The medical concubine is blessed with good fortune and her husband's life is prosperous. The mo

In fact, Shen Dongsu didn't know much about money houses. After all, she had never been rich in her previous life. She always donated the money she earned to orphanages, so that she could feed her whole family.

I am busy with work and have no time to learn about financial products. The most I do is put the balance into a certain treasure, and the daily interest is enough to pay for food.

But after all, in that environment, no matter how little you cared, you knew more about various banking models than people of this era.

Especially after the money houses were linked to the evil mortgage loans, various loan advertisements were rampant, and it was difficult for ordinary people not to understand them. When she told Jiang Hong about several common models of banks.

Jiang Hong was stunned when he heard this, and couldn't help but refute her again and again: "Princess, the bank helps to keep the money, and the customers pay the interest."

"The escort agency has to pay 30% for helping to transport the silver! If we only charge that little money for long-distance remittance as you said, the bank will suffer a huge loss."

"Even if the interest rate for loans is not as high as that of usury, and we don't have to pay 90% of the money back, the interest rate you mentioned won't be enough. By then, all merchants in the world will come to borrow from us, and no amount of silver will be enough!"

……

Then Shen Dongsu was stunned. Although she had heard about it before, it was only after hearing the owner of the money shop himself say that she realized that in this era, the money shop charged for deposits.

The money houses also charge high fees for exchanging silver bills for cash. If you want to send money across states, you either have to go through a money house or find an escort agency yourself, but the fees are extremely high.

As for lending, in later times, it would all be considered illegal lending! But here it is legal.

The finance of this era gave people a primitive, crazy and chaotic feeling, but the imperial court did not pay much attention to it, and even felt that over-developed commerce would affect industry and agriculture, so various policies that supported business were extremely suppressive of businessmen.

Shen Dongsu stroked his forehead and said, "You want to open an offshore bank. There are only two types of business, one is deposits, and the other is interstate withdrawals?"

Jiang Hong said hurriedly, "There is also money making! Princess, you don't know that most of the trade at sea is trade. If you use gold and silver for transactions, there will often be conflicts due to problems with the quality of gold and silver, or problems with the conversion of gems and pearls."

"I want to make sea money, which will be used exclusively for maritime trade. It does not involve the mainland of Daxia, and I believe the court will not pursue it."

Shen Dongsu agreed, and even planned not to let the money house have too much business for the time being. He would wait until the overall environment was better and then slowly increase the business.

She designed the coins herself, including gold, silver and copper coins, with words engraved on one side and the denomination on the other.

Jiang Hong was very happy that the princess supported the money shop so much, because when he talked about the money shop with others, they were a little indifferent, thinking that it was a loss-making business.

Only the princess seemed to realize at a glance that if this money-lending business could be expanded, it would be a huge and continuous source of wealth.

However, Shen Dongsu immediately summoned Mr. Pang and other officials and asked them to formulate laws concerning this industry before the money houses became too big.

Mr. Pang laughed and said that the court had laws against money houses.

Shen Dongsu shook his head. It was too crude! Anyone with a scheming mind could make dirty money by exploiting loopholes in the current laws.

She knew too well how harmful improper financial management could be to the country.

And she believed that once the money house jointly established by the Jiang family and her was opened, people would soon discover how profitable this business was and would all get involved in this industry. It would then be too late to legislate.

Jiang Hong also agreed that he was fortunate enough to participate in the formulation of laws regarding money houses, which would be of great help to the future development of the Jiang family.

In the blink of an eye, it was New Year's Day. On the eighth day of the first lunar month, all the officials in the city went to the base with Prince Ling and his wife.

Because today is the day when Youzhou's first warship officially has its sea trial, Ling Moxiao had no intention of hiding it. He just hoped that the spies from Goryeo could see it.

Make preparations early, seek help from Silla and Japan, and then draw the three small countries into the war.

At the same time, he also wanted the emperor to know that he was now truly focused on conquering Goryeo and not to find other things for him to do.

On this day, the entire Youzhou Port was crowded with people. When the huge warship appeared on the sea from the shipyard, the crowd burst into thunderous cheers.

This warship is so huge! Jiang Hong was stunned. He had been at sea for many years and had never seen such a ship.

This is not an ordinary wooden ship, but a combination of steel and wood. It shines with the unique luster of metal and is ten times larger than an ordinary merchant ship.

Above the blue sea, under the gloomy sky, it is like an ancient giant, the overlord of the sea.

The most attractive thing was the two long rows of catapults on the deck. They were different from the ones on the city walls, smaller but with heavier bases.

Jiang Hong excitedly pulled Li Nianyu and asked, "Sell it? How much silver?"

If the Jiang family could have a ship like this, he would be willing to lead the team to Tianzhu personally!

No, go to the farther seas. With such a warship, what are we afraid of pirates? The whole world will belong to the Youzhou Navy!

Then Li Nianyu poured cold water on him: "It took the whole city's efforts to build this ship. Even if you tied up all eighteen generations of your Jiang family's ancestors, it wouldn't be enough to buy it!"

