Xiao Yunyan's cousin, Xiao Sicheng, proposed that it be put into trial operation in only one city. Not everyone can request a loan. Only farmers with good credit standing and the ability to repay can apply for loans.

When qualified farmers want to expand their operations but have insufficient funds, they can apply for loans. Is it reasonable for the accountant and agricultural technicians assigned by Xiao Sicheng to evaluate his idea?

Although Xiao Yunyan's funds came easily, she didn't particularly care whether the funds were profitable. But at least the safety of your funds must be ensured. This is not a matter of lending a few taels of silver to one or two farmers, but a matter of low-interest agricultural loans to be implemented throughout the city and even the entire Beichuan.

Whether it is profitable or not is directly related to whether the loan can survive for a long time in the future.

Xiao Sicheng was able to make such a suggestion only after having an in-depth discussion with Xiao Yunyan, thinking about it carefully when he went back, and then put it forward after discussion.

Xiao Yunyan felt that her cousin was very smart and cautious. It can be believed that she found two more talents in this field to assist Xiao Sicheng. The three worked together to develop detailed loan policies.

Xiao Yunyan discussed this idea in depth with the emperor. Although the emperor expressed concern about his daughter-in-law proposing such a bold idea. Moreover, this matter was not an order issued by the court. When it was implemented, there was a fear that some farmers might cheat on it.

Xiao Yunyan was not worried.

First of all, she has enough ability to protect herself. There is also enough strength to make everyone execute according to the contract.

Secondly, she is not afraid of being short-changed. Not afraid of losing money either. The implementation of a new policy will inevitably take some detours, and there will always be many gaps between assumptions and reality.

No matter how perfect the policy formulation is, during the implementation process, because the gap between the implementers and the subjects they face is too large, the implementation effects will vary widely.

In the end, Xiao Yunyan's goal is not how much money she makes, but to make every household in Beichuan's farmers live a good life. Give them the ability to expand production. Allow merchants to have sufficient supply of goods to trade with other neighboring countries. One-stop production and marketing, forming a virtuous economic cycle.

Beichuan was once surrounded by others, not only because he had a mole, but also because he was not strong enough.

Although Beichuan is a little wealthier than the surrounding countries, it does not have strong enough economic and military strength to protect its own property.

What Xiao Yunyan has to do is to raise Beichuan's economy to a level that others can only dream of. No one dares to provoke military power easily. For the sake of their own economic interests, surrounding countries will inevitably take the initiative to have good relations with Beichuan.

so. You must make your country strong enough. Only in this way can we protect the stability, unity, and prosperity of our country.

The emperor listened to Xiao Yunyan's talk. He felt that his little daughter-in-law's ideological level far exceeded his own. The emperor felt both a sense of crisis and great relief.

Emperor Wu of Sichuan was considered a wise king. He will not want to harm others just because he feels that others have surpassed him and that he is threatened. Instead, give this little daughter-in-law enough rights to let her fully utilize her abilities and benefit the people.

Emperor Sichuan Wu believed that Xiao Yunyan could make that country particularly rich and powerful as long as she was given a little free space in any country.

Beichuan is so lucky to get this treasure. Moreover, the emperor was particularly honored to turn this treasure into the daughter-in-law of his legitimate son, Li Mohan. And Li Mohan is his ideal heir to the throne.

The emperor is relatively more rational. He suggested to Xiao Yunyan: "How about this? The three state capitals on the Qiang-Rong border and the three state capitals on the Beiyou border will be made fiefdoms for you and Xiao Si'er.

You don’t have to go back to Beijing often on weekdays, you can go to your fiefdom to carry out construction. All the rules and regulations there are made by the two of you. It only needs to be reported to the court, and if approved, it can be promulgated and officially implemented.

In other state capitals, agricultural loans will not be touched for the time being. If you make the stall too big, it will not be easy to achieve the desired effect.

Finally, Xiao Yunyan accepted the emperor's suggestion. I gathered my cousins ​​and uncles together and held a meeting. Anyone who is willing to go to the fiefdom to hold some positions can go with her. If you don't have that idea, you can stay at home.

The school has been opened. Those who want to study in the school and gain fame can enjoy the family's various educational resources for free. Each student will also be given ten taels of silver every month as pen, ink, paper, inkstone and living allowance.

Those who want to go to the fiefdom to hold an official position will also be given good development opportunities. Even if they don't know anything at first, Xiao Yunyan will invite masters from various fields to teach them.

There are many children in the family, and there are also many branches. Some of them are suitable for learning, but they are still willing to stay in the capital. There are some people who are unwilling to engage in learning and want to independently venture into the world and start a career since they were young. Naturally, they are willing to go to Xiao Yunyan's fiefdom. After all, Xiao Yunyan has the final say there.

Xiao Yunyan originally had a large amount of private land there. Now since there are six state capitals that are all fiefdoms of Prince Duanjing. Then what she wants to do is not just a matter of planting a few acres of land and raising a few pigs, chickens, ducks and geese. She wants to build her own fiefdom in all aspects.

