Siheyuan: The Idiot in Charge

Chapter 285: Crisis of trust in Chinese Commercial Bank.

Jia Weidong was mentally prepared for Xiu'er's condition.

The same is true.

Jia Weidong was depressed.

Shi Yueru, the firefighter, made a brilliant debut.

"Xiu'er! Dongzi"

Shi Yueru called the two of them softly and walked to the kang.

As soon as Jia Weidong reached out and pulled, Shi Yueru fell into his arms.

Reborn in this era, the innate skill that one can be proud of is farming.

Jia Weidong can only work on the farm.

Farming in a divided manner.

Jia Weidong is experienced in farming.

Since the newly reclaimed wasteland is not suitable for crop growth.

Then you have to transplant it.

Replant into fertile soil.

Pull out the radish and bring out the mud.

The next morning.

The red sun is rising, and the morning glow is gushing out.

Light tears through the darkness and takes over the land again.

Jia Weidong got up on time.

Start meditating every day.

After the true energy circulates in the meridians for a week, it returns to the Dantian.

The true energy in Dantian has increased significantly again.

This feeling has not occurred for a long time.

Jia Weidong knew that this was because of Xiu'er.

Go out for a run, boxing, exercise, then run home.

Shi Yueru, mother and daughter, were still sleeping, lying on the kang with their clothes half undressed.

Jia Weidong really wanted to continue his morning exercises.

What a chance it was to get that ancient book in the first place?

I feel refreshed every day after I wake up.

There are even more feedbacks that greatly increase your strength.

If it had been anyone else, it would have been ruined long ago.

I am afraid that I will avoid him like a tiger, and I will be busy nourishing my kidneys and raising my whip.

"Aunt Ru still has to go to work, so let her sleep a little longer."

Thinking of this, Jia Weidong swallowed and turned around to go to the kitchen to make breakfast.

Both mother and daughter worked hard last night, so I had to get something good to supplement them.

I need to make more and let Aunt Ru take it back.

Otherwise, her mother-in-law will inevitably complain.

Don't think that because her mother-in-law approves, she has nothing to worry about.

Such an old lady has already matured into a woman.

The so-called enlightenment is mostly for profit.

If there is no benefit, do you think she will let Aunt Ru interact with her?

Don't even think about it!

When Shi Yueru woke up, Xiuer was still sleeping.

There was a pool of bright red on the bed sheets, which was particularly eye-catching.

Shi Yueru looked at it with complicated eyes.

"Aunt Ru, get up and have breakfast. If you stay later, you will be late."

Shi Yueru had disheveled hair, a lazy look, and a unique charm. She rolled her eyes at Jia Weidong and said coquettishly, "Sure! Mother and daughter, are you satisfied now?"

"Ahem! Aunt Ru, where did you learn these words?"

"What, isn't it right? Don't you men just like this tone?"

"Auntie Ru! Isn't it appropriate for a mother-in-law to say such things to her son-in-law?"

Shi Yueru held out her chest, her figure was prominent, and she was so trembling that it made people feel restless.

"Humph! Now you know that I am your mother-in-law. Who was holding her in her arms and misbehaving last night?"

"Aunt Ru, you are wise and you are right!"

"Little rascal, Aunt Ru is gone, Xiu'er will be left to you."

Shi Yueru twisted her waist and went to the kitchen to pack some steamed buns and go home.

Xiu'er was still sleeping, and neither of the two people's voices could wake her up.

At this moment, she frowned slightly, looking in pain.

Xiuer suffered last night.

Because Shi Yueru arrived so quickly, Jia Weidong didn't even have time to feed Xiu'er the marrow-cleansing pill.

"She must be made up for"

"Otherwise, Xiu'er wouldn't be able to go to the ground today."

Thinking of this, Jia Weidong closed the door, got on the kang and hugged Xiu'er into his arms.——

7 month 2 day.

It was just dawn.

Jia Weidong boarded the green train heading south to Yangcheng.

<divclass="contentadv">This time he goes to Xiangjiang, and the funds he will use will not be a small amount.

At this moment, he was hiding in the space taking stock of his funds.

【RMB】: One box.

It looks like a lot, but it's actually only over 350,000.