Jiang Hong's mouth twitched. He would not give up easily. I couldn't afford it now, but one day in the future, I would be able to afford it!

The warship set sail, and King Ling personally named it "Chengfeng".

To celebrate the success of the Riding Wind, the already lively Spring Festival became even more lively. The nobles from all the northern states rushed to the base to see the Riding Wind.

Ling Moxiao personally wrote a memorial to report the matter of Chengfeng to the emperor.

What he didn't expect was that the emperor did not send the message in the form of an imperial edict this time, but a handwritten letter in his own hand, asking Ling Moxiao to rush back to Chang'an.

At this time, the news of Chengfeng had spread throughout the world. Those who had previously been pessimistic about Prince Ling's attack on Goryeo suddenly changed their tune and thought that with such a warship, how could Youzhou not be able to defeat the small Goryeo?

Naturally, these words also reached the ears of the prince. Although he was severely punished by the emperor for the issue of sacrifice, he heard people outside talking about how brave and wise Prince Ling was.

He was already extremely angry, and suddenly at this moment, he received a secret letter from a spy in the palace, saying that the Emperor was summoning Prince Ling to return to the capital.

At the same time, he found out more details. The emperor summoned several important ministers to discuss the matter and intended to depose the crown prince and make Prince Ling the crown prince.

The prince was feeling desperate. Over the past two years, officials of the prince's party had been repeatedly suppressed by King Wu. The aristocratic families who had previously supported him had also changed their stance due to King Ling's suppression of the aristocratic families, and were showing signs of becoming fence-sitters.

Especially since the Chen family was the head of the aristocratic clan, and Duke Chen was his uncle, they were all staunch supporters of the prince. However, due to Chen Xingyao's actions, he was suspected by outsiders and Duke Chen gave up on him as the prince.

The prince felt like there was a knife hanging around his neck. It would either fall down and chop off his head, or he would raise the knife and chop off anyone who was standing in his way of ascending the throne!

Since he was appointed as the crown prince, he has been acting cautiously and hesitantly. His father the emperor is not satisfied, the court officials are not satisfied, and the King of Wu and the King of Ling are all eyeing him covetously.

After his mother was deposed, his situation became even more difficult, and being scolded by the emperor became a common occurrence.

The prince felt that there were only two options before him. One was to take a gamble while the emperor had not yet issued an imperial decree to depose the prince and he was still the master of the Eastern Palace.

Secondly, just wait to die in the Eastern Palace. The best outcome is to be imprisoned behind high walls until death.

How could he be willing to wait for death! After so many years of management and hard work, is he just going to give it to King Ling?

At this time, someone added fuel to the fire for the prince. It was the commander of the imperial guards, Huang. He had always been a royalist and never participated in party struggles.

However, he secretly sent someone to deliver a letter to the prince, saying that it was because of the queen's great favor that he was able to become the commander of the imperial guards.

He was willing to lend a helping hand to the prince, and even did something that no one else could do, which was to get the queen's handwritten letter from the cold palace.

The prince was greatly encouraged and made up his mind. This time he did not discuss it with Duke Chen because he was afraid that his uncle would once again persuade him to be patient.

On the second day of the second month, the dragon raises its head. That night, the prince launched a coup.

He walked up to the emperor with a sword in hand and angrily asked the emperor why he was dissatisfied with him, why he wanted to depose him, and why he wanted to establish Prince Ling instead?

Upon receiving the news, the King of Wu led his troops to rescue the emperor. When he arrived at the palace, he saw the mad queen rushing out with disheveled hair, and pounced on the emperor together with the prince.

No one knew how the mad queen was released. In the chaos, the mad queen was killed, the prince was seriously injured, and the emperor was also injured.

Before the Crown Prince died, the Emperor answered him that he had no intention of replacing Prince Ling as the Crown Prince, nor did he have any plans to depose the Crown Prince, at least not now.

Before the war between the barbarians and Goryeo is settled, Daxia's internal affairs need to be stabilized.

The prince was puzzled. Could it be that the secret letters and messages he received were all false?

No, it was his father who lied to him. He was unwilling to tell him the truth before he died.

Father has always been like this, he only tells you half the story and lets you guess. If you guess right, it's your fault, but if you guess wrong, it's your fault.

The prince looked at the half-white, crazy queen's body and reached out to hold his mother's hand. He never expected that in the end, they would go on the road together...

The emperor ordered a thorough investigation of the case, and soon Commander Huang was thrown into prison. However, he kept protesting his innocence and had never written a secret letter to the prince.

The reason why he was not there last night was because he went to the imperial mausoleum under the imperial order. He really knew nothing about how the prince broke through the palace defenses, and how the queen rushed from the cold palace to the emperor!

The emperor was seriously injured, the crown prince and the deposed queen were hastily buried, and the Duke of Chen was confined to the Chen Mansion. Although he also said that he knew nothing about it, the emperor obviously did not believe him.

In the underground dark room in the Prince of Wu's mansion, the Prince of Wu drank three cups of wine and laughed wildly. Finally, he finally brought down the Prince!

No, this is not a downfall, but the prince killed himself! The emperor was also seriously injured, and even if he recovers, he will not live for many years.

