After the father of the subjugated country secretly read my heart, he became angry.

Chapter 137 Playing board games and learning loan business

Xiao Yunzhou would never admit that he was robbing his son of something to play with.

"I just want to check if their toys are inappropriate and correct them."

He sat across from Sanda and quickly thought that with several of his sons playing together, it might be a bit unsightly for two of them to play the 'rich man'.

"Wei Zheng, come too."

"!"

Not long after, Xiao Chuchu was carried over by Xiao Yunzhou himself, teasing her while playing.

Xiao Yunzhou actually gave some suggestions, "This map is made of rice paper, which is too easy to damage. Wei Zheng, go back and ask the Construction Bureau to make one side of it with colored glaze."

"And for this card, don't use paper, use wooden cards instead, and paint them in different colors. The silver taels are made to look like bills from Jingguo Money Bank, and the ones with smaller denominations are made to look like ingots."

"The items traded in this mutual market, such as rice, cloth, horses, sheep, etc., are all carved into miniature versions of wood."

Sanda's eyes lit up after hearing this.

[Ah, is this what the Emperor’s father said about the correction? I thought he could discover Monopoly's improved gameplay. As a result, it became a luxurious palace version set, haha~]

Xiao Chuchu was happy.

"..." Xiao Yunzhou was silent.

Was he laughed at by the fairy girl?

Well, he was just waiting for little Gege to grow up and be able to play without dirtying his fingers.

Otherwise, the Xuan cards made by Liu Bin and Min Bin would be all ink.

After playing for a long time, my fingers are all black.

After a while, the rich man's chessboard map was wrinkled.

He was not willing to let his daughter suffer this injustice.

Xiao Yunzhou took a deep breath and looked down at the little heartless fairy girl.

[But the emperor’s father has a way of making board game props, he’s really good at it. 】

[After this version is made, if it looks good, I will want to collect it. 】

Xiao Chuchu became happier after thinking about it.

When she grows up, she can also play.

[The first set of Rich Man has commemorative value. I want to keep it for myself, hehe. 】

[The emperor’s father was right when he said that this kind of thing is a toy to lose one’s ambition. My brother can’t play with it, so just let me sacrifice it. 】

Xiao Yunzhou didn't know whether to laugh or cry, his mind was attracted by his daughter's voice.

Accidentally, I walked onto Sanda’s land.

"Hahaha, pay the rent, brother!"

"..."

After half the game, Xiao Yunzhou was actually very unlucky and repeatedly walked into Sang Da and Wei Zheng's territory.

I also walked to the random event grid, lost money, and was robbed.

His land rent collection was also not going smoothly. Over time, he became the poorest in the field.

Xiao Yunzhou's face gradually turned ugly, and Wei Zheng was sweating profusely.

Only Sang Da smiled the most happily and was not afraid of Xiao Yunzhou's rebellion.

"Brother, you can't play games." Sanda mocked readily.

[Ouch, what a bunch of noobs. 】

Xiao Chuchu watched half of the game and forgot to "watch the chess without saying a word", and couldn't help but start giving advice in her heart.

[Dish, just one word. 】

The corners of Xiao Yunzhou's mouth twitched.

Although he didn't understand what food was, his daughter's voice didn't sound like she was praising him.

Xiao Yunzhou's ears turned red and he didn't want to play on the spot.

But soon I heard my daughter’s inner voice.

[This kind of board game relies partly on luck, and partly tests the players’ strategies and calculations~]

Xiao Chuchu had some experience and wanted to play tricks.

[The winning or losing of the rich man is strongly related to the player’s early and mid-term investment strategy. 】

[Imagine yourself as an investor. When buying land in the early stage, you should pay attention to the land price, rent, return on investment of upgrade fees, and also pay attention to their distribution location on the map, such as near banks and mutual markets, which is better. 】

[Not the most expensive one. 】

Xiao Yunzhou was startled.

What his daughter said reminded him of his previous "Finance" knowledge in the fairy world!

Xiao Yunzhou's eyes were shocked. Unexpectedly, the game Liu Bin came up with also contained the practice of financial knowledge?

[In addition, you should always pay attention to cash flow, do not invest blindly, and do not put all your eggs in one basket. 】

[Moreover, it is difficult for conservative players who just want to be a housewife to seize the first place. 】

[Sometimes it is necessary to be radical, such as Cheng Shan, who rushes to the exchange market and buys a low-priced horse. When the price reaches five times, the rental income will far exceed. 】

"...!" Xiao Yunzhou felt hot behind his ears. So, he doesn't have an investment strategy for Chengshan yet?