This won't be needed in Xiangjiang.

[U.S. Knife]: 8 iron boxes, totaling 8000 million in cash.

HSBC personal account: 165 million.

[Hong Kong Dollar]: 7 tin boxes, totaling 6800 million in cash.

HSBC personal account: 1500 million.

[Gold]: 2 boxes of large yellow croaker, 196 yuan

4 boxes of small yellow croaker, 2460 pieces.

Some of these golds were obtained by Jia Weidong unexpectedly, some were obtained from Jia Weidong's transactions on the black market, and some were obtained from Lou Xiaoe's family.

When Lou Bancheng retreated to Xiangjiang, he handed it all over to Jia Weidong. After Jia Weidong went to Xiangjiang, he converted it into Hong Kong dollars.

Jia Weidong sighed secretly: "Oh! It's a little short. I need to use it sparingly."

Only when the money is used will it be regretted.

Three days later,

Jia Weidong arrived at Hong Kong Island smoothly.

As soon as he arrived in Hong Kong Island, Jia Weidong went to the company without stopping.

Listen to the reports from Shi Xingyue and Chu Xiaodan.

After the Spring Festival, before returning to the mainland, Jia Weidong told them to pay close attention to the dynamics of the banking industry.

He wants to acquire a Chinese commercial bank.

Acquiring a bank is no small matter.

Several people thought that all Jia Weidong's money was invested in the Dongsheng Garden project.

Although he had some doubts about his strength, he still carried out Jia Weidong's mission seriously.

Shi Xingyue wrote a detailed document on the origin and development of the entire incident and placed it in front of Jia Weidong.

Before the Spring Festival, the Hong Kong Mind Bank refused to pay a check for HK$700 million.

Then there were incidents of insufficient cash to pay some big customers.

This directly became the trigger for the credit crisis of Xiangjiang Bank.

The people in Xiangjiang were in a state of psychological panic. Worried that China Central Bank would not be able to pay cash, they began to run on the bank.

There is a queue to withdraw money every day in front of the China Merchants Bank.

CDB was unable to pay and eventually had to file for bankruptcy.

After the bankruptcy of China Merchants Bank, the public's confidence in China Commercial Bank was shaken.

Guangdong Trust Commercial Bank also suffered a run.

Subsequently, Guangdong Trust and Commercial Bank was taken over by the Hong Kong government.

Next to suffer misfortune was Hengsheng Bank.

When Hang Seng Bank was desperate, it had to ask HSBC for help.

Transferred 51% of the equity to HSBC Bank.

The equity changed hands and the controlling stake was lost.

Then Guang'an, Daoheng, Wing Lung and other banks were run on.

The whole incident went from bad to worse.

Finally, out of desperation, China Merchants Bank collapsed.

Why does this happen?

Shi Xingyue also gave a specific analysis.

First, it is the bank’s business decision-making issue.

As the Hong Kong government pursues economic and financial liberalization and relies on market self-regulation, there is a lack of supervision.

Small banks have sprung up like mushrooms after a rain to seize the deposit market.

At this time, competition among banks in Hong Kong was very fierce.

In order to increase profits and competitiveness, Chinese Commercial Bank boldly invested a large amount of loans in the high-risk real estate industry.

This leads to an increase in bad debts and bad debts on the books, and a decrease in bank liquidity.

When a crisis strikes and there is a run on the people, they will not be able to come up with enough funds to deal with it.

Secondly, there is the power of rumors.

During this crisis, before every bank run occurred, there would be more or less unfavorable news coming out from the public.

And a newspaper's false news, or exaggerated reporting of an accident in the bank, will immediately cause rumors to fly everywhere.

This also quickly caused the grassroots people to lose trust in the relevant banks.

Why are there so many rumors?

No one thought about it.

In Jia Weidong's view, the culprit must be those with vested interests.

During this crisis, most Chinese commercial banks were acquired by foreign banks.

Many Chinese businessmen have almost regarded foreign banks as life-saving straws.

Who knows that none of these foreign-funded banks will make a lot of money in the later period?

Thinking hard.

Perhaps, these Chinese commercial banks are all leeks.

Just fatter leeks.

-