Mr. Mo is truly versatile, full of strange ideas, and has unparalleled talent.

He alone can defeat a hundred thousand soldiers! Moreover, he can kill people without bloodshed.

This plan abolished the crown prince. On the surface, the King of Wu not only had no involvement, but also had the merit of saving the emperor.

No matter how the emperor investigated afterwards, he could not find anything to blame him. Mr. Mo always saw things that others could not see, and used insignificant little people to accomplish great things.

The King of Wu decided not to let Mo Xiujin leave. Originally, according to the agreement, he would let him leave the capital after overthrowing the crown prince.

But now, King Wu couldn't bear to let go, and decided to change the agreement to when he was appointed as the crown prince, he would let Mo Xiujing leave the capital.

He thought Mo Xiujin would protest, but he didn't expect that his expression remained unchanged, and he just smiled and said, "

"Then Your Majesty, please prepare more medicine for Xiu Jin. As long as Your Majesty doesn't mind that I'm crazy, Xiu Jin is willing to serve Your Majesty at all costs!"

When news of these major events in Chang'an reached Youzhou, Ling Moxiao was leading the navy on board the Chengfeng for a sea trial, while also testing the range of the ship's catapults.

He didn't expect that so many things would happen before he could respond to the emperor's secret letter summoning him to return to Chang'an.

The prince died just like that, it was too hasty of a death.

Shen Dongsu suspected that it was some evil plot, deliberately luring Ling Moxiao back to Chang'an.

But after receiving the letter from Brother Xiao Pan, she no longer had any doubts. At the same time, she thought to herself that Brother Xiao Pan had indeed gone to Chang'an to see the prince off.

They also sent away the queen, the real madwoman. Brother Pan was crazy because of his illness, but the queen was really crazy.

The emperor did not make things difficult for the people in the Eastern Palace, and he did not even take away the title of his son, the crown prince. He simply moved him out of the Eastern Palace.

Brother Xiao Pan said that he would not return to Youzhou for the time being and he had other things to do in Chang'an.

Shen Dongsu suspected that he was under house arrest by King Wu, but Ling Moxiao said that if he was really under house arrest, the letter could not be sent back.

Moreover, Mo Xiujing is protected by the palace's personal guards. If he really wants to leave, no one can trap him.

It seems that there are still people in Changan who are on Xiao Pan's "death list".

Chang'an is becoming more and more chaotic, but it has nothing to do with us in Youzhou.

What’s funny is that when the news of the prince’s death spread, some nobles in the northern border actually came to give gifts to Prince Ling.

Needless to say, these must be the prince's party. Now they are all on the side of Prince Ling.

Ling Moxiao didn't react much to this. He just accepted the gift. After all, it costs money to maintain a navy! Why not accept the money?

He would not make things difficult for the princelings and aristocratic families, because he disdained to do so. He not only disdained to do so, but also disdained these aristocratic families.

In the past, the nobles could shake the foundation of the country, but now, as long as Prince Ling is around, the nobles will always want to revive their former glory.

When the Youzhou laws are implemented throughout the northern border, academies like the Wanshu Pavilion will be built in each state, so that more children from poor families and ordinary people will be able to receive education.

The gentry no longer control educational resources, their voice in the military and politics is getting smaller and smaller, and they cannot vigorously develop industry and commerce like Youzhou did. They will only degenerate into ordinary wealthy gentry.

Ling Moxiao did not take advantage of the situation to continue suppressing the gentry as Mr. Pang thought, because he had already seen through it.

The development of Youzhou is to dig out the foundation of the nobles. If this foundation is destroyed, why should he do anything? Time alone can kill those nobles who are willing to change.

Regarding the matter in Chang'an, Ling Moxiao's only response to the emperor was to present a valuable gift and at the same time stated that the situation with Goryeo was critical at this time and he could not leave.

The emperor didn't write any more secret letters, it seems that he has temporarily given up on letting Ling Moxiao return to Chang'an.

Shen Dongsu felt much more relieved and began to prepare to welcome the arrival of the large group led by Sister Ayuan.

Jiang Hong was glad that he left Chang'an years ago. He said that because of the coup in the Prince's Palace, the nobles in Chang'an were purged, many of the prince's gangs died, and people lined up to be beheaded at the Caishikou every day.

Throughout February and March, people in Chang'an lived in fear, fearing that they would be arrested and beheaded for something as trivial as delivering food to the prince's residence.

In comparison, the emperor was far away in Youzhou City, and by the time the news spread among the people, it was already mid-March and everyone was busy with spring sowing.

If the emperor had died, it would be a national mourning, and the people would have taken it more seriously. But since the prince had died, and Prince Ling had not returned to Chang'an to attend the funeral, the people only discussed it a bit and then went about their own business.

Shen Dongsu was very satisfied with this situation. As I said, I have no control over the chaos in Chang'an, as long as it does not affect Youzhou.

Ling Moxiao's return did relieve her stress, but she still had to do the work she was supposed to do, and she also had to take care of the twins, so she still lived a fulfilling life every day.