[Ouch, Chengshan has quite a business acumen. 】

Xiao Chuchu really thought of it too.

[Be brave and buy it when you see the right moment. 】

Xiao Yunzhou hissed.

[But it’s such a pity that my mother didn’t build the loan function of the money bank. 】

Xiao Yunzhou raised his eyebrows, loan?

[This cannot be blamed on my mother,] Xiao Chuchu did not notice the abnormality of his father and continued to work hard, [because the emperor's father did not perfect the functions of Jingguo Money Bank, naturally my mother could not do it in the game. 】

[In addition to deposits, banks also provide loan services. 】

"!"

Xiao Yunzhou's eyes were shaken.

[Where does the interest on people’s savings come from? Most of them are banks that take these funds and reinvest them in other projects, or they come from loan interest. 】

Xiao Yunzhou suddenly came back to his senses and looked at the rich man's wrinkled map again. The money line was prominently located on it.

In an instant, he was enlightened!

No wonder, he always felt that something was strange when he first started playing.

This is a good place for money. He just passed by it on the map and didn't want to go in.

Because the interest income from saving money is not as high as the income from buying low and selling high in the market!

So that’s it, here’s the problem.

Xiao Yunzhou finally knew that the money bank in Rich Man was not used to save money, but to provide loans to players!

He can borrow money, buy land and horses, and pay it back after making money.

[Speaking of which, when will the emperor’s father start the loan business of Jingguo Money Bank? 】

Xiao Chuchu had been dozing off and nursing for a while, dominated by the baby's high needs.

From time to time, I am interrupted by skills sent by the system.

Only now did she remember the important matter of the bank's loan business!

[Some Beijing officials and people have just arrived in the capital and do not have enough money to buy a house. Jingguo Money Bank can lend them money. 】

[Interest is higher than deposits, but not much. 】

"!" Xiao Yunzhou realized.

It turns out that if the Qian Bank is run properly, Qian Liang can theoretically run on its own.

While charging loan interest, give out deposit interest.

The money bank does not need to worry about Jingguo's treasury. It only needs to pay back the interest on time!

[In addition, we can also provide business loans to some businessmen who want to start a business. 】

Xiao Chuchu thought about it.

[But please pay attention to the qualification approval of merchants. 】

[Money banks must also prepare certain provisions for bad debts. 】

"!"

Xiao Yunzhou was enlightened.

He used to always force the Ministry of Accounts to think about making money.

But this is wrong. There are only a few people in the Ministry of Household Affairs. The strength of a country ultimately depends on the strength of its people.

If everyone in Jingguo's merchants was profitable, would Jingguo still be worried about having no income?

Those businessmen who have no money temporarily but have investment vision such as Chengshan should get the support of Jingguo Money Bank!

Give them the opportunity to make money from their money!

[Well, if the money bank can open housing loans and commercial loans like this, the emperor's father and Uncle Jiang from the household department will not have to sleep awake, fearing that they will not be able to pay the people's money for interest rate increases when they expire. 】

Yes, that’s it!

He wanted Jiang Li to come and play with this rich man quickly.

Xiao Yunzhou stood up with a snap.

If Jiang Li is stupid and can't figure out the loan strategy from this board game, then he can only work harder and give him some advice after a game!

Xiao Yunzhou got excited thinking about it and slammed the table hard, knocking all the rich man's cards away.

"??" Sanda glared, "What a shame, brother, why don't you admit it when you are about to lose!? Destroy the evidence?"

Xiao Yunzhou: "...cough."

Is he this kind of person?

But just as he was about to speak to the people in the Household Department, he heard the announcement from the guards outside.

"Your Majesty, Mr. Fu Cha and Mr. Shen Mian of the Cabinet would like to see you."

Sundar looked unhappy.

Xiao Yunzhou was happy, "Call them in. By the way, call me all the six departments."

"Wei Zheng, quickly find some young eunuchs who are good at writing and make three rich man playing cards urgently."

"I want to play with the Cabinet, the Sixth Department, and Brother Sanda!"

What?

It's time to discuss matters.

What cards do you want to play?

Xiao Yunzhou's words shocked Sang Da, who was reluctant but ready to leave, as well as Fucha and Shen Mian, the two cabinet ministers at the door.

That cowpox seemed to be planted on the emperor's forehead!

The prince is fine, the emperor is stupid!

"Brother, you are still brave." Sang Da, who was watching, was impressed.

Xiao Yunzhou: "..."

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