Because the Duanjing Palace received a fiefdom, but the eldest prince and the second prince did not have their own fiefdoms, they asked the emperor in the court to also obtain fiefdoms.

The emperor was very disappointed with them both. A large amount of evidence proves that they are deeply colluded with rebel groups. Almost became two slaves of others. I was so stupid that I didn't realize it, thinking that others were going to support one of them to become emperor. In order to gain others' support, he actually participated in the assassination of his own father.

However, the relationship in the court is still complicated. After all, his youngest son hasn't fully stood up yet. He endured the disgust in his heart and wanted to give his two eldest sons one last chance. Promise them too. Give them a fiefdom in the state capital they like.

However, they have an agreement and give them five years. If under their governance, the fiefdom becomes more and more prosperous. People's lives have become rich. Their reputation is getting better and better. Then these fiefdoms will be in their names.

In those places, farmers complained. The economy is getting worse. Then disqualify them from being feudal lords.

Although the eldest prince and the second prince were reluctant, the emperor made such a request. If they did not agree, they would not be eligible to receive the fief.

Therefore, we can only accept the emperor's request and sign such an agreement with the emperor.

The emperor is not afraid of them messing around. Although they were disloyal to him, if the fiefdom could be governed with clear politics, a prosperous economy, and the people living and working in peace and contentment, he would not object to his two eldest sons being qualified to inherit the throne.

Only with competition can there be progress. Even if you are not loyal enough to him. He even had thoughts of killing the king and his father, but if he could become a wise king, the emperor felt that he could also consider letting him inherit the throne.

The first consideration when becoming an emperor is the ability to govern the world. Filial piety is a quality that a son should possess. And as the heir to the throne. First of all, you must have the ability to govern the country.

Regarding the emperor's decision, Xiao Yunyan and Li Mohan did not interfere too much. The emperor has the emperor’s considerations. As children, they just need to be themselves.

Li Mohan discovered that the fiefdoms given by the emperor to the eldest and second son were all closer to the south, while his fiefdoms were all to the north and west.

Originally, the six state capitals where Xiao Yunyan and the others were located were the most economically backward places in Beichuan. Because we are constantly being harassed by neighboring countries. People have no long-term plans there.

This time the three countries jointly invaded the border, most of the farmers had left their land. Most of the people still there are retired veterans. On Xiao Yunyan's private land, she works like a long-term laborer. This is a bit like a military reclamation place.

Xiao Yunyan wants to build her closed area into a prosperous place with coordinated development of economy, culture, politics, and military.

It's like building a small country on ruins. Everything has to be started from scratch.

There are very few places where the original foundation is available. There is so much that needs to be modified and rebuilt.

What the eldest prince wants is the three state capitals of the Kingdom of Cathay in the south. He originally wanted six state capitals on the east side by the sea.

The emperor said: "If you want six, then choose the one with the worst economic conditions and exchange it with your fourth brother."

Of course the eldest prince is not willing to change. However, the three state capitals to the east are a bit small, while the three state capitals near the Kingdom of Sinian are larger. Because it is located in the south and has a well-developed water network, it is a major rice-producing area. The economy here is relatively prosperous relative to the northwest.

And the inland river there has an outlet to the sea. Twice a year, his maternal family went to trade with countries far away on the sea. He happened to have a fleet of ships and went overseas with his maternal family to do trade.

The second prince wants three state capitals in the east, close to the sea. There are abundant fish, shrimps and pearl shellfish. Agriculture is underdeveloped, but the economy is very prosperous.

In Beichuan, it is also the largest aquatic products trading center. When the second prince obtained these three state capitals, he also used his scheming skills to wrest them from the hands of the eldest prince. Because the coastline here is long and it is easy to go to sea, it is the most ideal fiefdom for the eldest prince.

Apart from these three sons, the third prince does not yet have a fiefdom. The emperor let him choose. He chose three state capitals very close to the capital. It happened that his maternal family had a lot of land nearby.

But the emperor did not agree. The fiefdoms were all far away from the imperial capital. Otherwise, there would be a relatively independent political power under the eyes of the emperor in the capital. Once the third prince has a wrong idea, the palace will not be safe.

In the end, the third prince chose three state capitals that were close to the Yun Family Silk Reeling Factory. The location of the Yun family's silk reeling factory was originally a place that the other three princes were fighting over. But the emperor told them that that area would not be used as a fiefdom. The emperor asked them, with the Yun family here, who can compete with them? The three princes also died down.

What is left is that the princes are working hard to govern and carry out construction in their own fiefdoms. Whoever manages the best fiefdom in five years' time will be given the position of crown prince.

Although the emperor did not say it clearly, the ministers in the court were talking about it. I think the emperor wants the four princes to go out and have some experience. At least in the fiefdom, they will do their best to build.

If there is no good governance there after five years, it will be taken away. If it is managed well, the country will also get some tax revenue. Beichuan's economy as a whole became prosperous. The four princes also have their own financial strength and foundation, which is a matter of killing two birds with one stone.

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