Changsun Huan felt Wang Hanwen's sincerity and was not angry, even though Wang Hanwen said something depressing.

The people Chang Sun Huan has made friends with over the years are all playboys. They are all fair-weather friends. When they are together, they do nothing but spend time, drink, and be jealous.

Not to mention a word of concern, not even a word of truth. Apart from bragging, it's just comparison, and the rest is just flattery.

He felt that people in Jinhaili truly regarded him as family, especially Wang Hanwen and Liu Jinkui, who were close friends with him.

As the saying goes, the two of them were very sincere to him. When he had no money, Wang Hanwen even invested 40,000 yuan in him.

Forty thousand guan, that is not a small amount of money. Even he, the second son of Zhao Guogong, thinks that 40,000 guan is a huge sum of money.

Wang Hanwen not only lent it to him without hesitation, but also didn't ask for a penny in interest. What is this? This is a true confidant, this is a brother who is better than a relative.

"Brother Wang, don't worry. I know what's going on. Thank you very much for your advice. Come on, let me toast you two brothers.

If there is anything that can be of use to me in the future, just ask and I will do my best. "

Changsun Huan raised his wine glass.

"Okay, since Brother Zhangsun thinks highly of us, we will be family from now on. Come and have a drink."

The bold Liu Jinkui raised his glass, and the three of them drank it in one gulp.

Seeing the two people's sincere looks, Zhang Sunhuan suddenly felt ashamed. They were treating him sincerely.

But he was still hiding his secrets. Captain Zhao was obviously deceiving these people and making profits for himself.

But for the sake of profit, he chose to hide the truth and make money with Zhao Derong.

From the beginning, he felt that there were no such good people in this world who would share their methods of making money with others.

Now it seems that Zhao Derong is using the power of these people to get more information.

Moreover, Zhao Derong's wealth is limited, so he will rely on the financial resources of these people at critical moments. You can see that he is also a profiteer when you see that he takes the lion's share every time.

Now that I am with him, what is the difference between me and him?

Changsun Huan wanted to tell the two of them clearly about Zhao Derong several times, but every time the words came to his lips, he was beaten back by his own desire.

Going back and forth, I was extremely confused.

"Brother Zhangsun, you asked Liu about the loan just now, and Liu told you, to be honest, I almost took out a loan when I was in Yuanzheng.

But later when I had money, I didn't borrow it, but Liu did ask about the specific operation.

It’s not very troublesome. As long as you are a member of the Datang Chamber of Commerce, you can bring your license and the things you want to mortgage, such as real estate or shops, workshops, fields, etc.

Even some rare treasures will do. "

Liu Jinkui told the details he knew.

"You still need collateral?" Changsun Huan was a little surprised. He didn't have anything worth 1.5 million yuan as collateral.

"This is what the Chamber of Commerce announcement says, but Wang also feels that collateral must be needed, otherwise there will be so many merchants across the country.

If it is not paid by then, the Chamber of Commerce will suffer heavy losses. "Wang Hanwen also followed the analysis.

"No, there is also a credit loan, but no one has taken out a loan yet." Liu Jinkui said suddenly.

"Credit loan?" The two of them were stunned. There is something new about this word.

"Yes, the membership level of the Chamber of Commerce is very high, and there are many fixed industries, which are worthy of the Chamber of Commerce's trust.

Even if you run away, your property will still be there. With the strength of Prince Ji's Palace, no one will dare to stop you from taking back your property.

So this is called a credit loan, but I heard that those who are eligible are nobles, and ordinary merchants are not yet qualified.

After all, when it comes to credibility, nobles have more credibility. "

Liu Jinkui's words made Changsun Huan, who was originally disappointed, shine again and see hope.

After all, he was from a famous family. In any case, he was the son of Duke Zhao, and he was considered a noble.

Several losses made him feel that it was not easy for him, which strengthened his belief in becoming a rich man.

The three people did not continue to talk about this topic, but talked about their own experiences from all over the world.

Changsun Huan has also been to the northwest, so they still have common topics.

An hour later, when the three of them had had enough wine and food, Liu Jinkui, a rough and arrogant man, suggested that they go to the heaven and earth to take a bath and get a massage.

Changsun Huan had other things on his mind, so he declined politely, claiming that he wanted to walk around the industrial park and look at the shops.

After hearing this, the two of them did not force anything, and got into the carriage together to go to heaven and earth.

After the two left, Changsun Huan walked towards the middle of the industrial park. There was a large building there, which was the headquarters of the First Chamber of Commerce of the Tang Dynasty.

Today, the First Chamber of Commerce of the Tang Dynasty is as usual, bustling with people coming and going.

The service hall and the information release hall are separate. Changsun Huan went directly to the service hall, looked around, and saw the words "loan processing" on the counter next to it.

"Hello, sir, how can I help you?" The staff still had a service-oriented smile, and the staff was full of enthusiasm.

"I want to apply for a loan." Changsun Huan said in a low voice.

"Oh, then fill in the information here, your photo number, specific address, and collateral. We will notify Lang Jun within three days after verification."

The staff gave Changsun Huan a form and followed the procedure.

"I want to apply for a credit loan, but I don't know how." Changsun Huan continued to ask without taking the watch.

"Credit loan?" The staff member was stunned. This was the first time he had to apply for a credit loan since he received the customer.

"I don't know what the membership level of Lang Jun is, and the name of Lang Jun."

"Let your person in charge come and I'll talk to him." Changsun Huan didn't want to reveal his name here.

Although there may be people here who know him, the lower profile the better.

Seeing Chang Sun Huan's appearance, the staff member thought for a while and nodded. He estimated that Chang Sun Huan should be a kid from a rich family, either rich or noble.

After saying to wait a moment, he went to find their steward, and soon an old man came over.

"This gentleman, I heard that you want a credit loan. I wonder what your surname is?" The old man came to the counter and asked in a low voice.

"Changsun." Changsun Huan spat out two words.

"Ah, Mr. Lang, please come here. Let's go to the second floor to talk." The old man's expression suddenly changed after hearing this, and he invited politely.

Changsun Huan nodded and followed the old man up the second floor to a private room.

"Langjun Zhangsun, I am the steward responsible for reviewing loans. This is the first time I have encountered someone who wants to apply for a credit loan, so don't blame me, Langjun."

After the old man came in, he apologized to Changsun Huan and told him that it was his first time and he should not blame him if he offended him.

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