Catch the sea: start with a sand shovel and take over the entire beach
Chapter 1072: Money can solve all problems.
Gold jewelry is certainly profitable. Gold has been on a steady upward trend and the profits are considerable.
Not to mention jewelry, which has seen almost explosive growth.
But Zhao Qin was still somewhat resistant to this way of joining. He regarded Lao Feng as a friend, so it was impossible for him to discuss cooperation in this way, at least not now.
"Gangzi, let's end this topic here."
Hearing him say this, Li Gang and Yu Fako looked at each other, and the latter laughed, "I won. Remember, a Porsche."
Zhao Qin was a little confused, but Yu Fako quickly hugged him and explained, "Gangzi and I made a bet. Gangzi said you would agree, and I said you definitely wouldn't."
"Oh my god, do you two have any sense of public morality? You're using me to bet." Zhao Qin was quite angry.
"Okay, as long as you come to Beijing, you can drive that Porsche."
"Well, that's pretty much it."
The three of them walked out of the food stall chatting and laughing. After entering the hotel, they saw Feng Ruonan coming towards them. Yu Fako and Zhao Qin winked at each other, then pulled Li Gang upstairs to rest.
"Let's go sit in the tea bar over there for a while," Feng Ruonan suggested.
The two of them came to the tea bar, and after the waiter brought a pot of tea, Feng Ruonan looked at his watch and said, "My dad should be here soon."
"Okay, then let's wait for Mr. Feng to come and talk together." Zhao Qin picked up the kettle and poured water into the cup in front of her.
Still couldn't help asking, "You and Cheng Yue...are very familiar with each other?"
I wanted to ask if we had talked about it before, but I changed my mind at the last minute.
Feng Ruonan shook her head slowly. "We are not familiar with each other. We are both from the class of 03. I am from the Department of Information Management, and he should be from the School of Psychology and Cognition..."
Seeing Zhao Qinmeng's eyes widened, she frowned slightly, "There's no need for me to lie to you about these."
"No, go on." Zhao Qin was just surprised. It turned out that this girl was in the same class as him. He could only say that he had studied for a short time and his circle was small at that time, so he had never had any contact with students from other departments.
"You men are sometimes very childish, always like to rank girls. At that time, I was... according to them, I was the most beautiful girl in the Department of Information Management.
Then, Cheng Yue seemed to be betting with his friends, saying how many days it would take to catch me.
When I heard about this, I naturally refused without saying a word, but this person kept bothering me and kept bothering me during the four years I was in school..."
Because of face?
Or maybe it’s really best if you can’t get it. Zhao Qin somewhat understands Cheng Yue’s approach.
"Then after graduation, you returned here?"
"I graduated last year. At first, I wanted to stay in Beijing. My father also wanted to open a store in Beijing. We had almost negotiated the location, but the landlord changed his mind.
At that time, Cheng Yue called me and said he could help, but I didn’t want to have anything to do with him, so I refused. ”
Just at this moment, Lao Feng came over, sat down and apologized again and again, "Aqin, I'm really sorry, something happened at home..."
"Mr. Feng, let's not be polite. I just happened to have two friends from Beijing... This is roughly the situation."
He did not hide anything, but just to save Feng Ruonan's face, he made Cheng Yue's starting point a little vague. However, with Old Feng's shrewdness, he could understand it.
Sure enough, he turned his head to look at his daughter, then sighed, "Thank you, it's not a big deal, I can handle it."
Zhao Qin didn't say anything else, but Feng Ruonan showed her stubborn side and looked at him, "Mr. Zhao, can you help me make an appointment with Cheng Yue? I want to talk to him in person."
"There's no need for that. I'll handle it." Old Feng interrupted his daughter. It would be fine if he was wronged, but he couldn't let his daughter suffer any injustice.
"It's actually not that complicated, Mr. Feng. I know everything. Can you tell me about your current difficulties?"
Lao Feng hesitated for a while, "Aqin, I'm very happy that you can come here. I can do these things..."
He still didn't want to appear too cowardly in front of Zhao Qin. Besides, how could he have the nerve to ask for help since the other person had given him face to attend the wedding banquet?
But he was interrupted by Feng Ruonan before he could finish his words. "We are being squeezed. Not only can we not get new goods, but we are also required to pay part of the agreed payment in advance.
So my family is now... cash flow is not going to work, and several stores are still urging us to deliver goods."
Zhao Qin understood that what businessmen fear most is the word "cut-off". Once they fall into such a vicious cycle, without strong external forces,
It can only keep shrinking and shrinking until it disappears completely.
"Mr. Feng, we should have some savings after doing business for a few years, right?"
Now that everything has been said, there is no need for Lao Feng to hide anything. He smiled bitterly and said, "Brother, I will tell you the truth. I have invested all the money I earned earlier in the new store.
As for cash flow, there really isn't much.
I do have more than 3 million on hand, but I have a bank loan that is due soon, and I cannot touch this money no matter what."
"What are your plans?"
"I was thinking that after I paid off this loan, I would see if I could get another 10,000 yuan. If I could, it wouldn't be a big problem. If not..."
Lao Feng smiled carefreely, "It's not a big problem. I currently have seven stores. At worst, I can shrink them a bit."
Zhao Qin hummed. He understood that Lao Feng was just pretending to be carefree because there were external attacks. As long as the pressure continued to be on him, his life would not be easy as long as he had one store left.
After thinking for a moment, he thought of Li Gang's previous proposal, hesitated for a while and asked, "Have you ever thought about introducing funds?"
"Distant water cannot quench immediate thirst, brother, I'm telling you the truth, I'm not a conservative person, I thought about bringing in some like-minded people to work together earlier, but now, the risk is too high.
If you invite someone in, you are harming them."
Zhao Qin thought about it and called out to Wang Jiasheng who was sitting not far away, "Brother Sheng, give me the bag."
He took the bag and opened it, then took out his checkbook. The bank had urged him to get this, but he felt it was a bit pretentious, so he kept it in his bag and never used it.
He took out a pen and glanced at Lao Feng before writing, "Is fifty million enough?"
"What?" Lao Feng was stunned for a moment and then reacted immediately, "Brother, I can't hold you back..."
"Mr. Feng, don't think too much. I just made some money and have been sitting idle. If you need it, let's make a deal. The interest rate will be based on the bank's five-year loan. I just made some interest.
As for this money, I allow you to pay it back within five years. I believe that as long as you solve the short-term funding problem, with Mr. Feng's ability, you can still pay back 10 million a year."
"Brother..."
"Boss Feng, let's stop being so fussy and just tell me if it's enough or not."
Lao Feng nodded gratefully, "Enough, that's enough."
Zhao Qin wrote the check, thought for a moment, and placed it in front of Fang Ruonan. "Go cash it first, and then just give me an IOU."
"Brother, you've helped me a lot. What do you want me to say?" Old Feng was quite sentimental and his eyes were red.
Zhao Qin smiled and said, "Mr. Feng, as for the external pressure, don't worry too much. It will be fine in two or three days."
"Mr. Zhao, if I invite you to join, would you agree?" Feng Ruonan carefully put the check into the small bag she carried with her, and then spoke.
Without waiting for Zhao Qin's reply, she added, "I am not very capable, but I am confident that with sufficient funds, Feng's Jewelry will become one of the top five in the mainland industry within five years."
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