Zhenguan Xiaoxian Wang Li Shen Li Shimin

The guarantee fee charged by the Chamber of Commerce is 800% of the transaction amount, so isn’t 8000 million yuan equivalent to [-] million yuan in transaction amount?

This is what surprised Li Shen the most.

You must know that even if the Tang Dynasty's economy is improving and the food harvest is good, the annual tax cash money is only between 500 million and 800 million, and the rest is materials.

And his chamber of commerce's annual transaction volume is as high as 8000 million yuan?

"Your Majesty, there are other incomes here, not just guarantee fees, but license fees, which are over a million dollars a year.

Just like businessmen with more than [-] guan, their annual license costs dozens of guan.

Besides, we have 60 million members. When divided equally, the transaction volume per household is just over 100 guan, which is actually not much.

Here we mainly rely on businessmen who make more than ten thousand yuan a year. Their transaction volume is very large every time. Because there have been several incidents, everyone is afraid of it and has developed the habit of asking us to guarantee it. "

Wang Hongfu explained it to Li Shen, but Li Shen still said:

"That sixty to seventy million is too much. I didn't expect that the current business environment is so good. As businessmen get bigger, there will be more workshops and they will recruit more workers.

Ordinary people can make some money and improve their lives during their leisure time. "

"What the prince said is that many workshops have been built in Chang'an and nearby roads." Wang Hongfu agreed.

"This money is too much, we can't afford it, and there will be more next year. And to be honest, the establishment of the Chamber of Commerce actually has other purposes. You all should know,

I am the prince, and this country belongs to my Li family, so no matter what you do, you must consider me, Li Tang.

Tomorrow you order someone to send half of the money to the Ministry of Civil Affairs, and say that Your Majesty knows about this matter. I will write a memorial and send it to the palace tomorrow.

There is also an additional [-]% guarantee fee for merchants with a single transaction amount of more than [-] guan, an additional [-]% guarantee fee for a single transaction of more than [-] guan, and an additional [-]% guarantee fee for a single transaction exceeding [-] guan. If the amount exceeds [-] yuan per transaction, we will charge an additional [-]% guarantee fee. "

Li Shen began to assign tasks to Wang Hongfu.

"My lord, is this too much? Doesn't it mean that if you have more than [-] yuan, you have to pay a [-]% guarantee fee?" Wang Hongfu asked worriedly.

"Well, I am planning to charge [-]% for more than [-] yuan in the future. Tell them that this is because the amount is too large, and the risk of the guarantee will also increase.

You go find a few old shopkeepers. They should be from all walks of life. Give them high treatment. They are usually responsible for inspecting goods and making contracts for those who trade more than [-] guan.

Externally, these people are said to be experts in each industry, referred to as experts. They have been specialized in their respective industries for 30 years and have very rich experience.

Their eyes are the standard, and it’s time for us to set a standard for all walks of life. "

Li Shen still has some experience on how to handle value-added services.

Merchants who make more than [-] yuan per transaction will not care about taking out an extra [-]%.

It all depends on peace of mind, and what Li Shen gives them is integrity, peace of mind, and peace of mind.

Pack a few experts yourself, they are all leaders in various industries, and personally make contracts for you, inspect the goods, and provide guarantees. Don't you think it's worth increasing the price for such a service?

This is the treatment of P among VIPs.

When Li Shen finished speaking, the three of them were extremely impressed. The prince is the prince, and he will always find a good excuse for his misbehavior.

After solving these problems, Li Shen suddenly thought of something he told Li Shimin, so he said:

"I have an idea. Come and listen to it. I want to set up a bank, which is now the Bank.

However, there are some differences between my bank store and my bank store. I plan to open at least one bank bank in every province, every state, and every county in the Tang Dynasty.

After businessmen or ordinary people deposit money in a bank, they can withdraw the money no matter where they are, as long as there is our bank.

This king hopes to be able to communicate with the world. "

"Tongdui Tianxia?" The three of them were shocked.

Although what Li Shen said was very brief, the content was truly shocking. During this period, there were only cabinet shops, which were generally run by the government.

You can store money or items, but of course this requires a fee.

"Your Highness, your idea is very good, but it is not easy to implement. How can we guarantee or know how much money this person has with us?

The counter is for issuing bills. I think the prince also plans to issue bills, right? Wang Hongfu asked because he knew a lot about business.

"Of course you have to issue a note, and I call it a passbook." Li Shen replied.

"Your Majesty, if this is the case, how to prevent counterfeiting? Even in cabinet shops, such things happen, but because those who can open cabinet shops are powerful or government officials,

So things like this rarely happen, but Your Majesty, we are different. There are many people in Chang'an watching us. "

Wang Hongfu said it very straightforwardly, except that if you offend so many people, someone will definitely punish you.

Li Shen smiled slightly after hearing this.

"What Old Wang said is true, but I have already made arrangements. A few years ago, I had people from the research institute conduct research on the production of paper.

As long as we make a different paper and keep the formula of the paper confidential, we can greatly reduce the possibility of fraud.

There is also a secret mark. I will let the research institute study this. We have to create more than one secret mark that they can't imitate. "

Li Shen is very confident in the research institute. He invests so much money a year, not to support idle people. These people are very smart.

As long as you open up an idea for them, they will continue to explore along the way.

"Everyone, today's money transactions can range from hundreds to tens of thousands of guan. An ordinary carriage can only pull a hundred guan.

The quantity of goods purchased by the major wealthy businessmen from other places depends on the amount of money they bring. If there is too much, it will be unsafe. If there is too little, the trip will be in vain.

If we can achieve universal exchange, Chang'an City, as the largest trading place in the world, will more than double its annual transaction volume.

And my ultimate goal is to issue a lightweight, easy-to-carry coin. "

Li Shen opened up his mind and stated his ultimate goal.

"Distribute coins?" Everyone was shocked. Making coins privately is a capital crime.

"Your Majesty, it is against the law to make coins privately." Wang Xuance reminded.

"Shit, the weights of copper coins on the market are all different, and many of them were not made by the imperial court. I guess it was done by aristocratic families, but there is no evidence.

Besides, I didn’t say that I have to do this now. I’ll build the bank first and then talk about it. As for the coin matter, I will naturally discuss it with His Majesty before doing it.

This king has always been very calm in his work, and he will never act recklessly. "