000 world points to buy rice seeds.

The current War Garden No. 5905 is still unable to make ends meet. Two words can sum it up: lack of money.

Mo Chen still had 50,000 world points left in his account. Before the meeting, he deducted 10,000 as the maintenance cost of the war garden.

After thinking about it, there are only three ways to make money.

One is to send a team to explore the abandoned city and search for valuable props and technologies from the abandoned city.

The Federation will purchase unused props and technologies at reasonable prices.

As a gathering place for humans in the old era, there are many treasures in the abandoned city.

But correspondingly, the risk index is also very high. After all, there are a large number of low-level undead in the abandoned city.

You may also encounter teams sent by other War Gardens and exploratory troops from the Empire.

The former is okay, since they belong to the same camp after all. If there is a conflict, it must be over interests.

But the latter is not a good quarrel. The war has lasted for many years. When the two sides meet, they basically fight to the death.

Not to mention those vagrants who fish in troubled waters and black market traders who want money rather than their lives.

The second is to wait for work, stick to the War Garden, and obtain loot by resisting the invasion of the undead.

There are always many good treasures in low-level undead, and high-level undead are a large amount of world points in themselves.

This seems conservative and does not require going out, but it is only a temporary solution.

Once the undead forces become so powerful that the War Garden becomes difficult to withstand, the defense line may eventually be breached by the undead.

The third is to borrow a loan from the Federal Bank and wait until you have money to repay the principal and interest.

Although the federal bank's loan business is really a scam, as long as rice cultivation develops, the loan should be repaid quickly.

To sum up, among the three ways, borrowing a loan from the Commonwealth Bank is the safest way.

The spiritual warriors and civilian representatives who came to the meeting discussed for a long time, but no one could decide what to choose.

"Since we haven't thought about it yet, let's go back first. We have to put this matter aside for the time being."

Mo Chen waved his hand and declared the meeting to be over.

"I never expected that I would have to pay a mortgage before I traveled through time. Now that I have traveled through time, I might have to borrow a loan again. I can't bear it!"

When the last person walked out of the conference room, Mo Chen leaned on the chair with a tired face and complained to Xiao Da beside him.

"Although I sympathize with you very much, Mr. Mo Chen, if you want to make money, you can only choose one of these three methods."

The wisdom tree used a lovely voice to speak about minus seventy degrees.

"Well... I'm curious, what does the Federal Bank loan look like?"

Mo Chen asked cautiously.

“It depends on the business you choose, Commonwealth Bank offers four loan facilities to War Gardens homeowners, named after various grades of metal.

Bronze-level business will directly provide 1.2 million world points. Of course, 100,000 world points need to be repaid every month, and an additional 50,000 world points will be required in interest.

The silver-level business will directly provide 2.4 million world points. It needs to repay 200,000 world points every month, and an additional 100,000 world points will be required in interest.

The gold-level business will directly provide 4.8 million world points, and 400,000 world points need to be repaid every month, and an additional 200,000 world points will be required in interest.

The platinum-level business will directly provide 9.6 million world points, and needs to repay 800,000 world points every month, with an additional 400,000 world points in interest.

The duration of each loan is one year. If the principal and interest that should be paid this month are not repaid in time for one month, the amount to be repaid next month will be doubled directly. "

"Holy shit! What a shady enterprise! If you borrow a loan, you not only have to repay the principal on time every month within a year, but you also have to pay an additional interest equal to half of the principal.

Who is the head of this Commonwealth Bank? If you put it before I travel through time, I will hang it on a street lamp. "

The expression on Mo Chen's face changed from confusion to shock, and finally to disbelief.

"The Commonwealth Bank is under the direct jurisdiction of the Federal Parliament."

Xiaoda added silently.

"I knew it was indeed those capitalist members of parliament."

Mo Chen didn't know what to say for a moment.

"Is your choice to borrow from the Commonwealth Bank? Although this can indeed alleviate the current funding problem of War Gardens, is this really your decision?"

Wisdom Tree asked.

"No, I really don't want to pay back any more loans. I will never touch the loan services of the Commonwealth Bank. I will choose the second method for now. Try to stick to the War Garden.

Our current defensive strength is not sufficient, but it is more than enough to deal with a small number of undead.

Obtaining trophies from the invading low-level undead is our best option. If there are high-level undead, I will let Rosemary take action directly. "

Mo Chen sighed heavily.

"Well, then let's do what you said, Mr. Mo Chen."

Xiaoda nodded.

"By the way, I'm ready for the spiritual enlightenment ceremony. Xiaoda, are you ready?"

Suddenly, Mo Chen remembered something. After enlightenment, he could become a professional.

If you can awaken some powerful chosen skills, you can directly lead the team to explore the abandoned city.

"Well, it's ready. If you can, you can come to me at noon tomorrow."

Xiaoda replied.

"That's good. As long as I become a professional, the first method can also be chosen."

Abandoned City No. 59 is so large that until now, the best results from both the Federation and the Empire have only been to explore the second ring area.

There is no doubt that there are countless treasures buried in the abandoned city, but the treasures are not easily accessible.

The vast number of low-level undead is just one of the many dangers in the abandoned city.

Other war gardens in competition, hostile undead exploration teams, wanderers hiding in the dark...these are dangers on the surface.

War Garden teams belonging to the Federation can cooperate, wanderers can be recruited, and even under certain circumstances, plant warriors and undead can join forces to fight the enemy.

The real dangers are those monsters that travel through time and space, artificial intelligence that is so out of control that it wipes out everything, and armed robots that go berserk...

Danger is everywhere, but it is hidden deep.

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