I'm an agent, so it's normal for me to know some Feng Shui.

After reading this, some people may say, "Oh, your usury loan is not protected by the law, so you don't have to pay it back."

If you really think so, it can only be said that you are too naive. Here is a brief explanation of casino loan sharking.

Maybe there are friends who have done this business. In professional terms, people in the industry call it "rice money".

Sow a grain of millet in spring and harvest ten thousand grains in autumn. This is exactly what casino loan sharking means.

The legal maximum annual interest rate is 24%. Casinos usually lend you nine out of ten loans, which means you will receive the 10% interest first.

Even if this 10% is monthly interest, the annual interest is 120%, which is sky-high. However, your IOU does not necessarily have only one creditor, but one step at a time.

That is, you borrow from A, the annual interest is 24%, but A has no money, and A borrows from B for you, the same annual interest is 24%, but please note that the interest borrowed by A and B is borne by you [voluntarily], and B has no money. , and borrowed from the helper and C, the same 24% interest was generated, and the interest was borne by you [voluntarily]. What stands out is the word [voluntarily]...

Step by step, the above data is not necessarily accurate. Anyway, the annual interest is 120% or even higher within the approximate legal range. However, only one of the interest rates is within the normal contract, and the other interest rates are because you need it urgently. The money is [voluntarily] borne.

In addition, there are other ways to get around the corner. If you encounter it, you are lucky.

This is just a normal algorithm. The underworld algorithm of loan sharks is even more terrifying. They may not even be able to figure it out in the fog. In short, it is normal for you to borrow 100 million and ask you to pay back 300 million in the next year.

I'm making it clear that I'm just playing word games with you. If you don't pay, the creditors above have the right to come to you and cause trouble.

Of course, there is a provision in the lending law that invalidates refinancing for profit, but if you look carefully at the contract, who is making a profit? Every creditor collects the interest they deserve reasonably and lawfully within the scope of the law. It's just a coincidence that you voluntarily borne these interests.

Even if you go to court and the loan contract is ultimately deemed invalid, why don't you try to pay back the money?

Those who are more courageous will not even play the game with you, but will ask if you still want to pay it back?

There are plenty of ways to punish you!

The most important point is that gambling is prohibited in our country. The legalization of Ma Gang Casino is a legacy of history. If you can't help but be jealous, you will have to bear the consequences.

……

"Then what are your plans in the future?" After Xie Wencen calmed down, Yu Hongzhou asked the question again.

"What are your plans? Just keep looking for a job." Xie Wencen smiled bitterly and pondered for a moment. She suddenly turned her head and said to Yu Hongzhou: "Mr. Yu, you seem to be doing well now, can you give me a bowl of rice?"

Yu Hongzhou slowly shook his head, "I don't have a job suitable for you right now, but maybe I can in half a year." Maybe we can arrange it when the villa is built, but now, there really isn't one.

But Xie Wencen didn't understand the meaning of Yu Hongzhou's words, and just thought he was refusing. Who can tell clearly what will happen in half a year? Her face suddenly dimmed, and she forced a smile and said: "Old classmate, if... if I am willing To accompany you, can you give me some money? I...I am still a virgin..."

Yu Hongzhou's face suddenly darkened: "Don't! If you say that, get off the car and don't ruin my image of my old classmates."

"Haha... I'm just kidding... Haha..." Xie Wencen suddenly laughed, but the smile turned into crying, "I really don't know what to do! I have to help my dad pay back two With so much debt, I’m really tired...I can’t hold on anymore..."

damn it……

Yu Hongzhou suddenly felt irritable and slowly stopped the car on the side of the road and handed over a tissue.

I really didn't know Xie Wencen well, so I thought the matter would be settled after I dropped her off, but now that she's acting like this, it's hard not to feel pity for her.

Maybe the other party also had some elements of acting, but what the other party said should not be false. If he was not really short of money, he would not go to a place like KTV to work.

"Stop crying, let me ask my friend if there is anyone missing." Yu Hongzhou said loudly, covering up Xie Wencen's cries.

Xie Wencen's cries gradually became suppressed and subdued.

Then Yu Hongzhou took out his cell phone, thought about it and called Ouyang Jin.

"Hong Zhou? Didn't you go to discuss road construction with the construction company?" Ouyang Jin answered the phone and asked.

"Well, it's settled. Sister Ouyang, are you still recruiting people there?" Yu Hongzhou asked. He remembered that Ouyang Jin said that he wanted to recruit an assistant, but he never found a suitable one, so he left it alone. Work harder on yourself.

"Haha, here's the trick! Isn't there always a suitable one? Do you have someone to introduce me?" Ouyang Jin asked with a smile.

"I have an old classmate here who is more able to endure hardships. Why don't I bring him here for you to see?"

"now?"

"Yes, she is in my car now."

"It's a girl, right? I don't want a boy."

"It must be a woman." Yu Hongzhou was amused by Ouyang Jin's words, and the irritability that had just been caused by Xie Wencen's crying was dispelled.

"Okay, you can bring her here, I'm at home." Ouyang Jin said lazily, as if he just stretched out, which made people think a lot. The young woman will indeed show her own advantages.

So, young people, don’t treat young girls as treasures.

"Okay, just wait for me and I'll be there right away." After saying that, Yu Hongzhou hung up the phone.

Then he said to Xie Wencen: "I will take you to a friend of mine now. She is looking for an assistant. I am not sure about the salary. You can talk to her yourself later. Also, can you drive?"

"I know how to drive an automatic transmission." Xie Wencen nodded.

"As long as you know how to drive it." Yu Hongzhou nodded slightly, then stepped on the accelerator, and the car shot out. Although the Phaeton was not a sports car, it still felt like it was pushing against the back.

When she arrived at Ouyang Jin's house, she was waiting in elegant home clothes. There were freshly washed fruits and some girls' favorite snacks on the table.

"Huh? What's going on? Why does the little girl look like she just cried? Hong Zhou, what did you do to her?" When Ouyang Jin saw that Xie Wencen's eyes were red and swollen, she immediately became curious.

"How good I am at her, you can't blame me, she just got laid off." Yu Hongzhou said calmly, if she can stay, if she wants to talk about Xie Wencen, let her talk about it herself, Yu Hongzhou will definitely not be able to talk too much.

"What's the point of crying after being laid off? As long as you have hands and feet and are healthy, why are you worried about not being able to make money? Come on, sister, let's sit down and talk." Ouyang Jin pulled Xie Wencen to sit aside.

Seeing that the two of them were already chatting, Yu Hongzhou didn't interrupt much and took an apple with the bones in it and swallowed it in several bites, along with a lot of spicy strips.

Ouyang Jin is not afraid of acne, so she has several fruit bowls filled with various spicy products.

Well, Sister Xiang, I understand.